US · HFBL
Home Federal Bancorp, Inc. of Louisiana
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Shreveport, LA 71101
- Website
- hfb.bank
Price · as of 2025-06-30
—
Market cap 47.37M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $28.84 | — |
| Intrinsic Value(DCF) | $31.97 | — |
| Graham-Dodd Method(GD) | $15.42 | — |
| Graham Formula(GF) | $6.92 | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $4.75 | $458.90 | $28.54 | $9.16 | $9.48 |
| 2012 | $6.44 | $340.71 | $27.49 | $9.50 | $15.30 |
| 2013 | $6.52 | $2,373.08 | $10.18 | $10.33 | $7.64 |
| 2014 | $7.37 | $407.26 | $10.32 | $11.66 | $1.21 |
| 2015 | $8.70 | $270.92 | $10.93 | $12.88 | $17.60 |
| 2016 | $9.04 | $3,748.94 | $11.43 | $13.42 | $12.47 |
| 2017 | $10.38 | $192.22 | $12.75 | $14.84 | $18.74 |
| 2018 | $14.36 | $57.18 | $13.85 | $14.70 | $11.70 |
| 2019 | $13.22 | $235.87 | $14.75 | $16.49 | $15.78 |
| 2020 | $9.76 | $332.89 | $16.42 | $15.65 | $19.16 |
| 2021 | $16.36 | $535.47 | $24.54 | $19.41 | $23.03 |
| 2022 | $17.03 | $26.31 | $22.69 | $17.36 | $0.00 |
| 2023 | $13.81 | $106.89 | $27.33 | $17.59 | $63.76 |
| 2024 | $11.92 | $286.49 | $20.54 | $14.53 | $28.56 |
| 2025 | $13.45 | $28.84 | $96.00 | $15.42 | $6.92 |
AI valuation
Our deep-learning model estimates Home Federal Bancorp, Inc. of Louisiana's (HFBL) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $28.84
- Current price
- —
- AI upside
- —
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$31.97
— upside
Graham-Dodd
$15.42
— upside
Graham Formula
$6.92
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| HFBL | Home Federal Bancorp, Inc… | $15.49 | 47.37M | +86% | +106% | -0% | -55% | — | 0.75 | 1.27 | -1.06 | — | 0.80 | 63.92% | 14.39% | 12.02% | 0.00% | 30.94% | 0.00% | 0.07 | 0.39 | 0.93 | 0.93 | -2.22 | 769.00% | -288.00% | -157446.00% | 13.17% | 0.01 | 43.18% | 3.95% | — | 18.94% | -1.38 | -1.18 | -0.20 | 0.09 |
| ASRV | AmeriServ Financial, Inc. | $3.11 | 51.37M | +2,559% | +68% | +152% | +37% | 11.24 | 0.55 | 0.71 | 13.35 | 18.16 | 0.62 | 62.41% | 7.69% | 6.35% | 5.04% | 6.29% | 0.39% | 0.70 | 0.23 | 0.04 | 0.04 | 9.73 | 6190.00% | 457.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 28.20% | 13.35 | — | 1.03 | -0.88 |
| BAFN | BayFirst Financial Corp. | $8.58 | 35.47M | +2,939% | -69% | — | +414% | -1.18 | 0.31 | 0.26 | -0.87 | — | 0.36 | 38.00% | -29.59% | -22.01% | -23.11% | -34.87% | -1.77% | 0.39 | -0.77 | 0.13 | 0.13 | -0.94 | -34523.00% | -1681.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | -0.87 | — | 0.26 | -0.23 |
| CASH | Pathward Financial, Inc. | $67.54 | 59.41M | -23% | +53% | -10% | +23% | 9.31 | 2.03 | 2.54 | 2.43 | 100.03 | 3.17 | 90.02% | 32.55% | 27.13% | 22.00% | -44.35% | 2.54% | 0.05 | 19.23 | 0.22 | 0.22 | -0.28 | 931.00% | 244.00% | 3383.00% | 13.61% | 0.08 | -56.17% | 0.27% | 2.50% | 28.64% | 3.08 | 2.91 | 1.00 | -0.34 |
| CLST | Catalyst Bancorp, Inc. | $14.63 | 60.55M | +2,733% | +252% | +69% | +130% | 29.85 | 0.75 | 3.99 | 30.34 | — | 0.75 | 72.84% | 16.32% | 13.38% | 2.53% | 2.89% | 0.73% | 0.18 | 0.61 | 0.36 | 0.00 | 5.88 | -17179.00% | 5533.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 30.34 | — | 4.95 | 0.32 |
| PBBK | PB Bankshares, Inc. | $19.86 | 47.16M | +1,366% | +14% | +25% | -3% | 21.55 | 0.78 | 1.58 | -1.37 | — | 0.78 | 48.81% | 9.31% | 7.34% | 3.71% | 15.66% | 0.40% | 0.90 | 0.18 | 0.25 | 0.25 | 2.69 | -130.00% | 1775.00% | -5563.00% | 3.77% | 0.01 | 12.71% | 0.00% | 0.00% | 82.72% | -1.58 | -2.47 | -0.15 | -0.50 |
| TCBS | Texas Community Bancshare… | $16.02 | 47.53M | +367% | -0% | -19% | — | -35.74 | 0.90 | 2.24 | -6.29 | -42.89 | 0.90 | 51.72% | -8.55% | -6.26% | -2.47% | -8.00% | -0.29% | 0.96 | -0.18 | 0.27 | 0.27 | -29.89 | 8333.00% | 779.00% | -12234.00% | 1.59% | 0.01 | 4.54% | 1.08% | -38.60% | 53.86% | -4.27 | 10.27 | 0.36 | -0.46 |
| TECTP | Tectonic Financial, Inc. | $11.56 | 46.83M | +254% | +159% | +12% | +195% | 4.75 | 0.58 | 0.92 | — | — | 0.72 | 100.00% | 41.90% | 19.29% | 12.65% | 20.82% | 1.81% | 0.19 | — | — | — | — | -1016.00% | 966.00% | 15876.00% | -131.33% | — | -78.53% | 7.08% | 33.60% | 11.55% | 2.05 | -0.71 | 0.86 | 0.40 |
About Home Federal Bancorp, Inc. of Louisiana
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. The company accepts various deposits, such as passbook savings, certificates of deposit, and demand deposit accounts. Its loan products include one-to-four family residential real estate loans; commercial real estate secured loans; multi-family residential loans; commercial business loans; land loans; construction loans; home equity and second mortgage loans; equity lines of credit; and consumer non-real estate loans, including loans secured by deposit accounts, automobile loans, overdrafts, and other unsecured loans. As of August 25, 2021, it operated seven full-service banking offices. The company was founded in 1924 and is based in Shreveport, Louisiana.
- CEO
- James R. Barlow
- Employees
- 78
- Beta
- 0.34
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($31.97 ÷ —) − 1 = — (DCF, example).