US · BOH
Bank of Hawaii Corporation
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Honolulu, HI 96813
- Website
- boh.com
Price · as of 2025-12-31
$80.14
Market cap 3.01B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $50.88 | -36.51% |
| Intrinsic Value(DCF) | $73.66 | -8.09% |
| Graham-Dodd Method(GD) | $29.13 | -63.65% |
| Graham Formula(GF) | $68.07 | -15.07% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $28.25 | $49.59 | $80.54 | $10.58 | $0.00 |
| 2012 | $31.28 | $36.16 | $56.64 | $13.21 | $20.77 |
| 2013 | $38.81 | $40.32 | $45.69 | $11.83 | $8.76 |
| 2014 | $41.55 | $43.46 | $38.65 | $14.67 | $38.01 |
| 2015 | $48.00 | $45.04 | $39.37 | $16.49 | $42.33 |
| 2016 | $59.40 | $50.80 | $40.14 | $19.23 | $59.02 |
| 2017 | $63.47 | $51.70 | $42.20 | $19.34 | $59.74 |
| 2018 | $61.34 | $49.71 | $44.21 | $20.55 | $64.96 |
| 2019 | $54.69 | $51.68 | $50.91 | $19.88 | $84.01 |
| 2020 | $76.61 | $52.64 | $67.75 | $12.60 | $12.22 |
| 2021 | $69.88 | $48.14 | $87.89 | $28.69 | $17.64 |
| 2022 | $54.75 | $59.39 | $66.61 | $15.35 | $97.63 |
| 2023 | $57.29 | $46.27 | $54.20 | $11.30 | $152.19 |
| 2024 | $66.88 | $45.74 | $44.32 | $12.97 | $54.91 |
| 2025 | $78.14 | $50.88 | $84.22 | $29.13 | $68.07 |
AI valuation
Our deep-learning model estimates Bank of Hawaii Corporation's (BOH) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $50.88
- Current price
- $80.14
- AI upside
- -36.51%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$73.66
-8.09% upside
Graham-Dodd
$29.13
-63.65% upside
Graham Formula
$68.07
-15.07% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| BOH | Bank of Hawaii Corporatio… | $80.14 | 3.01B | -37% | -8% | -64% | -15% | 15.04 | 1.67 | 2.86 | 7.17 | 44.87 | 1.70 | 67.44% | 26.75% | 19.00% | 11.70% | 57.25% | 0.86% | 0.05 | 0.83 | 11.00 | 11.00 | -2.73 | 3353.00% | 525.00% | 919.00% | 5.95% | 2.36 | 46.30% | 3.65% | 54.90% | 30.97% | 7.74 | 12.17 | 2.07 | 0.34 |
| BANC | Banc of California, Inc. | $18.47 | 2.87B | +29% | +3% | +2% | -61% | 12.42 | 0.80 | 1.57 | -3.45 | 9.78 | 0.88 | 58.70% | 17.98% | 12.65% | 6.50% | 115.77% | 0.67% | 0.85 | 0.47 | 0.26 | 0.26 | 1.78 | 12692.00% | -331.00% | 57855.00% | 15.35% | 0.02 | 212.21% | 3.65% | 45.30% | 3.78% | -4.21 | -3.14 | -0.76 | -0.60 |
| CVBF | CVB Financial Corp. | $19.23 | 2.61B | +72% | -10% | -3% | -54% | 12.86 | 1.17 | 4.18 | 3.17 | 231.49 | 1.77 | 79.87% | 43.78% | 32.53% | 9.34% | 13.19% | 1.36% | 0.43 | 2.12 | 0.23 | 0.23 | 3.13 | 556.00% | -233.00% | -2007.00% | 7.26% | 0.02 | 12.32% | 0.00% | 0.00% | 0.00% | 3.17 | 4.56 | 1.39 | -0.48 |
| FHB | First Hawaiian, Inc. | $24.76 | 3.06B | +54% | -6% | +2% | 0% | 11.35 | 1.13 | 2.68 | 8.21 | 49.56 | 1.77 | 100.00% | 30.32% | 23.65% | 10.26% | 13.06% | 1.16% | 0.00 | — | 0.03 | 0.03 | -0.65 | 2291.00% | 321.00% | -1918.00% | 7.44% | 0.02 | 11.03% | 0.00% | 0.00% | 0.00% | 8.21 | 12.46 | 2.49 | -0.28 |
| PFS | Provident Financial Servi… | $21.04 | 2.75B | +36% | +500% | +56% | +201% | 9.64 | 0.99 | 2.03 | 4.78 | 8.58 | 1.37 | 62.69% | 29.52% | 21.06% | 10.72% | 14.47% | 1.19% | 0.89 | 0.80 | — | — | 5.65 | 11238.00% | 2125.00% | 133.00% | 15.34% | — | 21.41% | 0.00% | 0.00% | 0.00% | 4.78 | 4.53 | 1.41 | 0.42 |
| SBCF | Seacoast Banking Corporat… | $31.12 | 3.04B | +47% | +5% | -0% | -20% | 19.51 | 0.92 | 3.25 | -6.34 | 173.15 | 1.55 | 61.57% | 21.45% | 16.66% | 5.53% | -33.73% | 0.80% | 0.44 | 0.66 | 0.40 | 0.40 | 6.19 | 1127.00% | 749.00% | 7584.00% | 10.94% | 0.02 | -71.99% | 0.00% | 0.00% | 0.00% | -6.34 | -3.82 | -1.36 | -0.26 |
| SFNC | Simmons First National Co… | $19.91 | 2.88B | -0% | -22% | — | +542% | -7.32 | 0.85 | 4.65 | 0.20 | — | 1.45 | 5.80% | -84.18% | -63.43% | -11.44% | -26.44% | -1.55% | 0.19 | -1.01 | 0.86 | 0.86 | -0.55 | -34380.00% | -5666.00% | 814.00% | 14.13% | 0.10 | 27.36% | 3.95% | -28.90% | 10.83% | 0.18 | -0.23 | -0.15 | 0.06 |
| TBBK | The Bancorp, Inc. | $52.49 | 2.42B | -12% | -12% | -24% | -48% | 10.86 | 3.59 | 3.59 | 4.03 | 73.93 | 3.59 | 74.26% | 43.89% | 33.05% | 30.85% | -166.02% | 2.52% | 0.61 | — | 8.66 | 8.66 | 1.37 | 1469.00% | -277.00% | 1583.00% | 10.41% | 1.33 | -187.63% | 0.00% | 0.00% | 15.27% | 4.03 | 4.73 | 1.77 | 0.55 |
| TOWN | TowneBank | $34.26 | 2.62B | +64% | -14% | +2% | -57% | 15.65 | 1.10 | 2.63 | 13.18 | 560.69 | 1.53 | 69.58% | 20.86% | 16.82% | 7.43% | 9.56% | 0.92% | 0.15 | 0.74 | 0.10 | 0.02 | 0.56 | 279.00% | -161.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 13.18 | — | 2.75 | -0.48 |
| WSBC | WesBanco, Inc. | $34.87 | 3.35B | -13% | +150% | -55% | +55% | 12.87 | 0.70 | 2.06 | 13.18 | — | 1.17 | 61.31% | 19.53% | 15.99% | 5.69% | 6.11% | 0.83% | 0.53 | 0.53 | 0.06 | 0.06 | 4.51 | -996.00% | 1488.00% | 3668.00% | 10.29% | 0.01 | 8.09% | 5.00% | 64.40% | 17.12% | 14.26 | 13.16 | 2.79 | -0.62 |
About Bank of Hawaii Corporation
Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, Guam, and other Pacific Islands. It operates in three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, personal lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking, investment, credit, and trust services to individuals and families, and high-net-worth individuals; investment management; institutional investment advisory services to corporations, government entities, and foundations; and brokerage offerings, including equities, mutual funds, life insurance, and annuity products. This segment operates 54 branch locations and 307 ATMs throughout Hawaii and the Pacific Islands, and a customer service center, as well as through online and mobile banking. The Commercial Banking segment provides corporate banking, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products. It offers commercial lending and deposit products to middle-market and large companies, and government entities; commercial real estate mortgages to investors, developers, and builders; and international banking and merchant services. The Treasury and Other segment offers corporate asset and liability management services, including interest rate risk management and foreign exchange services. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.
- CEO
- Peter S.
- Employees
- 1.88K
- Beta
- 0.73
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($73.66 ÷ $80.14) − 1 = -8.09% (DCF, example).