US · FDBC
Fidelity D & D Bancorp, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Dunmore, PA 18512
- Website
- bankatfidelity.com
Price · as of 2024-12-31
$45.91
Market cap 252.9M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $31.14 | -32.17% |
| Intrinsic Value(DCF) | $56.94 | +24.03% |
| Graham-Dodd Method(GD) | $27.14 | -40.89% |
| Graham Formula(GF) | $97.49 | +112.35% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $7.72 | $13.03 | $9.38 | $2.79 | $31.96 |
| 2011 | $10.17 | $69.81 | $0.00 | $17.07 | $82.98 |
| 2012 | $9.82 | $242.01 | $30.78 | $17.64 | $8.75 |
| 2013 | $12.42 | $64.20 | $43.00 | $21.67 | $35.89 |
| 2014 | $16.54 | $205.82 | $34.11 | $20.06 | $7.21 |
| 2015 | $16.60 | $28.59 | $35.48 | $18.90 | $20.23 |
| 2016 | $21.02 | $33.48 | $40.42 | $19.91 | $30.23 |
| 2017 | $39.63 | $58.51 | $44.99 | $23.31 | $46.53 |
| 2018 | $44.90 | $40.05 | $50.59 | $25.94 | $61.38 |
| 2019 | $42.70 | $31.17 | $60.19 | $27.50 | $56.54 |
| 2020 | $55.82 | $167.14 | $88.64 | $31.43 | $90.53 |
| 2021 | $40.48 | $179.97 | $251.16 | $40.03 | $172.18 |
| 2022 | $42.13 | $49.47 | $652.16 | $31.50 | $132.78 |
| 2023 | $47.49 | $48.64 | $81.26 | $28.14 | $61.10 |
| 2024 | $42.36 | $31.14 | $150.86 | $27.14 | $97.49 |
AI valuation
Our deep-learning model estimates Fidelity D & D Bancorp, Inc.'s (FDBC) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $31.14
- Current price
- $45.91
- AI upside
- -32.17%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$56.94
+24.03% upside
Graham-Dodd
$27.14
-40.89% upside
Graham Formula
$97.49
+112.35% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| FDBC | Fidelity D & D Bancorp, I… | $45.91 | 252.9M | -32% | +24% | -41% | +112% | 11.68 | 1.19 | 1.94 | -5.25 | 90.87 | 1.32 | 63.50% | 19.10% | 16.63% | 10.57% | -12.75% | 0.82% | 0.08 | 0.53 | 0.19 | 0.19 | -2.25 | 1285.00% | 1962.00% | 951.00% | 10.25% | 0.01 | -15.26% | 3.64% | 42.60% | 40.13% | -6.49 | -6.22 | -1.24 | -0.66 |
| COSO | CoastalSouth Bancshares, … | $24.55 | 294.08M | — | — | +20% | +83% | — | — | — | — | — | — | 54.61% | 20.98% | 16.89% | 12.47% | -263.38% | 1.06% | 0.08 | 0.47 | 0.05 | 0.05 | -1.81 | -1899.00% | 1341.00% | -13824.00% | — | -0.01 | 169.34% | — | 0.00% | — | — | — | — | — |
| CZFS | Citizens Financial Servic… | $60.06 | 288.67M | +306% | -13% | +51% | +37% | 7.96 | 0.86 | 1.68 | 2.70 | 25.20 | 1.16 | 63.32% | 26.03% | 21.11% | 11.47% | 10.87% | 1.20% | 0.92 | 0.74 | 0.94 | 0.94 | 6.10 | 3161.00% | 275.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 2.70 | — | 0.70 | 0.25 |
| FNLC | The First Bancorp, Inc. | $27.65 | 310.21M | +24% | -14% | -61% | +101% | 9.85 | 1.05 | 1.61 | 2.53 | — | 1.20 | 48.20% | 19.70% | 16.35% | 10.91% | 77.71% | 0.89% | 0.58 | 0.38 | 0.12 | 0.12 | 2.77 | -865.00% | 1519.00% | -2833.00% | 9.23% | 0.01 | 70.61% | 5.93% | 58.40% | 6.01% | 2.71 | 3.59 | 0.53 | -0.69 |
| FUNC | First United Corporation | $35.47 | 230.45M | +27% | -22% | -18% | +117% | 9.83 | 1.13 | 1.81 | 7.73 | 24.57 | 1.21 | 68.75% | 24.36% | 18.40% | 12.06% | 10.55% | 1.06% | 1.05 | 0.85 | 0.10 | 0.10 | 3.53 | 4000.00% | 1694.00% | -795.00% | 10.07% | 0.01 | 10.44% | 2.66% | 26.10% | 4.65% | 8.81 | 11.79 | 2.15 | -0.60 |
| ISTR | Investar Holding Corporat… | $28.23 | 277.81M | +86% | -29% | -12% | +36% | 8.32 | 0.70 | 1.08 | 8.56 | 39.08 | 0.84 | 54.87% | 15.59% | 12.94% | 8.65% | 17.91% | 0.73% | 0.42 | 0.33 | 0.02 | 0.02 | 2.66 | 2130.00% | 1096.00% | -3874.00% | 9.15% | 0.01 | 13.64% | 2.36% | 19.60% | 2.54% | 9.65 | 15.27 | 1.50 | -0.82 |
| LNKB | LINKBANCORP, Inc. | $8.65 | 324.01M | +1,024,537% | +23,719% | -42% | +1,164% | 9.42 | 0.88 | 1.47 | 5.17 | — | 1.23 | 64.74% | 20.05% | 15.64% | 9.61% | 13.11% | 0.94% | 0.46 | 0.57 | 0.07 | 0.07 | -0.94 | -20597.00% | 15283.00% | -173102.00% | 9.14% | 0.01 | 11.29% | 4.50% | 42.40% | 23.18% | 6.20 | 9.23 | 1.24 | -0.76 |
| NECB | Northeast Community Banco… | $24.20 | 326.31M | +130% | +292% | +37% | +298% | 6.02 | 0.89 | 1.77 | 3.13 | 99.85 | 0.89 | 63.74% | 41.15% | 29.45% | 15.75% | 17.95% | 2.49% | 0.01 | 1.15 | 0.05 | 0.05 | -1.10 | 602.00% | 1955.00% | 1412.00% | 17.01% | 0.03 | 18.37% | 2.78% | 16.70% | 30.06% | 3.19 | 4.35 | 1.31 | -0.51 |
| OVLY | Oak Valley Bancorp | $32.00 | 268.42M | +54% | +27% | -5% | -1% | 8.16 | 1.11 | 2.28 | -0.30 | — | 1.13 | 87.43% | 35.99% | 27.89% | 14.28% | -8.88% | 1.33% | 0.00 | 2.50 | 0.13 | 0.13 | -4.16 | -1947.00% | 247.00% | -2345.00% | 11.71% | 0.02 | -8.49% | 1.84% | 15.00% | 1.92% | -0.31 | -0.41 | -0.11 | -0.63 |
| PKBK | Parke Bancorp, Inc. | $27.86 | 330.06M | +44% | -23% | -7% | +34% | 7.91 | 0.73 | 1.68 | 5.00 | — | 0.73 | 48.13% | 28.05% | 21.26% | 9.42% | 10.35% | 1.32% | 0.63 | 0.55 | 0.14 | 0.14 | -0.90 | -340.00% | 839.00% | 5212.00% | 16.08% | 0.02 | 13.17% | 3.95% | 31.30% | 15.53% | 5.08 | 5.27 | 1.43 | -0.49 |
| TSBK | Timberland Bancorp, Inc. | $38.08 | 300.24M | -25% | -9% | -10% | +60% | 9.33 | 1.04 | 2.46 | 0.34 | 42.56 | 1.10 | 70.10% | 32.79% | 26.39% | 11.48% | 247.17% | 1.48% | 0.09 | 1.13 | 0.17 | 0.17 | -5.88 | 2193.00% | 881.00% | 3092.00% | 10.44% | 0.02 | 240.91% | 2.97% | 27.70% | 32.35% | 0.37 | 0.47 | 0.12 | -0.48 |
About Fidelity D & D Bancorp, Inc.
Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, clubs, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit. It also offers commercial and industrial, commercial real estate, consumer, and residential mortgage loans. In addition, the company provides alternative financial and insurance products with asset management services. As of April 21, 2022, it operated 22 full-service banking offices in Lackawanna, Luzerne, and Northampton counties, Pennsylvania. Fidelity D & D Bancorp, Inc. was founded in 1902 and is headquartered in Dunmore, Pennsylvania.
- CEO
- Daniel J. Santaniello
- Employees
- 289
- Beta
- 0.90
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($56.94 ÷ $45.91) − 1 = +24.03% (DCF, example).