US · KEY
KeyCorp
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Cleveland, OH 44114-1306
- Website
- key.com
Price · as of 2025-12-31
$21.87
Market cap 22.86B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $55.39 | +153.27% |
| Intrinsic Value(DCF) | $213.28 | +875.22% |
| Graham-Dodd Method(GD) | $10.01 | -54.22% |
| Graham Formula(GF) | $51.28 | +134.47% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $4.93 | $28.69 | $9.58 | $11.94 | $0.00 |
| 2012 | $6.20 | $28.04 | $9.77 | $11.41 | $6.91 |
| 2013 | $8.90 | $30.26 | $10.30 | $11.71 | $4.90 |
| 2014 | $9.47 | $33.73 | $11.34 | $11.90 | $7.80 |
| 2015 | $7.50 | $31.31 | $11.93 | $12.26 | $12.67 |
| 2016 | $12.71 | $32.04 | $14.92 | $12.64 | $22.10 |
| 2017 | $15.48 | $36.93 | $18.82 | $10.97 | $44.05 |
| 2018 | $12.00 | $34.59 | $22.80 | $12.07 | $26.24 |
| 2019 | $11.09 | $33.80 | $16.78 | $10.99 | $23.01 |
| 2020 | $16.90 | $39.30 | $17.55 | $9.92 | $4.91 |
| 2021 | $18.80 | $35.67 | $34.46 | $16.38 | $29.96 |
| 2022 | $13.41 | $30.47 | $28.69 | $8.09 | $32.33 |
| 2023 | $13.71 | $36.14 | $21.58 | $3.29 | $37.81 |
| 2024 | $15.01 | $27.66 | $16.48 | $0.75 | $0.47 |
| 2025 | $20.91 | $55.39 | $21.22 | $10.01 | $51.28 |
AI valuation
Our deep-learning model estimates KeyCorp's (KEY) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $55.39
- Current price
- $21.87
- AI upside
- +153.27%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$213.28
+875.22% upside
Graham-Dodd
$10.01
-54.22% upside
Graham Formula
$51.28
+134.47% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| KEY | KeyCorp | $21.87 | 22.86B | +153% | +875% | -54% | +134% | 12.52 | 1.12 | 2.05 | 9.67 | — | 1.30 | 62.27% | 20.59% | 16.35% | 9.49% | 12.25% | 0.98% | 0.54 | 0.61 | 0.77 | 0.76 | 4.18 | -57500.00% | 2356.00% | 21369.00% | 8.21% | 0.01 | 12.59% | 4.60% | 57.60% | 17.82% | 9.74 | 11.95 | 2.01 | 0.07 |
| BAP | Credicorp Ltd. | $346.38 | 27.49B | -6% | +206% | -73% | +34% | 14.19 | 2.56 | 3.24 | 8.49 | 55.36 | 2.92 | 76.28% | 30.96% | 21.55% | 19.05% | 78.95% | 2.65% | 0.86 | 1.91 | — | — | -1.01 | 2563.00% | 1219.00% | -4232.00% | 7.87% | — | 91.47% | 3.05% | 43.30% | 3.51% | 9.25 | 11.21 | 2.86 | 0.73 |
| BCH | Banco de Chile | $41.08 | 20.75B | +24% | -48% | — | — | 16.39 | 3.37 | 6.46 | 14.21 | — | 3.47 | 87.38% | 49.98% | 39.40% | 19.38% | 10.58% | 2.25% | 1.96 | 1.56 | 0.37 | 0.37 | 6.05 | -126.00% | -3490.00% | 1625.00% | 2.26% | 0.02 | 3.91% | 4.84% | 79.40% | 4.84% | 15.11 | 51.80 | 7.55 | 0.15 |
| CFG | Citizens Financial Group,… | $60.19 | 25.85B | -7% | -14% | -46% | — | 14.39 | 1.00 | 2.36 | -4.36 | 52.54 | 1.46 | 69.75% | 20.88% | 16.42% | 7.24% | -19.29% | 0.83% | 0.43 | 0.61 | 1.04 | 1.04 | -0.54 | 2739.00% | -971.00% | 841.00% | 7.73% | 0.01 | -21.46% | 3.37% | 48.50% | 17.07% | -5.05 | -5.77 | -1.05 | 0.27 |
| FCNCA | First Citizens BancShares… | $1,898.15 | 23.26B | +71% | +34% | +30% | -51% | 10.93 | 1.08 | 1.66 | 11.56 | — | 1.11 | 61.44% | 20.49% | 15.22% | 9.92% | 10.77% | 0.97% | 1.62 | 0.60 | 1.03 | 1.03 | 4.53 | -1249.00% | -297.00% | 4253.00% | 8.59% | 0.02 | 10.11% | 0.67% | 7.30% | 13.22% | 13.22 | 18.97 | 2.71 | 0.33 |
| FITB | Fifth Third Bancorp | $49.47 | 32.7B | -4% | -28% | -64% | -48% | 13.13 | 1.52 | 2.57 | 6.99 | 103.07 | 1.98 | 65.29% | 24.95% | 19.61% | 12.19% | -78.12% | 1.18% | 0.67 | 0.82 | 0.82 | 0.82 | 3.05 | 1274.00% | -140.00% | -4776.00% | 3.80% | 0.01 | -38.98% | 3.51% | 46.10% | 21.08% | 7.87 | 20.06 | 1.96 | 0.20 |
| HBAN | Huntington Bancshares Inc… | $16.80 | 24.85B | +58% | -11% | -43% | +10% | 11.26 | 1.03 | 2.01 | 5.83 | 80.81 | 1.43 | 61.70% | 21.53% | 17.71% | 10.11% | 13.11% | 1.04% | 0.76 | 0.62 | 0.19 | 0.19 | 6.21 | 1393.00% | 438.00% | 3624.00% | 9.08% | 0.02 | 13.40% | 4.05% | 45.60% | 4.05% | 5.83 | 6.88 | 1.25 | -0.43 |
| RF | Regions Financial Corpora… | $27.83 | 24.4B | +29% | +4% | -63% | -6% | 11.35 | 1.29 | 2.55 | -3.25 | 60.86 | 1.86 | 74.64% | 28.55% | 22.44% | 11.68% | -17.73% | 1.36% | 0.26 | 1.32 | 0.30 | 0.30 | -2.15 | 1865.00% | 251.00% | 5021.00% | 8.91% | 0.02 | -17.93% | 4.10% | 46.50% | 17.26% | -3.32 | -4.18 | -0.95 | -0.38 |
About KeyCorp
KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits, investment products and services; and personal finance and financial wellness, student loan refinancing, mortgage and home equity, lending, credit card, treasury, business advisory, wealth management, asset management, investment, cash management, portfolio management, and trust and related services to individuals and small and medium-sized businesses. It also provides a suite of banking and capital market products, such as syndicated finance, debt and equity capital market products, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance, as well as commercial mortgage loans comprising consumer, energy, healthcare, industrial, public sector, real estate, and technology loans for middle market clients. In addition, the company offers community development financing, securities underwriting, brokerage, and investment banking services. As of December 31, 2021, it operated through a network of approximately 999 branches and 1,317 ATMs in 15 states, as well as additional offices, online and mobile banking capabilities, and a telephone banking call center. KeyCorp was founded in 1849 and is headquartered in Cleveland, Ohio.
- CEO
- Christopher Marrott Gorman
- Employees
- 16.99K
- Beta
- 1.07
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($213.28 ÷ $21.87) − 1 = +875.22% (DCF, example).