US · JMSB
John Marshall Bancorp, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Reston, VA 20190
- Website
- johnmarshallbank.com
Price · as of 2024-12-31
$21.46
Market cap 272.73M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $38.79 | +80.75% |
| Intrinsic Value(DCF) | $16.92 | -21.16% |
| Graham-Dodd Method(GD) | $19.61 | -8.62% |
| Graham Formula(GF) | $45.49 | +111.99% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | $9.83 | $30.72 | |||
| 2014 | $10.90 | $13.10 | |||
| 2015 | $11.98 | $14.48 | |||
| 2016 | $16.68 | $34.55 | $8.80 | $12.50 | $11.45 |
| 2017 | $16.73 | $46.02 | $12.34 | $13.67 | $16.96 |
| 2018 | $14.70 | $52.80 | $12.05 | $15.87 | $23.23 |
| 2019 | $15.16 | $51.53 | $16.19 | $18.59 | $32.23 |
| 2020 | $16.34 | $56.07 | $17.55 | $20.70 | $18.30 |
| 2021 | $21.22 | $62.24 | $19.95 | $24.72 | $19.55 |
| 2022 | $20.29 | $58.77 | $24.29 | $23.67 | $46.95 |
| 2023 | $17.34 | $71.69 | $16.24 | $14.85 | $2.98 |
| 2024 | $17.11 | $38.79 | $19.56 | $19.61 | $45.49 |
AI valuation
Our deep-learning model estimates John Marshall Bancorp, Inc.'s (JMSB) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $38.79
- Current price
- $21.46
- AI upside
- +80.75%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$16.92
-21.16% upside
Graham-Dodd
$19.61
-8.62% upside
Graham Formula
$45.49
+111.99% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| JMSB | John Marshall Bancorp, In… | $21.46 | 272.73M | +81% | -21% | -9% | +112% | 14.21 | 0.99 | 2.16 | 7.90 | 6.09 | 0.99 | 47.76% | 19.46% | 15.23% | 7.19% | 18.06% | 0.76% | 0.35 | 0.37 | 0.08 | 0.08 | -1.54 | 23333.00% | 3096.00% | -354.00% | 6.90% | 0.01 | 17.70% | 1.46% | 20.80% | 1.49% | 8.51 | 11.10 | 1.66 | -0.68 |
| CBAN | Colony Bankcorp, Inc. | $19.83 | 352.78M | +58% | -22% | -34% | +21% | 11.69 | 1.00 | 1.58 | 12.26 | 120.77 | 1.23 | 63.64% | 16.74% | 13.51% | 8.95% | 9.14% | 0.77% | 0.89 | 0.48 | 0.03 | 0.03 | 5.89 | 968.00% | 1001.00% | 2854.00% | 8.00% | 0.01 | 8.54% | 2.83% | 33.10% | 3.30% | 15.63 | 20.70 | 2.62 | -0.76 |
| CZFS | Citizens Financial Servic… | $60.06 | 288.67M | +306% | -13% | +51% | +37% | 7.96 | 0.86 | 1.68 | 2.70 | 25.20 | 1.16 | 63.32% | 26.03% | 21.11% | 11.47% | 10.87% | 1.20% | 0.92 | 0.74 | 0.94 | 0.94 | 6.10 | 3161.00% | 275.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 2.70 | — | 0.70 | 0.25 |
| FINW | FinWise Bancorp | $16.84 | 228.8M | +662% | +40,598% | +27% | +351% | 13.40 | 1.12 | 1.43 | 8.28 | 62.32 | 1.14 | 61.00% | 14.41% | 10.66% | 8.77% | 13.94% | 1.87% | 0.02 | 1.07 | 8.98 | 8.98 | -0.35 | 2151.00% | 5489.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 8.28 | — | 1.19 | 0.63 |
| FNLC | The First Bancorp, Inc. | $27.65 | 310.21M | +24% | -14% | -61% | +101% | 9.85 | 1.05 | 1.61 | 2.53 | — | 1.20 | 48.20% | 19.70% | 16.35% | 10.91% | 77.71% | 0.89% | 0.58 | 0.38 | 0.12 | 0.12 | 2.77 | -865.00% | 1519.00% | -2833.00% | 9.23% | 0.01 | 70.61% | 5.93% | 58.40% | 6.01% | 2.71 | 3.59 | 0.53 | -0.69 |
| ISBA | Isabella Bank Corporation | $47.56 | 348.86M | +241% | -10% | -21% | -4% | 18.94 | 1.55 | 3.20 | -0.90 | 50.34 | 1.96 | 70.60% | 19.76% | 16.88% | 8.56% | -45.32% | 0.88% | 0.62 | 0.66 | 0.43 | 0.43 | 5.40 | 3763.00% | 1011.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | -0.90 | — | -0.18 | -0.10 |
| MBCN | Middlefield Banc Corp. | $33.67 | 272.39M | +279% | -24% | +7% | -17% | 14.01 | 1.19 | 2.42 | 11.87 | 57.25 | 1.44 | 65.85% | 20.91% | 17.29% | 8.82% | 9.27% | 1.03% | 0.81 | 0.60 | 0.40 | 1.53 | -1.54 | 2448.00% | 354.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 63.96% | 11.87 | — | 2.48 | 0.24 |
| NECB | Northeast Community Banco… | $24.20 | 326.31M | +130% | +292% | +37% | +298% | 6.02 | 0.89 | 1.77 | 3.13 | 99.85 | 0.89 | 63.74% | 41.15% | 29.45% | 15.75% | 17.95% | 2.49% | 0.01 | 1.15 | 0.05 | 0.05 | -1.10 | 602.00% | 1955.00% | 1412.00% | 17.01% | 0.03 | 18.37% | 2.78% | 16.70% | 30.06% | 3.19 | 4.35 | 1.31 | -0.51 |
| PLBC | Plumas Bancorp | $50.30 | 349.86M | -16% | +755% | -26% | — | 8.83 | 1.42 | 3.47 | -5.07 | — | 1.47 | 83.76% | 53.53% | 39.28% | 17.60% | -9.68% | 1.77% | 0.35 | 3.67 | 0.37 | 0.37 | -0.50 | -438.00% | -1417.00% | -1727.00% | 11.81% | 0.02 | -10.09% | 2.52% | 22.20% | 22.54% | -5.26 | -6.88 | -2.82 | -0.27 |
| TSBK | Timberland Bancorp, Inc. | $38.08 | 300.24M | -25% | -9% | -10% | +60% | 9.33 | 1.04 | 2.46 | 0.34 | 42.56 | 1.10 | 70.10% | 32.79% | 26.39% | 11.48% | 247.17% | 1.48% | 0.09 | 1.13 | 0.17 | 0.17 | -5.88 | 2193.00% | 881.00% | 3092.00% | 10.44% | 0.02 | 240.91% | 2.97% | 27.70% | 32.35% | 0.37 | 0.47 | 0.12 | -0.48 |
| WSBF | Waterstone Financial, Inc… | $17.81 | 328.72M | +578% | -43% | +52% | -23% | 12.20 | 0.92 | 1.60 | 13.16 | 26.22 | 0.92 | 71.24% | 16.59% | 13.10% | 7.67% | 4.97% | 1.18% | 1.18 | 0.56 | 11.12 | 1.68 | 10.43 | 4653.00% | 112.00% | -9642.00% | 0.52% | 0.01 | 0.32% | 0.00% | 0.00% | 19.36% | 13.16 | 261.43 | 2.18 | 1.36 |
About John Marshall Bancorp, Inc.
John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers commercial, construction and development, commercial term, mortgage, commercial real estate, industrial other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. It operates eight full-service branches in Alexandria, Reston, Arlington, Washington, Loudoun, Prince William, Rockville, and Tysons, as well as a loan production office in Arlington, Virginia. The company was founded in 2005 and is headquartered in Reston, Virginia.
- CEO
- Christopher W. Bergstrom
- Employees
- 136
- Beta
- 0.48
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($16.92 ÷ $21.46) − 1 = -21.16% (DCF, example).