US · MKL
Markel Corporation
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Glen Allen, VA 23060-6148
- Website
- markel.com
Price · as of 2025-12-31
$1,779.36
Market cap 26.13B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $1,412.96 | -20.59% |
| Intrinsic Value(DCF) | $1,849.38 | +3.94% |
| Graham-Dodd Method(GD) | $2,072.01 | +16.45% |
| Graham Formula(GF) | $1,190.48 | -33.1% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $419.57 | $238.77 | $22.83 | $422.96 | $374.40 |
| 2012 | $494.20 | $270.02 | $969.88 | $463.49 | $564.10 |
| 2013 | $584.49 | $340.46 | $16,101.40 | $567.15 | $1,125.55 |
| 2014 | $749.79 | $433.83 | $10,571.70 | $582.92 | $599.76 |
| 2015 | $891.52 | $534.66 | $6,364.95 | $685.38 | $522.42 |
| 2016 | $975.96 | $560.84 | $1,020.31 | $684.87 | $401.26 |
| 2017 | $1,145.00 | $566.40 | $331.88 | $694.86 | $446.75 |
| 2018 | $957.49 | $485.80 | $450.29 | $445.43 | $0.00 |
| 2019 | $1,216.94 | $1,003.12 | $8,300.42 | $1,278.02 | $5,621.83 |
| 2020 | $1,155.63 | $815.69 | $520.17 | $1,013.63 | $548.21 |
| 2021 | $1,301.66 | $1,047.97 | $14,380.74 | $1,699.15 | $7,154.69 |
| 2022 | $1,262.31 | $747.62 | $166.69 | $654.70 | $1.52 |
| 2023 | $1,496.89 | $1,209.79 | $8,781.11 | $1,633.29 | $5,936.53 |
| 2024 | $1,892.76 | $1,496.31 | $3,418.99 | $2,103.03 | $3,048.06 |
| 2025 | $2,080.80 | $1,412.96 | $1,969.40 | $2,072.01 | $1,190.48 |
AI valuation
Our deep-learning model estimates Markel Corporation's (MKL) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $1,412.96
- Current price
- $1,779.36
- AI upside
- -20.59%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$1,849.38
+3.94% upside
Graham-Dodd
$2,072.01
+16.45% upside
Graham Formula
$1,190.48
-33.1% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| MKL | Markel Corporation | $1,779.36 | 26.13B | -21% | +4% | +16% | -33% | 12.54 | 1.42 | 1.59 | 1.37 | — | 1.86 | 69.38% | 16.47% | 12.70% | 11.87% | 29.56% | 3.62% | 0.00 | 13.27 | — | — | -1.57 | -1510.00% | -96.00% | 921.00% | 9.67% | — | 35.08% | 0.00% | 0.00% | 22.93% | 1.47 | 1.57 | 0.24 | 0.28 |
| CINF | Cincinnati Financial Corp… | $163.98 | 25.58B | +1% | +365% | -23% | +76% | 11.21 | 1.69 | 2.12 | 8.21 | 254.39 | 1.69 | 50.12% | 23.59% | 18.95% | 16.04% | 37.65% | 6.18% | 0.06 | 562.26 | 1.66 | 5.31 | -0.17 | 440.00% | 1141.00% | 1846.00% | 11.61% | 3.61 | 48.96% | 1.96% | 21.90% | 3.59% | 8.81 | 8.44 | 2.08 | 1.78 |
| HBAN | Huntington Bancshares Inc… | $16.80 | 24.85B | +58% | -11% | -43% | +10% | 11.26 | 1.03 | 2.01 | 5.83 | 80.81 | 1.43 | 61.70% | 21.53% | 17.71% | 10.11% | 13.11% | 1.04% | 0.76 | 0.62 | 0.19 | 0.19 | 6.21 | 1393.00% | 438.00% | 3624.00% | 9.08% | 0.02 | 13.40% | 4.05% | 45.60% | 4.05% | 5.83 | 6.88 | 1.25 | -0.43 |
| L | Loews Corporation | $110.02 | 22.74B | -38% | -23% | +13% | -4% | 13.24 | 1.26 | 1.29 | 7.51 | 54.40 | 1.35 | 43.93% | 12.56% | 9.17% | 9.91% | 9.00% | 2.11% | 0.51 | 5.22 | 0.00 | 0.46 | 2.70 | 2434.00% | 544.00% | 1283.00% | 11.51% | 0.08 | 13.72% | 0.22% | 2.90% | 3.66% | 10.96 | 9.27 | 1.38 | 0.23 |
| RF | Regions Financial Corpora… | $27.83 | 24.4B | +29% | +4% | -63% | -6% | 11.35 | 1.29 | 2.55 | -3.25 | 60.86 | 1.86 | 74.64% | 28.55% | 22.44% | 11.68% | -17.73% | 1.36% | 0.26 | 1.32 | 0.30 | 0.30 | -2.15 | 1865.00% | 251.00% | 5021.00% | 8.91% | 0.02 | -17.93% | 4.10% | 46.50% | 17.26% | -3.32 | -4.18 | -0.95 | -0.38 |
| SHG | Shinhan Financial Group C… | $66.81 | 32.18B | +6% | -45% | +15% | +17% | 4.87 | 0.40 | 0.63 | 5.06 | 99.59 | 0.44 | 44.03% | 17.04% | 12.58% | 8.30% | 6.41% | 0.64% | 2.68 | 0.34 | 0.33 | 0.33 | 14.86 | 489.00% | 466.00% | -216421.00% | 17.32% | 0.01 | 5.41% | 5.71% | 27.80% | 8.86% | 6.14 | 9.61 | 1.05 | -0.34 |
| TROW | T. Rowe Price Group, Inc. | $94.63 | 20.65B | +22% | -40% | -80% | +10% | 9.62 | 1.96 | 2.90 | 6.51 | 880.08 | 2.67 | 62.67% | 29.92% | 28.53% | 20.83% | 20.60% | 15.73% | 0.08 | — | 73.08 | 73.08 | -0.87 | 109.00% | 312.00% | 1719.00% | 6.96% | 31.31 | 18.13% | 5.38% | 51.80% | 9.00% | 8.55 | 12.66 | 2.56 | 7.36 |
| WRB | W. R. Berkley Corporation | $71.70 | 27.25B | +42% | -21% | -34% | -2% | 16.33 | 2.96 | 1.98 | 13.15 | 791.02 | 2.96 | 19.81% | 15.87% | 12.10% | 19.55% | -319.05% | 6.66% | 0.29 | 18.40 | — | — | 0.15 | 206.00% | 782.00% | -448.00% | 11.75% | — | -596.00% | 0.00% | 0.00% | 1.76% | 13.36 | 9.14 | 2.12 | 1.41 |
About Markel Corporation
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, the Asia Pacific, and the Middle East. Its Insurance segment offers general and professional liability, personal lines, marine and energy, specialty programs, and workers' compensation insurance products; and property coverages that include fire, allied lines, and other specialized property coverages, including catastrophe-exposed property risks, such as earthquake and wind. This segment also offers credit and surety products, and collateral protection insurance products. The company's Reinsurance segment offers transaction, healthcare, and environmental impairment liability; and specialty treaty reinsurance products comprising structured and whole turnover credit, political risk, mortgage and contract, and commercial surety reinsurance programs. Its Markel Ventures segment provides equipment used in baking systems and food processing; portable dredges; over-the-road car haulers and transportation equipment; and laminated oak and composite wood flooring, tube and tank trailers, as well as ornamental plants and residential homes, handbags, and architectural products. This segment also provides consulting, and other types of services to businesses and consumers, including distribution of exterior building products, crane rental, fire protection, and life safety services, management and technology consulting, and retail intelligence services. The company's Other segment provides healthcare, leasing and investment services, as well as operates as an insurance and investment fund manager offering a range of investment products, including insurance-linked securities, catastrophe bonds, insurance swaps, and weather derivatives; and program services. it also manages funds with third parties. Markel Corporation was founded in 1930 and is based in Glen Allen, Virginia.
- CEO
- Thomas Sinnickson Gayner
- Employees
- 22K
- Beta
- 0.77
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($1,849.38 ÷ $1,779.36) − 1 = +3.94% (DCF, example).