US · ACRE
Ares Commercial Real Estate Corporation
- Sector
- Real Estate · REIT - Mortgage
- Headquarters
- New York City, NY 10167
- Website
- arescre.com
Price · as of 2025-12-31
$5.29
Market cap 277.95M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $28.46 | +438% |
| Intrinsic Value(DCF) | $6.38 | +20.6% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | $4.53 | ||||
| 2013 | $3.92 | $146.48 | $0.00 | $10.34 | $290.19 |
| 2014 | $3.58 | $514.02 | $5.57 | $3.38 | $79.78 |
| 2015 | $3.54 | $107.31 | $8.00 | $5.33 | $46.83 |
| 2016 | $4.76 | $45.76 | $12.39 | $6.31 | $0.00 |
| 2017 | $4.98 | $24.72 | $12.04 | $3.98 | $11.54 |
| 2018 | $6.41 | $18.38 | $5.47 | $4.81 | $35.84 |
| 2019 | $7.25 | $41.30 | $0.00 | $1.71 | $59.73 |
| 2020 | $7.89 | $25.48 | $0.00 | $0.00 | $6.53 |
| 2021 | $8.76 | $31.43 | $0.00 | $2.47 | $52.24 |
| 2022 | $6.48 | $27.45 | $1.97 | $0.00 | $8.44 |
| 2023 | $5.73 | $33.70 | $8.13 | $0.00 | $61.98 |
| 2024 | $4.34 | $1,147.08 | $0.00 | $0.00 | $0.00 |
| 2025 | $5.20 | $28.46 | $3.66 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates Ares Commercial Real Estate Corporation's (ACRE) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $28.46
- Current price
- $5.29
- AI upside
- +438%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$6.38
+20.6% upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| ACRE | Ares Commercial Real Esta… | $5.29 | 277.95M | +438% | +21% | — | — | -316.42 | 0.56 | 3.34 | 18.57 | — | 0.58 | 57.36% | 72.39% | -1.06% | -0.17% | 3.89% | -0.05% | 2.06 | 0.95 | 0.08 | 0.05 | 14.51 | -9744.00% | -279.00% | -4452.00% | 6.91% | 0.02 | 1.24% | 13.67% | -4324.90% | 45.34% | 21.10 | 66.09 | 15.27 | -0.53 |
| ACR | ACRES Commercial Realty C… | $18.51 | 134.86M | +935% | -30% | +101% | -98% | 5.65 | 0.37 | 1.94 | 11.98 | 2.47 | 0.37 | 43.83% | 13.89% | 35.06% | 6.56% | 0.60% | 1.41% | 3.20 | 0.10 | — | — | 10.69 | 22857.00% | -839.00% | -5751.00% | 11.96% | — | 1.00% | 12.37% | 69.80% | 195.03% | 130.27 | 77.98 | 18.10 | -0.40 |
| AOMR | Angel Oak Mortgage, Inc. | $8.58 | 213.76M | +1,222% | +82% | — | -70% | 7.12 | 0.86 | 3.98 | — | — | 0.86 | 100.00% | 0.00% | 55.87% | 11.61% | 0.00% | 1.26% | 7.41 | 0.00 | — | — | — | -1333.00% | -621.00% | -17227.00% | -108.18% | — | -12.16% | 15.32% | 109.10% | 25.07% | — | -8.74 | 37.60 | -0.05 |
| MDV | Modiv Inc. | $15.51 | 159.37M | +299% | +161% | -94% | -70% | 21.33 | 0.73 | 2.96 | 9.58 | — | 0.73 | 92.27% | 47.01% | 12.87% | 3.88% | 5.00% | 1.25% | 1.47 | 1.13 | 0.21 | 0.12 | 6.32 | -11544.00% | -100.00% | 1002.00% | 13.17% | 0.07 | 4.15% | 10.20% | 217.60% | 24.47% | 18.51 | 22.30 | 8.70 | -0.39 |
| MITN | TPG Mortgage Investment T… | $25.32 | 803.54M | +822% | -60% | -44% | +36% | 16.17 | 1.40 | 1.67 | 18.50 | — | 1.40 | 92.45% | 95.31% | 10.30% | 8.82% | 5.78% | 0.62% | 14.45 | 1.12 | 0.09 | 0.09 | 16.85 | -2846.00% | 1440.00% | 668.00% | 7.57% | 0.07 | 0.78% | 3.11% | 50.30% | 3.11% | 19.56 | 147.92 | 18.64 | 0.10 |
| MITT | TPG Mortgage Investment T… | $8.09 | 256.81M | +2,704% | -60% | +74% | +324% | 5.19 | 0.45 | 0.53 | 17.38 | — | 0.45 | 94.73% | 96.86% | 10.30% | 8.82% | 5.86% | 0.62% | 14.45 | 1.13 | 0.09 | 0.09 | 16.85 | -2683.00% | 1440.00% | 668.00% | 23.60% | 0.07 | 0.78% | 9.69% | 50.30% | 9.69% | 18.08 | 138.94 | 17.51 | 0.06 |
| NREF | NexPoint Real Estate Fina… | $14.51 | 257.14M | +1,725% | -60% | — | +1,785% | 6.95 | 0.52 | 2.27 | 56.11 | 9.93 | 0.52 | 89.97% | 76.84% | 26.46% | 8.58% | 1.39% | 0.58% | 10.01 | 1.91 | 13.12 | 13.00 | 53.34 | 7000.00% | 16210.00% | -720.00% | 11.71% | 0.07 | 0.48% | 18.53% | 128.90% | 707.62% | 59.82 | 173.17 | 45.97 | 1.14 |
| REFI | Chicago Atlantic Real Est… | $12.15 | 256.13M | +191% | -54% | — | -38% | 7.32 | 0.88 | 4.95 | — | — | 0.88 | 100.00% | 0.00% | 67.62% | 12.76% | 0.00% | 9.33% | 0.34 | 0.00 | 21.74 | 21.49 | — | -1090.00% | -444.00% | -1850.00% | 8.54% | 1.16 | 6.46% | 15.35% | 112.40% | 15.35% | — | 15.06 | 6.37 | 2.53 |
| SRG | Seritage Growth Propertie… | $2.96 | 166.72M | +528% | +16% | — | +491% | -1.30 | 0.50 | 11.36 | -3.12 | — | 0.50 | -15.05% | -259.85% | -871.27% | -31.77% | -6.76% | -18.59% | 0.59 | -1.83 | 3.30 | 2.91 | -1.36 | -105.00% | -1519.00% | -9319.00% | -26.74% | -1.67 | -7.90% | 2.45% | -3.20% | 42.09% | -7.75 | -6.63 | 20.15 | -1.61 |
About Ares Commercial Real Estate Corporation
Ares Commercial Real Estate Corporation, a specialty finance company, originates and invests in commercial real estate (CRE) loans and related investments in the United States. The company provides a range of financing solutions for the owners, operators, and sponsors of CRE properties. It originates senior mortgage loans, subordinate debt products, mezzanine loans, real estate preferred equity investments, and other CRE investments, including commercial mortgage backed securities. The company has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. Ares Commercial Real Estate Management LLC operates as the manager of the company. The company was incorporated in 2011 and is based in New York, New York.
- CEO
- Bryan Patrick Donohoe
- Employees
- 1.2K
- Beta
- 1.27
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($6.38 ÷ $5.29) − 1 = +20.6% (DCF, example).