US · NEWT
NewtekOne, Inc.
- Sector
- Financial Services · Asset Management
- Headquarters
- Boca Raton, FL 33431-4479
- Website
- newtekone.com
Price · as of 2024-12-31
$13.12
Market cap 354.74M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $33.27 | +153.58% |
| Intrinsic Value(DCF) | $20.15 | +53.58% |
| Graham-Dodd Method(GD) | $21.24 | +61.9% |
| Graham Formula(GF) | $67.66 | +415.73% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $2.71 | $375.40 | $0.00 | $6.93 | $4.77 |
| 2011 | $2.12 | $1,221.00 | $0.00 | $8.76 | $5.58 |
| 2012 | $2.93 | $320.12 | $0.54 | $11.68 | $16.18 |
| 2013 | $4.37 | $465.96 | $0.00 | $14.29 | $12.96 |
| 2014 | $5.41 | $549.36 | $2.28 | $17.30 | $1.38 |
| 2015 | $5.09 | $20.48 | $11.14 | $1.68 | $0.00 |
| 2016 | $7.60 | $56.16 | $8.46 | $0.00 | $49.03 |
| 2017 | $9.05 | $53.78 | $9.92 | $2.90 | $73.37 |
| 2018 | $10.83 | $24.34 | $16.17 | $0.00 | $65.10 |
| 2019 | $10.35 | $25.91 | $0.00 | $0.00 | $178.96 |
| 2020 | $17.97 | $79.40 | $0.00 | $0.00 | $19.92 |
| 2021 | $20.24 | $90.16 | $0.00 | $0.00 | $316.71 |
| 2022 | $10.39 | $72.60 | $0.00 | $0.00 | $0.00 |
| 2023 | $10.16 | $25.24 | $1,703.66 | $9.84 | $181.09 |
| 2024 | $11.49 | $33.27 | $1,258.85 | $21.24 | $67.66 |
AI valuation
Our deep-learning model estimates NewtekOne, Inc.'s (NEWT) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $33.27
- Current price
- $13.12
- AI upside
- +153.58%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$20.15
+53.58% upside
Graham-Dodd
$21.24
+61.9% upside
Graham Formula
$67.66
+415.73% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| NEWT | NewtekOne, Inc. | $13.12 | 354.74M | +154% | +54% | +62% | +416% | 5.63 | 0.97 | 0.90 | 9.19 | 132.41 | 1.02 | 66.34% | 21.54% | 15.95% | 18.65% | 7.25% | 2.91% | 2.41 | 0.85 | 0.42 | 0.42 | 5.13 | 426.00% | 2612.00% | -956.00% | -53.55% | -0.14 | -21.87% | 0.15% | 0.90% | 47.97% | 9.43 | -4.22 | 2.03 | 0.04 |
| HRZN | Horizon Technology Financ… | $5.96 | 276.05M | +475% | -8% | — | — | -49.39 | 0.83 | 8.20 | -162.59 | — | 0.83 | 4.97% | -12.25% | -16.60% | -1.71% | -0.56% | -0.69% | 1.39 | -0.13 | 5.08 | 4.89 | -95.66 | -7143.00% | 7771.00% | -2084.00% | 14.25% | 2.23 | 5.38% | 16.67% | -823.20% | 23.12% | -162.59 | 17.05 | 19.91 | 0.16 |
| LIEN | Chicago Atlantic BDC, Inc… | $10.03 | 228.89M | +2,607% | +4% | +57% | +678% | 11.14 | 0.36 | 5.97 | 8.66 | — | 0.36 | 100.00% | 53.54% | 53.54% | 4.98% | 5.83% | 4.83% | 0.00 | — | 633.94 | 900.58 | -2.49 | -2119.00% | 7915.00% | -18757.00% | -4.70% | -133.36 | -3.05% | 11.58% | 129.10% | 11.58% | 8.66 | -16.54 | 4.63 | 7.90 |
| NEWTI | NewtekOne, Inc. 8.00% Fix… | $24.92 | 320.16M | +52% | +1% | -15% | +172% | 11.39 | 1.96 | 1.82 | 13.35 | 267.77 | 2.06 | 66.34% | 21.54% | 15.95% | 18.65% | 7.25% | 2.91% | 2.41 | 0.85 | 0.42 | 0.42 | 5.13 | 426.00% | 2612.00% | -956.00% | -26.48% | -0.14 | -21.87% | 0.08% | 0.90% | 23.72% | 13.70 | -6.13 | 2.95 | 0.14 |
| NEWTP | NewtekOne, Inc. Depositar… | $24.27 | 638.88M | — | — | -12% | +179% | — | — | — | — | — | — | 66.34% | 21.54% | 15.95% | 18.65% | 7.25% | 2.91% | 2.41 | 0.85 | 0.42 | 0.42 | 5.13 | 426.00% | 2612.00% | -956.00% | — | -0.14 | -21.87% | — | 0.90% | — | — | — | — | — |
| SSSS | SuRo Capital Corp. | $9.38 | 235.62M | +1,289% | -78% | — | +237% | -3.23 | 0.78 | 26.34 | -4.62 | — | 0.78 | -520.88% | -815.77% | -815.77% | -21.13% | -16.59% | -14.97% | 0.46 | -7.87 | 26.81 | 26.81 | -1.40 | -94211.00% | -2916.00% | -12290.00% | 1.93% | 3.05 | 1.03% | 0.12% | -0.40% | 7.75% | -4.62 | 74.40 | 37.72 | 0.55 |
| TONX | TON Strategy Co. | $1.94 | 115.54M | +22,705% | +169,339,520% | — | — | -0.29 | 0.19 | 3.36 | 0.96 | — | 0.23 | 74.97% | -1301.01% | -1154.08% | -108.76% | -440.39% | -66.79% | 0.03 | 49.13 | 3.84 | 3.57 | 0.75 | -10000.00% | 132063.00% | -1647.00% | -303.18% | -2.04 | -344.44% | 0.00% | 0.00% | 172.44% | 0.78 | 1.00 | -10.13 | -13.41 |
| TPVG | TriplePoint Venture Growt… | $5.19 | 209.67M | +2,342% | -10% | — | +16,529% | 7.92 | 0.73 | 3.56 | 18.93 | — | 0.73 | 63.96% | 45.02% | 45.02% | 9.26% | 4.27% | 3.68% | 1.15 | 1.25 | — | — | 11.01 | -17321.00% | 109241.00% | 21063.00% | 60.27% | — | 20.40% | 20.53% | 162.50% | 60.59% | 18.93 | 3.97 | 8.52 | 0.36 |
| WTF | Waton Financial Limited O… | $5.03 | 242.63M | +38,952% | -50% | — | — | — | — | — | — | — | — | 40.32% | -143.01% | -160.68% | -101.81% | -149.69% | -37.75% | 0.04 | -36.74 | 1.41 | 1.02 | 0.66 | -10000.00% | -2593.00% | -11641.00% | — | 0.02 | 4.87% | — | 0.00% | — | — | — | — | — |
About NewtekOne, Inc.
NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.
- CEO
- Barry Scott Sloane
- Employees
- 591
- Beta
- 1.31
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($20.15 ÷ $13.12) − 1 = +53.58% (DCF, example).