US · BBD
Banco Bradesco S.A.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Osasco, SP 06029-900
- Website
- banco.bradesco
Price · as of 2025-12-31
$3.84
Market cap 43.26B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $0.60 | -84.38% |
| Intrinsic Value(DCF) | $634.55 | +16,424.74% |
| Graham-Dodd Method(GD) | $2.00 | -47.92% |
| Graham Formula(GF) | $17.90 | +366.15% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $4.83 | $4.11 | $4.33 | $3.50 | $11.30 |
| 2012 | $5.21 | $7.14 | $0.88 | $3.90 | $3.30 |
| 2013 | $3.68 | $9.01 | $0.00 | $4.10 | $2.70 |
| 2014 | $3.36 | $8.22 | $0.21 | $5.00 | $14.60 |
| 2015 | $3.06 | $1.27 | $0.00 | $3.80 | $13.10 |
| 2016 | $4.81 | $7.77 | $69.12 | $3.70 | $26.50 |
| 2017 | $6.50 | $9.12 | $0.34 | $6.90 | $0.00 |
| 2018 | $6.26 | $5.07 | $0.03 | $1.80 | $0.00 |
| 2019 | $4.40 | $3.13 | $0.00 | $0.00 | $6.40 |
| 2020 | $3.31 | $6.63 | $0.00 | $3.40 | $0.00 |
| 2021 | $3.11 | $1.80 | $0.04 | $1.80 | $10.20 |
| 2022 | $2.16 | $3.57 | $18.27 | $3.60 | $21.60 |
| 2023 | $2.45 | $2.96 | $17.15 | $1.70 | $3.50 |
| 2024 | $1.98 | $0.98 | $2.91 | $2.60 | $1.90 |
| 2025 | $4.08 | $2.96 | $50.50 | $2.00 | $17.90 |
AI valuation
Our deep-learning model estimates Banco Bradesco S.A.'s (BBD) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $0.60
- Current price
- $3.84
- AI upside
- -84.38%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$634.55
+16,424.74% upside
Graham-Dodd
$2.00
-47.92% upside
Graham Formula
$17.90
+366.15% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| BBD | Banco Bradesco S.A. | $3.84 | 43.26B | -23% | +16,425% | -48% | +366% | 9.75 | 1.29 | 0.67 | -94.71 | 28.39 | 1.51 | 34.61% | -1.12% | 6.78% | 13.65% | -0.90% | 1.08% | 2.02 | -0.02 | 0.58 | 0.58 | -62.94 | 3436.00% | 3711.00% | 23731.00% | -136.79% | -0.71 | -74.33% | 5.13% | 50.00% | 133.97% | -87.87 | -1.07 | 0.98 | 0.16 |
| BBAR | Banco BBVA Argentina S.A. | $14.99 | 3.06B | -7% | +89,881% | -26% | — | 11.56 | 1.98 | 0.98 | 0.55 | — | 2.04 | 65.86% | 8.48% | 6.93% | 15.71% | -24.39% | 3.15% | 0.14 | 0.25 | 0.67 | 0.66 | -4.75 | -142.00% | -3112.00% | -105467.00% | -104.67% | -0.52 | 356.76% | 1.78% | 20.50% | 4.25% | 0.64 | -0.05 | 0.05 | 0.40 |
| BBDO | Banco Bradesco S.A. | $3.74 | 39.57B | +287% | +2,945% | -47% | +416% | 8.65 | 1.15 | 0.59 | 46.87 | 23.12 | 1.34 | 34.61% | 5.40% | 6.78% | 13.65% | 2.79% | 1.08% | 4.45 | 0.10 | 0.46 | 0.00 | 37.26 | 3742.00% | 3985.00% | -37561.00% | 125.95% | 0.39 | 38.13% | 5.78% | 50.00% | 5.89% | 52.95 | 3.87 | 2.86 | 0.10 |
| BCH | Banco de Chile | $41.08 | 20.75B | +24% | -48% | — | — | 16.39 | 3.37 | 6.46 | 14.21 | — | 3.47 | 87.38% | 49.98% | 39.40% | 19.38% | 10.58% | 2.25% | 1.96 | 1.56 | 0.37 | 0.37 | 6.05 | -126.00% | -3490.00% | 1625.00% | 2.26% | 0.02 | 3.91% | 4.84% | 79.40% | 4.84% | 15.11 | 51.80 | 7.55 | 0.15 |
| BMA | Banco Macro S.A. | $77.18 | 4.93B | +9,876% | +162% | -7% | — | 24.61 | 1.36 | 1.75 | — | — | -0.04 | 100.00% | 61.18% | 7.11% | 0.01% | 0.08% | 0.00% | 286.47 | — | — | — | — | -9994.00% | -9996.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 604.91 | — | 370.08 | 0.00 |
| BSAC | Banco Santander-Chile | $33.91 | 15.98B | -18% | -27% | -35% | — | 14.17 | 3.16 | 6.47 | — | 60.57 | 3.23 | 100.00% | 59.43% | 45.67% | 21.12% | 9.04% | 1.54% | 2.18 | — | — | — | — | 2340.00% | -5297.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 8.76% | 16.95 | — | 10.07 | 0.29 |
| BSBR | Banco Santander (Brasil) … | $6.51 | 49.54B | -29% | +422% | -71% | -26% | 13.00 | 1.46 | 1.35 | 0.58 | 32.23 | 2.01 | 34.04% | 14.87% | 10.36% | 11.47% | -73.17% | 1.14% | 1.13 | 0.24 | 0.39 | 0.39 | -3.17 | 4032.00% | 631.00% | -17138.00% | -13.62% | -0.03 | 129.50% | 3.22% | 41.90% | 14.44% | 0.66 | -0.54 | 0.10 | -0.16 |
| DB | Deutsche Bank AG | $35.42 | 67.67B | +222% | -58% | +67% | -97% | 9.47 | 0.83 | 1.08 | -5.79 | 7.54 | 0.92 | 49.95% | 15.96% | 11.39% | 8.86% | -795.07% | 0.49% | 2.98 | 0.34 | 15.91 | 15.91 | 7.13 | 12555.00% | -825.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | -5.79 | — | -0.92 | 0.37 |
| GGAL | Grupo Financiero Galicia … | $44.85 | 7.2B | +34% | +3,752% | -48% | — | 15.92 | 1.96 | 1.12 | 4.29 | 13.31 | 2.06 | 62.71% | 20.81% | 15.29% | 18.49% | 65.59% | 3.50% | 0.36 | 0.71 | 0.66 | 0.50 | -0.08 | 11955.00% | -2352.00% | -28307.00% | -24.53% | -0.14 | -117.76% | 5.17% | 82.30% | 5.18% | 4.66 | -3.53 | 0.97 | 0.74 |
| ITUB | Itaú Unibanco Holding S.A… | $9.05 | 99.79B | +131% | +61% | — | +112% | 11.94 | 2.57 | 1.37 | 26.68 | 300.88 | 2.91 | 34.49% | 13.07% | 11.66% | 21.17% | 5.41% | 1.48% | 4.95 | 0.23 | 0.77 | 0.00 | 17.57 | 397.00% | 1803.00% | -23064.00% | 24.42% | 0.14 | 15.12% | 9.02% | 107.70% | 9.59% | 30.60 | 11.99 | 4.00 | 0.20 |
| LYG | Lloyds Banking Group plc | $5.55 | 81.58B | +524% | +6,233% | -48% | +486% | 14.87 | 1.46 | 0.94 | 13.30 | 185.88 | 1.83 | 29.88% | 10.25% | 7.17% | 9.37% | 7.13% | 0.44% | 2.11 | 0.39 | 0.94 | 0.91 | 4.73 | 800.00% | 7281.00% | -9286.00% | -1.02% | 0.06 | -0.94% | 3.21% | 47.70% | 5.95% | 13.30 | -141.76 | 1.36 | 0.14 |
| SUPV | Grupo Supervielle S.A. | $9.36 | 819.43M | +14% | -21% | -23% | — | 15.28 | 2.00 | 0.78 | 5.26 | 10.59 | 2.53 | 56.70% | 6.99% | 5.11% | 13.57% | 49.33% | 2.33% | 0.11 | 0.16 | 0.32 | 0.31 | -2.93 | 14421.00% | -3221.00% | 24645.00% | 28.88% | 0.15 | 217.69% | 1.75% | 26.70% | 3.99% | 7.18 | 2.22 | 0.50 | 0.23 |
About Banco Bradesco S.A.
Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services to individuals, corporates, and businesses in Brazil and internationally. The company operates through two segment, Banking and Insurance. It provides current, savings, click, and salary accounts; real estate credit, vehicle financing, payroll loans, mortgage loans, microcredit, leasing, and personal and installment credit; debit and business cards; financial and security services; consortium products; auto, personal accident, dental, travel, and life insurance; investment products; pension products; real estate and vehicle auctions; cash management, and foreign trade and exchange services; capitalization bonds; and internet banking services. Banco Bradesco S.A. was founded in 1943 and is headquartered in Osasco, Brazil.
- CEO
- Marcelo de Araujo Noronha
- Employees
- 71.95K
- Beta
- 0.29
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($634.55 ÷ $3.84) − 1 = +16,424.74% (DCF, example).