US · AMSF
AMERISAFE, Inc.
- Sector
- Financial Services · Insurance - Specialty
- Headquarters
- Deridder, LA 70634
- Website
- amerisafe.com
Price · as of 2025-12-31
$30.18
Market cap 617.77M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $62.85 | +108.25% |
| Intrinsic Value(DCF) | $27.30 | -9.54% |
| Graham-Dodd Method(GD) | $33.57 | +11.24% |
| Graham Formula(GF) | $26.37 | -12.61% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $9.73 | $40.22 | $35.83 | $25.85 | $27.25 |
| 2012 | $14.04 | $39.82 | $144.99 | $29.07 | $35.39 |
| 2013 | $18.10 | $48.64 | $47.18 | $29.74 | $44.30 |
| 2014 | $17.51 | $35.87 | $25.18 | $8.54 | $60.29 |
| 2015 | $23.67 | $41.89 | $15.09 | $0.00 | $28.11 |
| 2016 | $31.82 | $40.42 | $4.17 | $0.00 | $28.46 |
| 2017 | $30.28 | $39.50 | $6.70 | $0.00 | $7.15 |
| 2018 | $34.67 | $95.19 | $11.25 | $0.00 | $32.46 |
| 2019 | $41.63 | $43.49 | $19.04 | $0.00 | $29.94 |
| 2020 | $42.55 | $103.53 | $15.31 | $0.00 | $0.43 |
| 2021 | $33.64 | $97.41 | $12.64 | $0.00 | $4.88 |
| 2022 | $39.95 | $40.29 | $12.25 | $0.00 | $4.70 |
| 2023 | $45.69 | $42.22 | $14.63 | $0.00 | $39.40 |
| 2024 | $46.95 | $41.25 | $12.06 | $0.00 | $25.86 |
| 2025 | $33.62 | $62.85 | $23.64 | $33.57 | $26.37 |
AI valuation
Our deep-learning model estimates AMERISAFE, Inc.'s (AMSF) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $62.85
- Current price
- $30.18
- AI upside
- +108.25%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$27.30
-9.54% upside
Graham-Dodd
$33.57
+11.24% upside
Graham Formula
$26.37
-12.61% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AMSF | AMERISAFE, Inc. | $30.18 | 617.77M | +108% | -10% | +11% | -13% | 13.53 | 0.56 | 2.01 | 9.79 | — | 0.56 | 46.43% | 18.55% | 14.86% | 6.79% | 7.89% | 6.83% | 0.00 | — | — | — | -1.05 | -1453.00% | 263.00% | -6179.00% | 1.40% | — | 1.49% | 7.62% | 103.10% | 10.42% | 9.79 | 64.58 | 1.82 | 3.07 |
| AMBC | Ambac Financial Group, In… | $8.29 | 397.37M | +652% | -35% | — | +433% | -7.49 | 0.52 | 1.87 | -8.51 | -1.02 | 4.70 | 59.17% | -21.40% | -235.97% | -5.31% | -3.04% | -0.71% | 0.18 | -5.38 | 4.37 | 3.65 | -3.37 | 73529.00% | -1234.00% | -9962.00% | 0.17% | 0.00 | 0.05% | 0.00% | 0.00% | 763.73% | -5.14 | 340.71 | 1.10 | 0.28 |
| EIG | Employers Holdings, Inc. | $41.35 | 929.51M | +72% | -13% | -47% | -94% | 92.64 | 1.05 | 1.17 | -117.06 | — | 1.10 | 32.21% | 1.40% | 1.26% | 1.07% | -1.49% | 0.31% | 0.04 | 24.00 | 4.98 | 88.29 | -197.10 | -9045.00% | -255.00% | 3119.00% | 9.37% | 2.92 | -12.91% | 2.99% | 276.90% | 242.82% | -121.94 | -15.60 | -1.71 | 1.14 |
| HIPO | Hippo Holdings Inc. | $28.76 | 728.64M | +228% | +3,759% | -78% | — | -26.08 | 2.06 | 2.00 | -132.94 | — | 2.51 | 19.97% | -7.36% | -10.88% | -7.73% | -71.82% | -1.86% | 0.03 | — | 1.36 | 1.36 | 44.67 | -8584.00% | 7744.00% | -13393.00% | 6.33% | 0.18 | 123.72% | 0.00% | 0.00% | 10.18% | -20.38 | 11.83 | 1.50 | -0.52 |
| ITIC | Investors Title Company | $230.90 | 435.84M | +269% | -30% | -3% | +9% | 12.51 | 1.64 | 1.61 | 7.12 | 95.52 | 1.78 | 98.31% | 16.33% | 12.90% | 13.53% | 34.02% | 10.10% | 0.06 | — | — | — | -0.11 | 1309.00% | 560.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 7.12 | — | 1.16 | 5.43 |
| JRVR | James River Group Holding… | $7.00 | 321.76M | +1,085% | -39% | — | +23% | -1.93 | 0.26 | 0.22 | 10.99 | — | 0.41 | 12.34% | -10.05% | -11.46% | -12.74% | 17.03% | -1.57% | 0.51 | -2.88 | — | — | 1.22 | -224.00% | -1285.00% | -40910.00% | -161.24% | — | 67.59% | 12.16% | -23.40% | 82.26% | 7.29 | 2.06 | -0.73 | 0.00 |
| MBI | MBIA Inc. | $6.55 | 330.73M | +1,041% | -59% | — | — | -1.85 | -0.15 | 4.10 | 128.73 | — | -0.15 | 15.00% | -226.25% | -221.25% | 8.18% | 40.50% | -8.47% | -1.27 | -0.92 | 7.16 | 7.16 | 173.38 | -6189.00% | 9048.00% | -12159.00% | 11.60% | 0.22 | -8.70% | 0.00% | 0.00% | 112.91% | -11.38 | 54.20 | 25.75 | -0.81 |
| TIPT | Tiptree Inc. | $17.03 | 644.14M | +111% | -18% | -77% | +163% | 9.62 | 1.84 | 0.41 | -0.77 | 3.27 | 7.99 | 58.82% | 7.31% | 2.61% | 20.05% | -17.74% | 1.62% | 0.94 | 4.63 | — | — | 0.53 | 29394.00% | 2388.00% | 31225.00% | 28.08% | — | -47.91% | 2.94% | 28.30% | 2.94% | -1.05 | -0.66 | -0.08 | 0.57 |
About AMERISAFE, Inc.
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company's workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It serves small to mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in DeRidder, Louisiana.
- CEO
- Gerry Janelle Frost
- Employees
- 362
- Beta
- 0.38
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($27.30 ÷ $30.18) − 1 = -9.54% (DCF, example).