US · ITIC
Investors Title Company
- Sector
- Financial Services · Insurance - Specialty
- Headquarters
- Chapel Hill, NC 27514
- Website
- invtitle.com
Price · as of 2025-12-31
$234.83
Market cap 435.84M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $852.14 | +262.88% |
| Intrinsic Value(DCF) | $160.94 | -31.47% |
| Graham-Dodd Method(GD) | $224.30 | -4.48% |
| Graham Formula(GF) | $251.44 | +7.07% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $26.61 | $2,747.48 | $0.00 | $61.45 | $110.06 |
| 2012 | $39.36 | $3,970.72 | $0.00 | $77.60 | $181.52 |
| 2013 | $47.57 | $4,319.21 | $0.00 | $93.46 | $125.97 |
| 2014 | $42.61 | $3,960.67 | $0.00 | $86.71 | $27.78 |
| 2015 | $53.02 | $4,021.16 | $0.00 | $97.55 | $71.98 |
| 2016 | $82.58 | $4,939.51 | $0.00 | $119.37 | $169.28 |
| 2017 | $120.50 | $5,886.46 | $0.00 | $103.87 | $329.78 |
| 2018 | $110.82 | $171.84 | $0.00 | $0.00 | $56.51 |
| 2019 | $106.84 | $229.69 | $251.79 | $38.31 | $412.79 |
| 2020 | $132.39 | $193.57 | $1,180.08 | $0.00 | $743.36 |
| 2021 | $164.32 | $265.25 | $6,587.49 | $0.00 | $1,621.27 |
| 2022 | $125.42 | $315.62 | $1,178.15 | $112.38 | $0.00 |
| 2023 | $142.43 | $590.52 | $153.36 | $97.54 | $0.00 |
| 2024 | $222.84 | $201.24 | $161.57 | $0.00 | $370.54 |
| 2025 | $233.17 | $852.14 | $116.17 | $224.30 | $251.44 |
AI valuation
Our deep-learning model estimates Investors Title Company's (ITIC) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $852.14
- Current price
- $234.83
- AI upside
- +262.88%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$160.94
-31.47% upside
Graham-Dodd
$224.30
-4.48% upside
Graham Formula
$251.44
+7.07% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| ITIC | Investors Title Company | $234.83 | 435.84M | +263% | -31% | -4% | +7% | 12.51 | 1.64 | 1.61 | 7.12 | 95.52 | 1.78 | 98.31% | 16.33% | 12.90% | 13.53% | 34.02% | 10.10% | 0.06 | — | — | — | -0.11 | 1309.00% | 560.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 7.12 | — | 1.16 | 5.43 |
| ACNB | ACNB Corporation | $50.40 | 523.39M | -9% | +40% | -40% | +68% | 10.70 | 1.12 | 2.58 | 12.65 | 1984.13 | 1.36 | 84.05% | 30.58% | 24.09% | 10.97% | 12.09% | 1.32% | 0.90 | 1.69 | 0.04 | 0.04 | 5.22 | 54.00% | 1520.00% | -155.00% | 11.40% | 0.02 | 14.73% | 3.15% | 33.60% | 3.22% | 13.60 | 14.16 | 4.16 | -0.53 |
| AROW | Arrow Financial Corporati… | $33.31 | 547.7M | -29% | -8% | -55% | +27% | 14.30 | 1.06 | 1.91 | -3.72 | — | 1.13 | 60.35% | 16.75% | 13.32% | 7.61% | -15.97% | 0.70% | 0.08 | 0.45 | 0.16 | 0.16 | -2.83 | 0.00% | 1637.00% | 11388.00% | 6.79% | 0.01 | -15.52% | 4.30% | 61.60% | 17.66% | -4.26 | -5.51 | -0.71 | -0.72 |
| BWB | Bridgewater Bancshares, I… | $18.28 | 507.45M | +168% | -11% | +9% | +21% | 11.72 | 0.84 | 1.53 | 4.76 | — | 0.88 | 41.45% | 17.00% | 13.05% | 7.43% | 16.56% | 0.68% | 0.99 | 0.30 | 0.17 | 0.17 | 4.78 | -1890.00% | 1079.00% | 5639.00% | 10.99% | 0.01 | 21.34% | 1.05% | 12.40% | 19.53% | 5.10 | 5.15 | 0.87 | -0.59 |
| FMNB | Farmers National Banc Cor… | $12.93 | 486.86M | +173% | +11% | +56% | -0% | 8.94 | 1.00 | 1.80 | 13.16 | 47.43 | 1.62 | 63.79% | 23.93% | 20.08% | 12.24% | 10.93% | 1.05% | 0.76 | 0.71 | 1.42 | 0.00 | 5.65 | 1885.00% | 88.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.61% | 13.16 | — | 3.15 | 0.16 |
| GBLI | Global Indemnity Group, L… | $28.83 | 412.96M | -1% | +105% | +53% | — | 10.57 | 0.66 | 1.04 | -12.08 | 14.99 | 0.68 | 18.28% | 12.46% | 9.80% | 6.46% | -9.84% | 2.50% | 0.02 | — | — | — | -0.11 | 7049.00% | -1646.00% | -945.00% | 8.50% | — | -8.84% | 4.34% | 45.90% | 4.45% | -13.35 | -18.89 | -1.66 | 0.84 |
| NRIM | Northrim BanCorp, Inc. | $23.49 | 518.91M | +304% | +2% | -62% | +121% | 11.02 | 1.52 | 2.08 | -1.84 | 23.00 | 2.18 | 77.53% | 23.98% | 18.87% | 14.73% | -10.24% | 1.26% | 0.15 | 1.15 | 0.24 | 0.24 | -0.43 | 4788.00% | 2377.00% | -12866.00% | -2.30% | 0.00 | 2.59% | 3.38% | 37.20% | 3.57% | -1.98 | 9.98 | -0.48 | -0.48 |
| TCBX | Third Coast Bancshares, I… | $39.61 | 550.22M | -28% | +77% | +13% | +169% | 9.59 | 0.99 | 1.35 | -2.51 | 23.74 | 1.03 | 48.74% | 18.15% | 14.10% | 10.93% | -114.02% | 1.02% | 0.29 | 0.37 | 0.18 | 0.18 | -3.62 | 4040.00% | 2335.00% | -636.00% | 7.30% | 0.01 | -79.82% | 1.04% | 10.00% | 19.36% | -2.70 | -4.97 | -0.49 | -0.66 |
About Investors Title Company
Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. It also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it serves as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies primarily through approved attorneys from underwriting offices, as well as through independent issuing agents in 24 states and the District of Columbia, primarily in the eastern half of the United States. The company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
- CEO
- James Allen Fine
- Employees
- 521
- Beta
- 0.65
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($160.94 ÷ $234.83) − 1 = -31.47% (DCF, example).