US · CPBI
Central Plains Bancshares, Inc. Common Stock
- Sector
- Financial Services · Shell Companies
- Headquarters
- Grand Island, NE 68801
- Website
- homefederalne.bank
Price · as of 2025-03-31
$17.42
Market cap 74.73M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $88.62 | +408.73% |
| Intrinsic Value(DCF) | $14.58 | -16.3% |
| Graham-Dodd Method(GD) | $26.63 | +52.88% |
| Graham Formula(GF) | $21.16 | +21.48% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | |||||
| 2020 | |||||
| 2021 | |||||
| 2022 | |||||
| 2023 | $12.74 | $11.17 | |||
| 2024 | $10.06 | $11.32 | $28.94 | $28.25 | $39.45 |
| 2025 | $14.85 | $88.62 | $18.07 | $26.63 | $21.16 |
AI valuation
Our deep-learning model estimates Central Plains Bancshares, Inc. Common Stock's (CPBI) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $88.62
- Current price
- $17.42
- AI upside
- +408.73%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$14.58
-16.3% upside
Graham-Dodd
$26.63
+52.88% upside
Graham Formula
$21.16
+21.48% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CPBI | Central Plains Bancshares… | $17.42 | 74.73M | +409% | -16% | +53% | +21% | 15.50 | 0.68 | 2.07 | -5.34 | — | 0.68 | 69.19% | 16.56% | 13.38% | 4.52% | 10.49% | 0.75% | 0.00 | 0.55 | — | — | -6.34 | -1233.00% | 1468.00% | -18950.00% | -5.42% | — | -8.81% | 0.00% | 0.00% | 31.68% | -5.34 | 7.88 | -0.88 | 0.30 |
| AFJK | Aimei Health Technology C… | $32.31 | 197.79M | — | — | — | — | 38.73 | 1.37 | — | -92.99 | 2.82 | 1.37 | 0.00% | — | — | 3.59% | -1.50% | 3.54% | 0.00 | — | 0.04 | 0.03 | -0.19 | 137368.00% | — | — | -0.68% | -0.82 | -0.95% | 0.00% | 0.00% | 0.00% | -92.99 | -147.31 | — | 39.26 |
| BAYA | Bayview Acquisition Corp … | $11.85 | 64.48M | — | — | — | — | 44.48 | 2.15 | — | -76.31 | 2.16 | 2.15 | 0.00% | — | — | 3.70% | -2.17% | 3.49% | 0.01 | — | 0.10 | 0.07 | -0.40 | 206216.00% | — | 1098136.00% | -0.63% | -0.38 | -1.03% | 0.00% | 0.00% | 30.53% | -76.31 | -160.39 | — | 13.60 |
| BOTJ | Bank of the James Financi… | $19.92 | 90.5M | +1,422% | +296% | +36% | +38% | 9.67 | 1.09 | 1.40 | 1.04 | 70.50 | 1.21 | 77.90% | 23.81% | 14.43% | 12.45% | 48.27% | 0.89% | 0.11 | 1.07 | 0.66 | 0.66 | -6.79 | 1371.00% | 601.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 82.24% | 0.78 | — | 0.18 | 0.18 |
| DAIC | CID HoldCo, Inc. Common S… | $0.24 | 6.67M | — | — | — | +292% | — | — | — | — | — | — | -99.17% | -778.91% | -1179.19% | 386.26% | 23.21% | -518.25% | -0.07 | -4.06 | 0.07 | 0.07 | -0.11 | 15608.00% | -6073.00% | -6493.00% | — | -0.14 | 14.17% | — | 0.00% | — | — | — | — | — |
| FUSB | First US Bancshares, Inc. | $15.28 | 88.12M | +486% | +21% | +26% | +62% | 9.46 | 0.78 | 1.25 | 2.17 | — | 0.85 | 63.24% | 17.39% | 13.21% | 8.64% | -62.72% | 0.75% | 0.21 | 0.49 | 0.08 | 0.08 | -2.11 | 0.00% | 1010.00% | -5121.00% | 7.32% | 0.01 | -43.46% | 1.64% | 15.50% | 3.76% | 2.52 | 4.78 | 0.44 | -0.71 |
About Central Plains Bancshares, Inc. Common Stock
Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. It offers checking accounts, savings accounts, and certificate of deposit accounts. The company also provides one- to four-family residential mortgage loans secured by properties, as well as commercial real estate loans, commercial and industrial loans, multi-family residential real estate loans, construction and land development loans, agricultural real estate and non-real estate loans, and consumer loans. In addition, it offers electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was incorporated in 2023 and is based in Grand Island, Nebraska.
- CEO
- Dannel R. Garness
- Employees
- 71
- Beta
- 0.13
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($14.58 ÷ $17.42) − 1 = -16.3% (DCF, example).