US · CLOV
Clover Health Investments, Corp.
- Sector
- Healthcare · Medical - Healthcare Plans
- Headquarters
- Franklin, TN 37067
- Website
- cloverhealth.com
Price · as of 2025-12-31
$2.71
Market cap 1.08B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $31.98 | +1,080.07% |
| Intrinsic Value(DCF) | $147.79 | +5,353.51% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | $0.00 | $0.00 | |||
| 2020 | $8.91 | $33.36 | $161.10 | $0.00 | $0.00 |
| 2021 | $3.09 | $36.14 | $59,246.98 | $0.00 | $0.00 |
| 2022 | $0.92 | $26.59 | $1.30 | $0.00 | $11.66 |
| 2023 | $0.81 | $26.13 | $2.84 | $0.00 | $0.00 |
| 2024 | $3.64 | $28.45 | $0.29 | $0.26 | $0.00 |
| 2025 | $2.04 | $31.98 | $74.02 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates Clover Health Investments, Corp.'s (CLOV) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $31.98
- Current price
- $2.71
- AI upside
- +1,080.07%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$147.79
+5,353.51% upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CLOV | Clover Health Investments… | $2.71 | 1.08B | +1,080% | +5,354% | — | — | -12.33 | 3.42 | 0.55 | -11.45 | -13.17 | 3.45 | 103.58% | -4.44% | -4.45% | -26.33% | -51.38% | -15.25% | 0.00 | — | 1.47 | 0.46 | 0.93 | 9362.00% | 4034.00% | -30721.00% | -6.54% | -0.32 | -41.43% | 0.00% | 0.00% | 0.10% | -11.22 | -13.92 | 0.50 | 0.06 |
| BGM | BGM Group Ltd. | $1.11 | 222.69M | +3,719% | +391% | +343% | +545% | -40.44 | 1.44 | 2.44 | 49.11 | — | 1.61 | 16.39% | -2.25% | -5.75% | -3.55% | -1.76% | -2.91% | 0.00 | -0.88 | 3.39 | 2.73 | -11.16 | -8148.00% | -4599.00% | -43.00% | -5.52% | 0.06 | -14.87% | 0.00% | 0.00% | 4.76% | -76.65 | -12.76 | 1.72 | 5.16 |
| CERT | Certara, Inc. | $7.08 | 1.13B | +312% | -51% | -75% | — | -708.95 | 1.06 | 2.70 | 11.35 | — | -7.16 | 61.53% | 5.02% | -0.38% | -0.15% | 0.81% | -0.10% | 0.01 | 1.06 | 2.05 | 1.91 | -2.12 | -8668.00% | 875.00% | 1994.00% | 8.36% | 0.63 | 9.11% | 0.00% | 0.00% | 31.25% | 45.34 | 10.08 | 2.27 | 1.70 |
| GPCR | Structure Therapeutics In… | $62.98 | 3.63B | — | — | — | — | -26.37 | 2.46 | — | -16.39 | -1028.46 | 2.46 | 0.00% | — | — | -11.86% | -570.89% | -11.35% | 0.00 | — | 24.81 | 22.85 | 5.69 | 256.00% | — | 9149.00% | -6.06% | -3.51 | -730.15% | 0.00% | 0.00% | 16.85% | -12.94 | -10.11 | — | 33.44 |
| GRDN | Guardian Pharmacy Service… | $33.51 | 2.12B | -11% | +240% | — | — | -16.12 | 8.03 | 0.93 | -27.12 | — | 19.59 | 19.89% | -5.12% | -7.11% | -83.14% | -46.27% | -24.00% | 0.26 | -19.19 | 1.05 | 0.71 | -0.75 | -55385.00% | 1742.00% | -2608.00% | 3.63% | 0.40 | 30.59% | 3.12% | -50.30% | 11.06% | -18.72 | 28.32 | 0.96 | 7.31 |
| LFST | LifeStance Health Group, … | $7.24 | 2.82B | +311% | -6% | -90% | -93% | 285.23 | 1.81 | 1.94 | 34.29 | — | 55.12 | 28.53% | 1.80% | 0.68% | 0.65% | 1.24% | 0.45% | 0.13 | 2.20 | 1.65 | 1.37 | -0.69 | -11333.00% | 1385.00% | 2839.00% | 3.99% | 0.58 | 6.78% | 0.00% | 0.00% | 13.97% | 105.10 | 24.55 | 1.90 | 2.68 |
| PRCT | PROCEPT BioRobotics Corpo… | $22.69 | 1.27B | +83% | +106% | — | — | -15.10 | 3.94 | 4.69 | -15.09 | — | 3.95 | 63.70% | -33.71% | -31.02% | -24.89% | -74.26% | -18.34% | 0.14 | -11.69 | 6.85 | 5.62 | 2.93 | -171.00% | 3722.00% | -4370.00% | -4.04% | -0.74 | -41.71% | 0.00% | 0.00% | 0.44% | -11.64 | -20.71 | 3.92 | 5.16 |
| QDEL | QuidelOrtho Corporation | $22.74 | 1.54B | -6% | -60% | — | — | -1.35 | 0.80 | 0.56 | -8.47 | — | -2.38 | 46.67% | -33.67% | -41.45% | -46.15% | -18.22% | -18.56% | 1.46 | -5.18 | 1.50 | 0.64 | -5.40 | -4535.00% | -189.00% | -2596.00% | -5.42% | 0.11 | -1.65% | 0.00% | 0.00% | 0.00% | -4.50 | -49.82 | 1.51 | 0.29 |
| TWST | Twist Bioscience Corporat… | $46.92 | 2.88B | -25% | -66% | -100% | — | -24.87 | 4.08 | 5.13 | -35.25 | — | 5.12 | 50.72% | -36.18% | -20.63% | -16.43% | -41.34% | -12.37% | 0.29 | — | 3.64 | 3.17 | 0.88 | -6389.00% | 2032.00% | 934.00% | -3.92% | -0.52 | -22.95% | 0.00% | 0.00% | 0.00% | -13.48 | -24.28 | 4.88 | 4.32 |
| TXG | 10x Genomics, Inc. | $23.05 | 2.94B | +141% | -55% | -80% | — | -66.29 | 3.63 | 4.49 | -22.74 | — | 3.96 | 69.05% | -17.25% | -6.77% | -5.78% | -26.72% | -4.44% | 0.20 | — | 4.46 | 3.95 | 2.85 | -7697.00% | 525.00% | -237116.00% | 4.51% | 0.89 | 31.35% | 0.00% | 0.00% | 1.90% | -22.74 | 19.38 | 3.92 | 5.92 |
About Clover Health Investments, Corp.
Clover Health Investments, Corp. operates as a medicare advantage insurer in the United States. The company through its Clover Assistant, a software platform that provides preferred provider organization and health maintenance organization health plans for medicare-eligible consumers. It also focuses on non-insurance businesses. Clover Health Investments, Corp. was incorporated in 2014 and is based in Franklin, Tennessee.
- CEO
- Andrew Toy
- Employees
- 570
- Beta
- 2.10
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($147.79 ÷ $2.71) − 1 = +5,353.51% (DCF, example).