US · BOW
Bowhead Specialty Holdings Inc.
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- New York City, NY 10018
- Website
- bowheadspecialty.com
Price · as of 2025-12-31
$24.32
Market cap 830.4M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $82.81 | +240.5% |
| Intrinsic Value(DCF) | $623.67 | +2,464.43% |
| Graham-Dodd Method(GD) | $21.88 | -10.04% |
| Graham Formula(GF) | $59.79 | +145.86% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | |||||
| 2020 | |||||
| 2021 | |||||
| 2022 | |||||
| 2023 | $19.21 | $45.21 | |||
| 2024 | $33.49 | $54.92 | $3,916.66 | $19.20 | $73.38 |
| 2025 | $25.57 | $82.81 | $1,603.17 | $21.88 | $59.79 |
AI valuation
Our deep-learning model estimates Bowhead Specialty Holdings Inc.'s (BOW) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $82.81
- Current price
- $24.32
- AI upside
- +240.5%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$623.67
+2,464.43% upside
Graham-Dodd
$21.88
-10.04% upside
Graham Formula
$59.79
+145.86% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| BOW | Bowhead Specialty Holding… | $24.32 | 830.4M | +241% | +2,464% | -10% | +146% | 15.58 | 1.87 | 1.52 | -11.06 | 67.01 | 1.87 | 40.16% | 12.20% | 9.75% | 13.14% | -6.07% | 2.67% | 0.00 | 33.43 | 5110.75 | 5110.75 | -3.37 | 2326.00% | 2961.00% | -10013.00% | -0.05% | -1.22 | 0.04% | 0.00% | 0.00% | 16.26% | -11.39 | 2006.63 | -1.39 | 1.47 |
| AMSF | AMERISAFE, Inc. | $32.53 | 617.77M | +93% | -16% | +3% | -19% | 13.53 | 0.56 | 2.01 | 9.79 | — | 0.56 | 46.43% | 18.55% | 14.86% | 6.79% | 7.89% | 6.83% | 0.00 | — | — | — | -1.05 | -1453.00% | 263.00% | -6179.00% | 1.40% | — | 1.49% | 7.62% | 103.10% | 10.42% | 9.79 | 64.58 | 1.82 | 3.07 |
| ASIC | Ategrity Specialty Holdin… | $22.12 | 1.06B | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| CFFN | Capitol Federal Financial… | $7.18 | 943.73M | +263% | -41% | -23% | +29% | 12.53 | 0.81 | 2.04 | 18.55 | 15.80 | 0.82 | 47.30% | 19.89% | 16.30% | 6.54% | 3.39% | 0.70% | 1.86 | 0.38 | 1.27 | 0.17 | 18.72 | 7931.00% | 1003.00% | 10766.00% | 5.85% | 0.01 | 2.48% | 5.19% | 65.10% | 36.60% | 20.28 | 33.78 | 4.03 | 0.33 |
| DGICA | Donegal Group Inc. | $17.62 | 639.97M | +187% | -52% | +91% | +2% | 6.85 | 0.85 | 0.56 | 5.58 | 16.14 | 0.95 | 42.30% | 9.98% | 8.11% | 13.38% | 19.18% | 3.36% | 0.05 | 72.24 | — | — | 0.08 | 4248.00% | -117.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 5.66 | — | 0.56 | 0.92 |
| EIG | Employers Holdings, Inc. | $41.35 | 929.51M | +72% | -13% | -47% | -94% | 92.64 | 1.05 | 1.17 | -117.06 | — | 1.10 | 32.21% | 1.40% | 1.26% | 1.07% | -1.49% | 0.31% | 0.04 | 24.00 | 4.98 | 88.29 | -197.10 | -9045.00% | -255.00% | 3119.00% | 9.37% | 2.92 | -12.91% | 2.99% | 276.90% | 242.82% | -121.94 | -15.60 | -1.71 | 1.14 |
| ESQ | Esquire Financial Holding… | $100.98 | 864.94M | -52% | +174% | -52% | +17% | 12.83 | 2.36 | 4.05 | 3.07 | 273.93 | 2.36 | 86.88% | 42.87% | 31.57% | 20.04% | -39.74% | 2.49% | 0.00 | 4.41 | 0.23 | 0.23 | -2.02 | 468.00% | 1367.00% | -85.00% | 6.97% | 0.03 | -35.55% | 0.87% | 11.10% | 0.87% | 3.24 | 4.92 | 1.39 | -0.31 |
| HAFC | Hanmi Financial Corporati… | $26.11 | 782.13M | -21% | -14% | -13% | +13% | 10.34 | 0.99 | 1.77 | -0.24 | 46.09 | 1.00 | 57.46% | 24.27% | 17.11% | 9.96% | -149.34% | 0.98% | 0.35 | 0.62 | 3.58 | 3.58 | 0.63 | 2244.00% | 355.00% | 30138.00% | 26.18% | 0.10 | -404.33% | 4.15% | 42.90% | 7.97% | -0.24 | -0.13 | -0.06 | 1.08 |
| HRTG | Heritage Insurance Holdin… | $27.87 | 861.5M | +1% | -31% | -30% | +35% | 5.66 | 1.20 | 0.43 | -0.53 | 34.96 | 1.37 | 21.88% | 10.12% | 7.53% | 24.08% | -41.50% | 2.68% | 0.49 | 7.56 | — | — | -3.02 | 1618.00% | 1108.00% | 3030.00% | 22.65% | — | -53.19% | 0.02% | 0.10% | 0.02% | -0.66 | -0.69 | -0.07 | 0.59 |
| UFCS | United Fire Group, Inc. | $38.86 | 991.78M | -1% | +141% | +26% | +113% | 8.77 | 1.10 | 0.75 | 5.53 | 10.03 | 1.10 | 44.86% | 10.67% | 8.52% | 13.72% | 42.55% | 3.23% | 0.00 | 13.13 | — | — | -0.98 | 8745.00% | 1075.00% | -1983.00% | 25.41% | — | 94.79% | 1.57% | 13.80% | 8.56% | 5.95 | 3.34 | 0.63 | 0.75 |
| UVE | Universal Insurance Holdi… | $35.17 | 986.48M | +173% | -20% | +49% | +141% | 5.53 | 1.84 | 0.63 | 2.55 | 2.58 | 1.85 | 38.21% | 15.23% | 11.47% | 39.59% | 159.97% | 8.36% | 0.18 | 50.30 | 19.39 | 19.39 | -1.51 | 21443.00% | 494.00% | 19006.00% | 37.24% | 13.36 | 329.68% | 0.00% | 0.00% | 21.65% | 2.61 | 1.68 | 0.40 | 2.93 |
About Bowhead Specialty Holdings Inc.
Bowhead Specialty Holdings Inc. provides specialty property and casualty insurance products in the United States. It underwrites casualty insurance solutions for risks in the construction, distribution, heavy manufacturing, real estate, and hospitality segments; professional liability insurance solutions for financial institutions, private and public directors and officers liability insurance, errors and omissions liability insurance, and cyber segments; and healthcare solutions for hospitals, senior care providers, managed care organizations, miscellaneous medical facilities, and healthcare management liability segments. The company distributes its products through distribution partners in wholesale and retail markets. Bowhead Specialty Holdings Inc. was formerly known as Bowhead Holdings Inc. and changed its name to Bowhead Specialty Holdings Inc. in March 2024. The company was founded in 2020 and is based in New York, New York. Bowhead Specialty Holdings Inc. operates as a subsidiary of Bowhead Insurance Holdings LP.
- CEO
- Stephen Jay Sills
- Employees
- 249
- Beta
- -1.08
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($623.67 ÷ $24.32) − 1 = +2,464.43% (DCF, example).