US · EQBK
Equity Bancshares, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Wichita, KS 67207
- Website
- equitybank.com
Price · as of 2024-12-31
$45.94
Market cap 856.15M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $99.73 | +117.09% |
| Intrinsic Value(DCF) | $184.96 | +302.61% |
| Graham-Dodd Method(GD) | $46.97 | +2.23% |
| Graham Formula(GF) | $206.43 | +349.34% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | $21.37 | $107.27 | |||
| 2014 | $19.31 | $11.65 | |||
| 2015 | $20.09 | $49.10 | $29.46 | $30.34 | $30.93 |
| 2016 | $29.84 | $44.72 | $28.21 | $28.53 | $25.34 |
| 2017 | $36.47 | $52.05 | $231.19 | $29.95 | $113.85 |
| 2018 | $30.08 | $58.39 | $1,071.71 | $32.74 | $140.18 |
| 2019 | $22.61 | $41.90 | $219.95 | $30.10 | $29.96 |
| 2020 | $27.31 | $20.36 | $20.26 | $0.08 | $9.98 |
| 2021 | $29.14 | $15.83 | $80.51 | $46.03 | $47.13 |
| 2022 | $26.52 | $38.57 | $70.65 | $34.66 | $90.19 |
| 2023 | $31.00 | $26.83 | $57.57 | $21.86 | $5.06 |
| 2024 | $39.16 | $99.73 | $337.25 | $46.97 | $206.43 |
AI valuation
Our deep-learning model estimates Equity Bancshares, Inc.'s (EQBK) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $99.73
- Current price
- $45.94
- AI upside
- +117.09%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$184.96
+302.61% upside
Graham-Dodd
$46.97
+2.23% upside
Graham Formula
$206.43
+349.34% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| EQBK | Equity Bancshares, Inc. | $45.94 | 856.15M | +117% | +303% | +2% | +349% | 9.78 | 1.03 | 1.88 | -2.95 | 1.40 | 1.17 | 66.66% | 23.97% | 19.18% | 11.98% | -17.14% | 1.21% | 0.53 | 0.71 | 0.28 | 0.28 | -0.80 | 70000.00% | 4533.00% | 822.00% | 10.67% | 0.02 | -17.89% | 1.29% | 12.60% | 17.58% | -3.34 | -4.00 | -0.80 | -0.48 |
| BFST | Business First Bancshares… | $27.30 | 808.5M | +103% | -52% | +51% | +112% | 9.31 | 0.91 | 1.60 | -0.26 | 40.48 | 1.08 | 60.92% | 22.15% | 17.16% | 10.36% | 18.38% | 1.09% | 0.61 | 0.59 | 5.62 | 5.62 | 1.18 | 2301.00% | 1184.00% | 5388.00% | 11.25% | 0.07 | 18.74% | 0.00% | 0.00% | 2.93% | -0.27 | -0.33 | -0.06 | 1.14 |
| CFFN | Capitol Federal Financial… | $7.18 | 943.73M | +263% | -41% | -23% | +29% | 12.53 | 0.81 | 2.04 | 18.55 | 15.80 | 0.82 | 47.30% | 19.89% | 16.30% | 6.54% | 3.39% | 0.70% | 1.86 | 0.38 | 1.27 | 0.17 | 18.72 | 7931.00% | 1003.00% | 10766.00% | 5.85% | 0.01 | 2.48% | 5.19% | 65.10% | 36.60% | 20.28 | 33.78 | 4.03 | 0.33 |
| CPF | Central Pacific Financial… | $31.85 | 853.8M | -9% | +33% | +15% | +30% | 11.12 | 1.45 | 2.38 | 1.51 | 24.33 | 1.47 | 76.12% | 27.79% | 21.38% | 13.70% | -50.52% | 1.04% | 0.22 | 1.37 | 33.66 | 33.66 | 0.39 | 4569.00% | 642.00% | 2922.00% | 11.32% | 3.81 | -62.03% | 0.00% | 0.00% | 0.00% | 1.51 | 1.56 | 0.42 | 0.34 |
| EFSC | Enterprise Financial Serv… | $57.10 | 2.11B | -16% | +92% | -48% | +87% | 10.57 | 1.04 | 2.33 | 6.59 | 106.39 | 1.33 | 68.43% | 31.10% | 22.07% | 10.42% | 12.52% | 1.22% | 0.00 | 1.08 | 0.01 | 0.01 | -0.71 | 994.00% | 1203.00% | -6842.00% | 3.56% | 0.01 | 4.71% | 4.77% | 50.40% | 5.43% | 6.77 | 25.35 | 2.11 | -0.73 |
| ESQ | Esquire Financial Holding… | $100.98 | 864.94M | -52% | +174% | -52% | +17% | 12.83 | 2.36 | 4.05 | 3.07 | 273.93 | 2.36 | 86.88% | 42.87% | 31.57% | 20.04% | -39.74% | 2.49% | 0.00 | 4.41 | 0.23 | 0.23 | -2.02 | 468.00% | 1367.00% | -85.00% | 6.97% | 0.03 | -35.55% | 0.87% | 11.10% | 0.87% | 3.24 | 4.92 | 1.39 | -0.31 |
| FSBC | Five Star Bancorp | $38.93 | 832.17M | +61% | +95% | -9% | +106% | 13.50 | 1.87 | 3.26 | 11.10 | 47.67 | 1.87 | 58.22% | 32.78% | 24.11% | 14.63% | 21.76% | 1.40% | 0.22 | 0.86 | 0.14 | 0.00 | 1.17 | 2832.00% | 2039.00% | 4194.00% | 8.73% | 0.02 | 25.64% | 0.00% | 0.00% | 0.00% | 11.10 | 12.80 | 3.64 | -0.49 |
| HAFC | Hanmi Financial Corporati… | $26.11 | 782.13M | -21% | -14% | -13% | +13% | 10.34 | 0.99 | 1.77 | -0.24 | 46.09 | 1.00 | 57.46% | 24.27% | 17.11% | 9.96% | -149.34% | 0.98% | 0.35 | 0.62 | 3.58 | 3.58 | 0.63 | 2244.00% | 355.00% | 30138.00% | 26.18% | 0.10 | -404.33% | 4.15% | 42.90% | 7.97% | -0.24 | -0.13 | -0.06 | 1.08 |
| HFWA | Heritage Financial Corpor… | $26.41 | 896.8M | +53% | -6% | -41% | +4% | 13.31 | 0.98 | 2.68 | 3.53 | 22.92 | 1.32 | 72.43% | 23.15% | 20.10% | 7.57% | 19.35% | 0.96% | 0.05 | 0.87 | 1.18 | 1.18 | -0.13 | 5806.00% | 592.00% | -4874.00% | 3.48% | 0.01 | 9.06% | 3.63% | 48.30% | 37.42% | 3.61 | 8.99 | 0.84 | 0.40 |
| MOFG | MidWestOne Financial Grou… | $49.31 | 1.02B | -65% | -45% | — | +1% | -7.90 | 0.85 | 2.31 | 12.33 | — | 1.05 | 29.37% | -40.77% | -29.26% | -11.12% | 11.26% | -0.95% | 0.21 | -0.61 | 0.29 | 0.29 | 1.16 | -36617.00% | -2313.00% | 387.00% | 12.76% | 0.01 | -11.35% | 3.47% | -27.40% | 34.01% | 11.20 | -15.47 | -4.57 | -0.67 |
| NBN | Northeast Bank | $110.88 | 884.57M | +22% | +249% | +1% | +285% | 10.57 | 1.78 | 2.51 | 6.15 | 32.05 | 1.79 | 58.14% | 35.81% | 23.77% | 19.16% | 19.51% | 2.25% | 0.69 | 0.91 | 0.13 | 0.13 | -0.58 | 3298.00% | 3473.00% | 4802613.00% | 6.06% | 0.02 | 12.49% | 0.04% | 0.40% | 22.46% | 6.30 | 14.83 | 2.26 | -0.38 |
About Equity Bancshares, Inc.
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate-backed, commercial lines of credit, working capital, term, equipment financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products to national and regional companies, restaurant franchisees, hoteliers, real estate developers, manufacturing and industrial companies, agribusiness companies, and other businesses. The company's loan products also comprise various consumer loans to individuals and professionals, including residential real estate loans, home equity loans and lines of credit, installment loans, unsecured and secured personal lines of credit, overdraft protection, and letters of credit. It also provides debit cards; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. As of December 31, 2021, it operated a network of 69 branches in Arkansas, Kansas, Missouri, and Oklahoma. The company was founded in 2002 and is headquartered in Wichita, Kansas.
- CEO
- Brad S. Elliott
- Employees
- 810
- Beta
- 0.87
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($184.96 ÷ $45.94) − 1 = +302.61% (DCF, example).