US · FOA
Finance Of America Companies Inc.
- Sector
- Financial Services · Financial - Credit Services
- Headquarters
- Plano, TX 75039
- Website
- financeofamerica.com
Price · as of 2024-12-31
$20.09
Market cap 196.37M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $1,570.74 | +7,718.52% |
| Intrinsic Value(DCF) | $9.02 | -55.1% |
| Graham-Dodd Method(GD) | $33.78 | +68.13% |
| Graham Formula(GF) | $49.18 | +144.78% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | $100.60 | $891.07 | $10,705.10 | $183.47 | $1,613.92 |
| 2020 | $101.60 | $7,424.99 | $48,318.21 | $0.00 | $11,434.72 |
| 2021 | $29.00 | $1,973.57 | |||
| 2022 | $14.60 | $0.00 | $0.00 | ||
| 2023 | $8.32 | $2,632.96 | $64.64 | $0.00 | $0.00 |
| 2024 | $22.56 | $1,570.74 | $188.60 | $33.78 | $49.18 |
AI valuation
Our deep-learning model estimates Finance Of America Companies Inc.'s (FOA) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $1,570.74
- Current price
- $20.09
- AI upside
- +7,718.52%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$9.02
-55.1% upside
Graham-Dodd
$33.78
+68.13% upside
Graham Formula
$49.18
+144.78% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| FOA | Finance Of America Compan… | $20.09 | 196.37M | +7,719% | -55% | +68% | +145% | -1.56 | 0.87 | 0.11 | 353.39 | — | 5.70 | 13.88% | 2.20% | 0.79% | -58.50% | 0.15% | -0.51% | 112.49 | 0.03 | 0.09 | 0.09 | 350.68 | -11208.00% | 2425.00% | 49219.00% | -190.70% | -0.33 | -1.52% | 0.00% | 0.00% | 0.00% | 674.85 | -68.18 | 14.82 | -0.01 |
| ANTA | Antalpha Platform Holding… | $8.78 | 207.89M | — | — | -66% | +583% | — | — | — | — | — | — | 37.75% | 6.70% | 9.26% | 14.87% | 0.70% | 0.44% | 8.84 | — | 1.05 | 0.99 | 71.08 | -16552.00% | 32096.00% | -364.00% | — | -0.01 | -2.93% | — | 0.00% | — | — | — | — | — |
| CURR | Currenc Group, Inc. | $2.09 | 160.12M | +2,243% | +53% | — | +104% | -2.18 | -1.30 | 1.85 | -1.68 | -0.56 | -1.05 | 31.42% | -58.96% | -85.01% | 61.32% | 29.29% | -31.59% | -0.34 | -3.22 | 0.61 | 0.56 | 1.56 | 39048.00% | -1281.00% | -11845.00% | 3.35% | 0.02 | -3.07% | 0.00% | 0.00% | 28.84% | -1.63 | 15.50 | 0.96 | -2.40 |
| FDBC | Fidelity D & D Bancorp, I… | $43.85 | 252.9M | -29% | +30% | -38% | +122% | 11.68 | 1.19 | 1.94 | -5.25 | 90.87 | 1.32 | 63.50% | 19.10% | 16.63% | 10.57% | -12.75% | 0.82% | 0.08 | 0.53 | 0.19 | 0.19 | -2.25 | 1285.00% | 1962.00% | 951.00% | 10.25% | 0.01 | -15.26% | 3.64% | 42.60% | 40.13% | -6.49 | -6.22 | -1.24 | -0.66 |
| LPRO | Open Lending Corporation | $1.33 | 157.19M | +2,887% | +44% | — | +5,693% | -4.21 | 7.28 | 23.66 | -9.09 | — | 7.82 | 0.70% | -272.14% | -561.98% | -95.19% | -141.83% | -40.28% | 1.84 | -5.78 | 5.84 | 5.54 | 1.93 | -72778.00% | -7955.00% | -7834.00% | 3.07% | 0.37 | 37.82% | 0.00% | 0.00% | 1.29% | -7.18 | 26.91 | 19.53 | 0.29 |
| MFIN | Medallion Financial Corp. | $10.09 | 234.89M | +294% | +102% | +13% | +248% | 4.48 | 0.51 | 0.64 | 5.43 | — | 0.94 | 43.57% | 21.57% | 12.30% | 11.76% | 8.01% | 1.54% | 0.78 | 0.71 | 0.05 | 0.05 | 2.75 | -3586.00% | 1465.00% | 154.00% | 61.50% | 0.05 | 22.07% | 5.00% | 22.40% | 12.84% | 5.96 | 3.25 | 1.29 | -0.57 |
| OPRT | Oportun Financial Corpora… | $5.18 | 228.59M | +499% | -41% | +108% | +171% | 10.20 | 0.66 | 0.40 | 3.70 | — | 0.81 | 63.68% | 6.92% | 3.95% | 6.78% | 1.48% | 0.78% | 0.03 | 0.19 | 9.17 | 9.17 | -2.13 | -12718.00% | 1949.00% | 1044.00% | 160.86% | 35.95 | 24.23% | 0.00% | 0.00% | 1111.47% | 3.70 | 0.39 | 0.26 | 0.23 |
| PKBK | Parke Bancorp, Inc. | $27.86 | 330.06M | +44% | -23% | -7% | +34% | 7.91 | 0.73 | 1.68 | 5.00 | — | 0.73 | 48.13% | 28.05% | 21.26% | 9.42% | 10.35% | 1.32% | 0.63 | 0.55 | 0.14 | 0.14 | -0.90 | -340.00% | 839.00% | 5212.00% | 16.08% | 0.02 | 13.17% | 3.95% | 31.30% | 15.53% | 5.08 | 5.27 | 1.43 | -0.49 |
| SSSS | SuRo Capital Corp. | $9.38 | 235.62M | +1,289% | -78% | — | +237% | -3.23 | 0.78 | 26.34 | -4.62 | — | 0.78 | -520.88% | -815.77% | -815.77% | -21.13% | -16.59% | -14.97% | 0.46 | -7.87 | 26.81 | 26.81 | -1.40 | -94211.00% | -2916.00% | -12290.00% | 1.93% | 3.05 | 1.03% | 0.12% | -0.40% | 7.75% | -4.62 | 74.40 | 37.72 | 0.55 |
| TONX | TON Strategy Co. | $1.94 | 115.54M | +22,705% | +169,339,520% | — | — | -0.29 | 0.19 | 3.36 | 0.96 | — | 0.23 | 74.97% | -1301.01% | -1154.08% | -108.76% | -440.39% | -66.79% | 0.03 | 49.13 | 3.84 | 3.57 | 0.75 | -10000.00% | 132063.00% | -1647.00% | -303.18% | -2.04 | -344.44% | 0.00% | 0.00% | 172.44% | 0.78 | 1.00 | -10.13 | -13.41 |
| YRD | Yiren Digital Ltd. | $3.90 | 339.04M | +497% | +321% | +549% | +1,603% | 2.61 | 0.43 | 0.71 | -0.06 | — | 0.43 | 84.79% | 28.37% | 27.25% | 17.95% | 39.36% | 13.61% | 0.00 | — | 5.61 | 4.39 | -2.27 | -2221.00% | 1859.00% | -3469.00% | 34.23% | 0.68 | 39.77% | 2.96% | 7.70% | 4.79% | -0.06 | -0.07 | -0.02 | 2.96 |
About Finance Of America Companies Inc.
Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.
- CEO
- Graham A. Fleming
- Employees
- 751
- Beta
- 1.64
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($9.02 ÷ $20.09) − 1 = -55.1% (DCF, example).