US · KFS
Kingsway Financial Services Inc.
- Sector
- Consumer Cyclical · Auto - Dealerships
- Headquarters
- Chicago, IL 60143
- Website
- kingsway-financial.com
Price · as of 2024-12-31
$10.70
Market cap 350.22M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $62.39 | +483.08% |
| Intrinsic Value(DCF) | $22.48 | +110.09% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $4.20 | $98.56 | $0.00 | $0.00 | $103.08 |
| 2011 | $3.36 | $25.21 | $0.01 | $1.70 | $0.00 |
| 2012 | $4.13 | $35.33 | $0.00 | $0.00 | $82.22 |
| 2013 | $4.05 | $25.75 | $0.00 | $0.00 | $0.00 |
| 2014 | $5.69 | $64.00 | $0.00 | $0.00 | $0.00 |
| 2015 | $4.26 | $29.24 | $0.70 | $1.98 | $0.00 |
| 2016 | $5.75 | $38.67 | $0.00 | $0.00 | $0.76 |
| 2017 | $4.60 | $160.12 | $0.00 | $0.00 | $0.00 |
| 2018 | $2.19 | $38.19 | $0.00 | $0.00 | $80.64 |
| 2019 | $2.07 | $62.42 | $4.05 | $0.00 | $0.00 |
| 2020 | $4.58 | $229.49 | $0.00 | $0.00 | $0.00 |
| 2021 | $5.51 | $324.57 | $3.19 | $0.00 | $0.00 |
| 2022 | $9.79 | $85.83 | $31.51 | $4.35 | $50.77 |
| 2023 | $8.80 | $31.92 | $26.07 | $3.70 | $2.02 |
| 2024 | $7.46 | $62.39 | $0.00 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates Kingsway Financial Services Inc.'s (KFS) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $62.39
- Current price
- $10.70
- AI upside
- +483.08%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$22.48
+110.09% upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| KFS | Kingsway Financial Servic… | $10.70 | 350.22M | +483% | +110% | — | — | -22.32 | 12.17 | 1.80 | 70.72 | — | -2.54 | 100.00% | -7.34% | -8.24% | -40.97% | -13.37% | -4.73% | 3.61 | -1.72 | — | — | 15.52 | -13820.00% | 453.00% | -10136.00% | 0.18% | — | 0.59% | 0.01% | -0.10% | 1.24% | -30.20 | 696.76 | 2.22 | -1.53 |
| AIIO | Robo.ai Inc. | $0.14 | 40.97M | +21,925% | +167,608% | — | +23,370% | -0.93 | -2.56 | 13.37 | -1.09 | — | -2.56 | 22.24% | -795.13% | -1438.39% | -16037.70% | -892.74% | -166.31% | -0.33 | -2.46 | 0.32 | 0.19 | -0.12 | -3587.00% | -6787.00% | -12327.00% | 20.82% | 0.33 | 312.63% | 0.00% | 0.00% | 0.00% | -1.90 | 5.42 | 15.08 | -33.34 |
| ARKO | Arko Corp. | $6.43 | 716.5M | +157% | -61% | — | — | 31.39 | 1.94 | 0.09 | 17.01 | 204.02 | -7.69 | 3.42% | 1.34% | 0.30% | 6.11% | 2.39% | 0.64% | 10.76 | 1.11 | 1.66 | 0.92 | 14.24 | 1538.00% | -1247.00% | -22178.00% | -18.41% | -0.01 | -3.92% | 1.91% | 59.90% | 5.83% | 42.56 | -33.12 | 0.57 | 2.53 |
| BWMX | Betterware de México, S.A… | $16.57 | 618.34M | +153% | -71% | — | +1% | 10.19 | 6.22 | 0.51 | 5.48 | — | -3.61 | 67.94% | 11.96% | 5.05% | 53.92% | 16.30% | 6.61% | 4.44 | 2.64 | 1.09 | 0.36 | 2.20 | -3228.00% | 839.00% | -2837.00% | 22.09% | 0.43 | 25.69% | 13.77% | 140.30% | 14.90% | 7.19 | 7.57 | 0.86 | 2.51 |
| INVZ | Innoviz Technologies Ltd. | $0.85 | 177.87M | +4,551% | +459,456% | — | — | -2.67 | 2.33 | 3.28 | -2.80 | — | 2.33 | 23.43% | -122.95% | -123.06% | -86.56% | -122.35% | -50.13% | 0.83 | — | 2.87 | 2.61 | -0.90 | -4035.00% | 12700.00% | -3608.00% | -28.75% | -1.52 | -93.96% | 0.00% | 0.00% | 0.00% | -2.56 | -3.33 | 3.15 | -6.99 |
| JOUT | Johnson Outdoors Inc. | $48.49 | 506.87M | -23% | -66% | -93% | — | -12.49 | 1.02 | 0.72 | 25.98 | -43.31 | 1.08 | 35.13% | -2.73% | -5.79% | -7.78% | -5.05% | -5.53% | 0.12 | -72.28 | 3.91 | 2.17 | -11.04 | 2885.00% | -7.00% | 11212.00% | 9.39% | 0.54 | 12.54% | 3.15% | -39.40% | 10.55% | -18.57 | 7.47 | 0.51 | 3.63 |
| MLR | Miller Industries, Inc. | $42.03 | 481.58M | -7% | -55% | +18% | +121% | 8.46 | 1.34 | 0.43 | 5.89 | 107.24 | 1.41 | 13.58% | 6.72% | 5.05% | 16.96% | 16.31% | 9.66% | 0.16 | 21.51 | 2.68 | 1.71 | 0.42 | 789.00% | 903.00% | -23386.00% | 0.28% | 0.09 | 0.37% | 1.62% | 13.70% | 2.16% | 6.85 | 381.05 | 0.46 | 4.65 |
| MNRO | Monro, Inc. | $21.53 | 646.32M | +22% | -72% | — | — | -88.04 | 0.73 | 0.38 | 11.71 | — | -3.62 | 34.94% | 3.37% | -0.43% | -0.81% | 2.96% | -0.31% | 0.85 | 2.13 | 0.53 | 0.11 | 6.17 | -11930.00% | -638.00% | 585.00% | 23.13% | 0.25 | 8.83% | 7.65% | -673.10% | 28.75% | 23.94 | 9.14 | 0.81 | 1.42 |
| PACK | Ranpak Holdings Corp. | $5.12 | 432M | +405% | -52% | — | — | -23.95 | 0.94 | 1.40 | 13.68 | — | -2.48 | 37.90% | -3.47% | -5.83% | -3.84% | -1.26% | -1.93% | 0.79 | -0.45 | 2.21 | 1.78 | 5.58 | -2121.00% | 969.00% | -40741.00% | 1.61% | 0.61 | 0.90% | 0.00% | 0.00% | 2.35% | -67.97 | 104.83 | 2.36 | 0.76 |
| ZKH | ZKH Group Limited | $3.60 | 583.77M | +67% | -52% | -58% | — | -16.14 | 1.40 | 0.49 | -10.95 | — | 1.42 | 17.24% | 3.87% | -3.06% | -8.50% | 18.03% | -3.83% | 0.18 | 17.83 | 1.85 | 1.59 | 3.30 | -1087.00% | 46.00% | -12342.00% | 3.38% | 0.07 | 7.77% | 0.00% | 0.00% | 15.19% | 8.58 | 19.90 | 0.33 | 1.66 |
About Kingsway Financial Services Inc.
Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.
- CEO
- John Taylor-Maloney Fitzgerald
- Employees
- 433
- Beta
- 0.20
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($22.48 ÷ $10.70) − 1 = +110.09% (DCF, example).