US · FITB
Fifth Third Bancorp
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Cincinnati, OH 45263
- Website
- 53.com
Price · as of 2025-12-31
$50.43
Market cap 32.7B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $47.54 | -5.73% |
| Intrinsic Value(DCF) | $35.51 | -29.59% |
| Graham-Dodd Method(GD) | $17.98 | -64.34% |
| Graham Formula(GF) | $25.79 | -48.86% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $8.77 | $35.67 | $13.10 | $15.05 | $0.14 |
| 2012 | $10.68 | $28.70 | $14.32 | $15.50 | $18.50 |
| 2013 | $15.18 | $49.95 | $16.62 | $17.14 | $17.98 |
| 2014 | $13.11 | $37.22 | $17.91 | $15.92 | $3.23 |
| 2015 | $12.27 | $43.73 | $19.42 | $18.19 | $28.09 |
| 2016 | $19.68 | $41.92 | $20.81 | $19.43 | $11.92 |
| 2017 | $25.35 | $43.82 | $22.65 | $23.45 | $28.92 |
| 2018 | $20.30 | $35.91 | $24.53 | $24.15 | $65.73 |
| 2019 | $17.49 | $27.64 | $30.26 | $25.64 | $99.10 |
| 2020 | $32.47 | $24.51 | $43.24 | $18.35 | $3.25 |
| 2021 | $37.59 | $26.29 | $64.76 | $25.76 | $28.30 |
| 2022 | $26.89 | $28.35 | $55.19 | $15.59 | $77.12 |
| 2023 | $33.82 | $33.80 | $124.12 | $14.76 | $146.14 |
| 2024 | $38.65 | $29.15 | $106.55 | $12.69 | $45.75 |
| 2025 | $49.84 | $47.54 | $51.79 | $17.98 | $25.79 |
AI valuation
Our deep-learning model estimates Fifth Third Bancorp's (FITB) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $47.54
- Current price
- $50.43
- AI upside
- -5.73%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$35.51
-29.59% upside
Graham-Dodd
$17.98
-64.34% upside
Graham Formula
$25.79
-48.86% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| FITB | Fifth Third Bancorp | $50.43 | 32.7B | -6% | -30% | -64% | -49% | 13.13 | 1.52 | 2.57 | 6.99 | 103.07 | 1.98 | 65.29% | 24.95% | 19.61% | 12.19% | -78.12% | 1.18% | 0.67 | 0.82 | 0.82 | 0.82 | 3.05 | 1274.00% | -140.00% | -4776.00% | 3.80% | 0.01 | -38.98% | 3.51% | 46.10% | 21.08% | 7.87 | 20.06 | 1.96 | 0.20 |
| FCNCA | First Citizens BancShares… | $1,898.15 | 23.26B | +71% | +34% | +30% | -51% | 10.93 | 1.08 | 1.66 | 11.56 | — | 1.11 | 61.44% | 20.49% | 15.22% | 9.92% | 10.77% | 0.97% | 1.62 | 0.60 | 1.03 | 1.03 | 4.53 | -1249.00% | -297.00% | 4253.00% | 8.59% | 0.02 | 10.11% | 0.67% | 7.30% | 13.22% | 13.22 | 18.97 | 2.71 | 0.33 |
| HBAN | Huntington Bancshares Inc… | $16.80 | 24.85B | +58% | -11% | -43% | +10% | 11.26 | 1.03 | 2.01 | 5.83 | 80.81 | 1.43 | 61.70% | 21.53% | 17.71% | 10.11% | 13.11% | 1.04% | 0.76 | 0.62 | 0.19 | 0.19 | 6.21 | 1393.00% | 438.00% | 3624.00% | 9.08% | 0.02 | 13.40% | 4.05% | 45.60% | 4.05% | 5.83 | 6.88 | 1.25 | -0.43 |
| KB | KB Financial Group Inc. | $110.00 | 39.44B | -6% | +446,716% | +54% | +307% | 10.01 | 0.95 | 1.15 | 6.85 | 49.71 | 0.95 | 49.06% | 16.83% | 11.54% | 9.80% | 9.00% | 1.54% | 0.00 | 0.65 | — | — | 0.00 | 2013.00% | 3420.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 188.08% | 6.85 | — | 1.15 | — |
| KEY | KeyCorp | $20.74 | 22.86B | +167% | +928% | -52% | +147% | 12.52 | 1.12 | 2.05 | 9.67 | — | 1.30 | 62.27% | 20.59% | 16.35% | 9.49% | 12.25% | 0.98% | 0.54 | 0.61 | 0.77 | 0.76 | 4.18 | -57500.00% | 2356.00% | 21369.00% | 8.21% | 0.01 | 12.59% | 4.60% | 57.60% | 17.82% | 9.74 | 11.95 | 2.01 | 0.07 |
| MTB | M&T Bank Corporation | $216.98 | 33.35B | -40% | -6% | -46% | -98% | 12.57 | 1.23 | 2.91 | -1.65 | 77.99 | 1.74 | 74.62% | 29.99% | 23.16% | 9.80% | -97.99% | 1.35% | 0.45 | 1.04 | 0.32 | 0.32 | -1.44 | 1612.00% | -818.00% | -1573.00% | 7.98% | 0.02 | -98.30% | 2.92% | 36.70% | 10.26% | -1.76 | -2.28 | -0.53 | -0.43 |
| SHG | Shinhan Financial Group C… | $66.81 | 32.18B | +6% | -45% | +15% | +17% | 4.87 | 0.40 | 0.63 | 5.06 | 99.59 | 0.44 | 44.03% | 17.04% | 12.58% | 8.30% | 6.41% | 0.64% | 2.68 | 0.34 | 0.33 | 0.33 | 14.86 | 489.00% | 466.00% | -216421.00% | 17.32% | 0.01 | 5.41% | 5.71% | 27.80% | 8.86% | 6.14 | 9.61 | 1.05 | -0.34 |
| TFC | Truist Financial Corporat… | $49.31 | 63.08B | +17% | -22% | -53% | +177% | 11.83 | 0.96 | 2.06 | 12.37 | 86.43 | 1.34 | 62.21% | 20.86% | 17.44% | 8.24% | 6.20% | 0.98% | 1.07 | 0.63 | 0.87 | 0.87 | 4.74 | 1369.00% | 2550.00% | 0.00% | 3.45% | 0.01 | 2.53% | 4.77% | 56.50% | 10.34% | 13.74 | 40.31 | 2.87 | 0.11 |
| USB | U.S. Bancorp | $54.66 | 85B | +4% | -5% | +6% | -24% | 11.22 | 1.30 | 1.98 | 11.27 | 51.87 | 1.78 | 62.83% | 22.20% | 17.68% | 12.23% | 17.78% | 1.10% | 1.20 | 0.66 | 2.73 | 2.73 | 3.02 | 2164.00% | 35.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 12.19 | — | 2.71 | 0.40 |
About Fifth Third Bancorp
Fifth Third Bancorp operates as a diversified financial services company in the United States. The company's Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Branch Banking segment provides a range of deposit and loan products to individuals and small businesses. This segment offers checking and savings accounts, home equity loans and lines of credit, credit cards, and loans for automobiles and personal financing needs, as well as cash management services for small businesses. The company's Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit; and indirect lending activities, including loans to consumers through correspondent lenders and automobile dealers. Fifth Third Bancorp's Wealth & Asset Management segment provides various investment alternatives for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. As of December 31, 2021, the company operated 1,117 full-service banking centers and 2,322 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.
- CEO
- Timothy N. Spence
- Employees
- 18.79K
- Beta
- 0.98
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($35.51 ÷ $50.43) − 1 = -29.59% (DCF, example).