US · EARN
Ellington Credit Company
- Sector
- Financial Services · Asset Management
- Headquarters
- Old Greenwich, CT 06870
- Website
- ellingtoncredit.com
Price · as of 2024-12-31
$4.78
Market cap 183.72M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $72.84 | +1,423.85% |
| Intrinsic Value(DCF) | $6.16 | +28.87% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $0.02 | -99.52% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | $3.40 | $764.24 | $119,228.52 | $10.64 | $0.00 |
| 2014 | $3.90 | $310.17 | $896,375.79 | $0.00 | $662.90 |
| 2015 | $3.39 | $182.66 | $10.69 | $0.00 | $0.00 |
| 2016 | $4.38 | $3,717.68 | $4,262.82 | $0.00 | $172.42 |
| 2017 | $3.91 | $130.04 | $130.35 | $0.00 | $39.22 |
| 2018 | $4.70 | $188.31 | $7.64 | $0.00 | $13.75 |
| 2019 | $4.82 | $174.71 | $6,857.00 | $3.22 | $245.15 |
| 2020 | $6.29 | $92.92 | $13.85 | $4.80 | $0.00 |
| 2021 | $5.44 | $106.16 | $7.84 | $0.00 | $40.68 |
| 2022 | $4.52 | $121.70 | $0.00 | $0.00 | $1,239.17 |
| 2023 | $4.58 | $203.66 | $6.59 | $0.00 | |
| 2024 | $5.47 | $72.84 | $6.26 | $0.00 | $0.02 |
AI valuation
Our deep-learning model estimates Ellington Credit Company's (EARN) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $72.84
- Current price
- $4.78
- AI upside
- +1,423.85%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$6.16
+28.87% upside
Graham-Dodd
—
— upside
Graham Formula
$0.02
-99.52% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| EARN | Ellington Credit Company | $4.78 | 183.72M | +1,424% | +29% | — | -100% | 22.55 | 0.77 | 2.93 | 95.78 | — | 0.77 | 31.34% | 14.00% | 13.00% | 3.99% | 0.85% | 0.74% | 2.91 | 0.20 | 0.13 | 0.13 | 74.85 | -2258.00% | -845.00% | -19092.00% | 6.14% | 0.02 | 1.17% | 14.96% | 337.30% | 122.60% | 95.78 | 74.59 | 13.41 | -0.79 |
| EFSI | Eagle Financial Services,… | $34.71 | 186.61M | -26% | +2% | +6% | +125% | 7.21 | 0.93 | 1.05 | 4.20 | 11.56 | 0.93 | 59.74% | 17.84% | 14.48% | 13.50% | 21.15% | 0.83% | 1.26 | 0.47 | 0.11 | 0.11 | -1.32 | 6241.00% | 1043.00% | 20570.00% | 16.03% | 0.01 | 24.46% | 3.88% | 28.00% | 102.19% | 4.42 | 4.71 | 0.79 | -0.70 |
| INV | Innventure, Inc. | $2.84 | 159.99M | +754% | +129% | — | — | -4.44 | 0.82 | 284.76 | -3.92 | -3.11 | -0.82 | -271.23% | -6317.54% | -6409.02% | -38.57% | -35.04% | -16.87% | 0.07 | -31.69 | 0.35 | 0.16 | -0.18 | 14306.00% | 922.00% | 14384.00% | -14.12% | -0.69 | -22.96% | 0.19% | -0.80% | 0.19% | -4.73 | -7.43 | 298.83 | 1.04 |
| MPV | Barings Participation Inv… | $18.91 | 202.76M | +99% | -50% | -90% | -22% | 8.81 | 0.92 | 7.48 | 9.56 | — | 0.92 | 92.49% | 90.86% | 84.94% | 10.50% | 10.00% | 8.92% | 0.14 | 12.11 | 1.83 | 1.83 | 0.93 | -526.00% | 94.00% | -1861.00% | 8.50% | 1.95 | 7.17% | 10.15% | 89.40% | 10.15% | 9.12 | 13.03 | 8.29 | 3.52 |
| NOAH | Noah Holdings Limited | $11.82 | 788.97M | +1,111% | +213% | — | — | 2.06 | 0.10 | 0.39 | -5.00 | — | 0.10 | 48.12% | 24.37% | 18.28% | 4.81% | 8.13% | 3.98% | 0.01 | — | 4.53 | 4.37 | -4.66 | -5354.00% | -2106.00% | -7370.00% | 30.38% | 0.27 | 6.07% | 100.35% | 206.90% | 105.66% | -6.24 | -12.97 | -1.52 | 1.96 |
| OXSQ | Oxford Square Capital Cor… | $1.77 | 144.55M | +1,342% | +10% | — | — | 24.96 | 0.91 | 8.24 | 40.05 | — | 0.91 | 55.94% | 33.01% | 33.01% | 3.77% | 2.27% | 2.04% | 0.77 | 0.00 | 2.85 | 2.85 | 15.08 | -7106.00% | -4695.00% | -380.00% | 17.52% | 1.94 | 9.93% | 17.55% | 438.10% | 37.01% | 40.05 | 9.16 | 13.22 | -0.68 |
| STEX | Streamex Corp. | $2.22 | 87.88M | +3,592% | +27% | — | — | -1.07 | -7.66 | 275.57 | -0.88 | — | -6.45 | 100.00% | -32155.00% | -25825.00% | 475.14% | 605.84% | -783.26% | -0.07 | -1169.27 | 0.15 | 0.12 | 0.00 | -8101.00% | 12222.00% | -7281.00% | -43.17% | -2.10 | 224.12% | 0.00% | 0.00% | 2.74% | -0.85 | -2.31 | 274.24 | -474.74 |
| SWKH | SWK Holdings Corporation | $16.42 | 199.46M | +20% | -76% | +75% | +76% | 8.88 | 0.42 | 2.66 | 6.09 | — | 0.42 | 95.10% | 25.75% | 29.98% | 4.74% | 2.66% | 4.05% | 0.13 | 2.47 | 3.64 | 2.11 | 1.28 | -1360.00% | 1914.00% | 5919.00% | 19.12% | 4.14 | 7.17% | 0.00% | 0.00% | 10.79% | 13.08 | 6.61 | 3.37 | -15.45 |
About Ellington Credit Company
Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing in, and managing residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including agency pools and agency collateralized mortgage obligations (CMOs); and non-agency RMBS comprising non-agency CMOs, such as investment grade and non-investment grade. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. Ellington Residential Mortgage REIT was incorporated in 2012 and is based in Old Greenwich, Connecticut.
- CEO
- Laurence Eric Penn
- Employees
- 150
- Beta
- 1.27
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($6.16 ÷ $4.78) − 1 = +28.87% (DCF, example).