US · MRBK
Meridian Corporation
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Malvern, PA 19355
- Website
- meridianbanker.com
Price · as of 2024-12-31
$18.82
Market cap 229.9M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $40.42 | +114.77% |
| Intrinsic Value(DCF) | $13.92 | -26.04% |
| Graham-Dodd Method(GD) | $15.15 | -19.51% |
| Graham Formula(GF) | $35.88 | +90.63% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | $14.32 | $51.19 | |||
| 2016 | $16.41 | $23.31 | |||
| 2017 | $6.75 | $132.96 | $12.75 | $13.11 | $3.99 |
| 2018 | $6.85 | $17.92 | $8.26 | $11.68 | $9.95 |
| 2019 | $7.49 | $23.25 | $9.06 | $13.44 | $19.32 |
| 2020 | $10.90 | $942.99 | $3,665.65 | $20.30 | $170.19 |
| 2021 | $14.61 | $256.20 | $773.99 | $16.38 | $42.70 |
| 2022 | $13.41 | $57.42 | $12.60 | $8.28 | $0.00 |
| 2023 | $9.32 | $77.74 | $12.79 | $12.52 | $42.97 |
| 2024 | $14.07 | $40.42 | $14.73 | $15.15 | $35.88 |
AI valuation
Our deep-learning model estimates Meridian Corporation's (MRBK) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $40.42
- Current price
- $18.82
- AI upside
- +114.77%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$13.92
-26.04% upside
Graham-Dodd
$15.15
-19.51% upside
Graham Formula
$35.88
+90.63% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| MRBK | Meridian Corporation | $18.82 | 229.9M | +115% | -26% | -20% | +91% | 9.57 | 0.91 | 0.79 | 9.34 | 38.27 | 0.93 | 51.14% | 11.04% | 8.28% | 9.92% | 8.45% | 0.71% | 1.02 | 0.26 | 0.09 | 0.09 | 6.09 | 2500.00% | 1709.00% | -4698.00% | 5.77% | 0.00 | 4.66% | 3.58% | 34.30% | 3.58% | 10.32 | 24.91 | 1.14 | -0.76 |
| BVFL | BV Financial, Inc. | $18.68 | 166.33M | +118% | -5% | +20% | -26% | 13.76 | 0.82 | 3.28 | 5.94 | — | 0.89 | 77.05% | 33.35% | 23.83% | 5.94% | 8.83% | 1.30% | 0.26 | 1.43 | 0.17 | 0.17 | -1.18 | -2517.00% | 470.00% | 275.00% | 9.58% | 0.02 | 11.64% | 0.00% | 0.00% | 10.98% | 6.30 | 6.69 | 2.10 | -0.29 |
| CFBK | CF Bankshares Inc. | $30.22 | 194.73M | +563% | -20% | +42% | -2% | 10.88 | 1.03 | 1.52 | 2.77 | 35.57 | 1.03 | 41.85% | 17.10% | 13.50% | 9.94% | 38.34% | 0.84% | 0.69 | 0.33 | 0.91 | 0.91 | -6.10 | 3058.00% | 306.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 5.11% | 2.77 | — | 0.47 | 0.14 |
| CZWI | Citizens Community Bancor… | $17.41 | 168.18M | +918% | +67% | +35% | — | 11.98 | 0.92 | 1.92 | -3.19 | 133.80 | 1.11 | 54.68% | 7.01% | 16.01% | 7.86% | 9.54% | 0.82% | 0.28 | 0.16 | — | — | -7.54 | 896.00% | -941.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 48.32% | -4.49 | — | -0.31 | 1.26 |
| FCAP | First Capital, Inc. | $50.80 | 170.44M | -49% | +172% | -35% | +47% | 10.50 | 1.09 | 2.16 | 2.21 | — | 1.16 | 72.25% | 24.38% | 20.54% | 10.86% | -7.60% | 1.02% | 0.00 | 0.97 | 0.09 | 0.09 | -1.74 | -654.00% | 1345.00% | 5978.00% | 17.25% | 0.02 | -13.74% | 3.01% | 31.60% | 19.78% | 2.38 | 1.56 | 0.58 | -0.70 |
| INBK | First Internet Bancorp | $20.28 | 176.56M | +222% | -22% | +1% | — | -5.07 | 0.50 | 0.55 | 4.95 | — | 0.50 | 13.68% | -15.76% | -10.89% | -9.46% | 42.47% | -0.62% | 0.99 | -0.25 | 0.32 | 0.32 | -6.86 | -23993.00% | -317.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 4.95 | — | -0.78 | -0.28 |
| LARK | Landmark Bancorp, Inc. | $27.74 | 168.5M | +17% | -17% | -38% | +74% | 9.50 | 0.91 | 1.39 | 9.19 | 143.87 | 1.26 | 65.62% | 15.89% | 14.67% | 9.88% | -27.73% | 0.83% | 0.65 | 0.50 | 0.04 | 0.04 | 3.87 | 660.00% | 1377.00% | 264.00% | 9.65% | 0.01 | -25.41% | 3.73% | 35.50% | 6.34% | 10.82 | 12.79 | 1.72 | -0.79 |
| MNSB | MainStreet Bancshares, In… | $22.20 | 166.42M | +779% | -12% | +75% | -38% | 10.89 | 0.78 | 1.25 | 8.29 | — | 0.78 | 54.39% | 14.05% | 11.49% | 7.32% | 7.11% | 0.70% | 0.32 | 0.31 | — | — | 2.34 | -21000.00% | -144.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 8.29 | — | 1.16 | 0.25 |
| OVBC | Ohio Valley Banc Corp. | $42.63 | 200.83M | +550% | +1% | +20% | +8% | 12.99 | 1.19 | 2.15 | 13.24 | 30.88 | 1.24 | 67.58% | 20.65% | 16.56% | 9.73% | 21.81% | 1.01% | 0.32 | 0.71 | 56092.09 | 297.10 | 2.84 | 4206.00% | 593.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 13.24 | — | 2.73 | 0.34 |
| PEBK | Peoples Bancorp of North … | $38.21 | 202.86M | -20% | +639% | -33% | +74% | 8.41 | 1.05 | 1.41 | -5.70 | 110.97 | 1.05 | 73.04% | 21.40% | 16.72% | 13.00% | -8.40% | 0.99% | 0.15 | 0.79 | 0.20 | 0.20 | -1.67 | 758.00% | 1401.00% | -413.00% | 14.52% | 0.01 | -10.26% | 3.67% | 30.90% | 51.86% | -6.49 | -6.80 | -1.39 | -0.61 |
| UBFO | United Security Bancshare… | $10.39 | 182.63M | +217% | +156% | -58% | -39% | 10.18 | 1.15 | 2.30 | -2.16 | — | 1.20 | 74.24% | 31.04% | 22.58% | 11.69% | -31.67% | 1.22% | 0.11 | 1.46 | 0.21 | 0.21 | -1.85 | -2586.00% | -73.00% | -968.00% | 12.36% | 0.02 | -39.84% | 5.52% | 56.20% | 55.60% | -2.38 | -2.60 | -0.74 | -0.54 |
About Meridian Corporation
Meridian Corporation operates as the holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, and Maryland. The company offers various deposit products, such as demand non-interest bearing, demand interest bearing, savings accounts, money market accounts, and time deposits. It also provides commercial and industrial loans comprising business lines of credit, term loans, small business lending, lease financing, and shared national credits; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title and land settlement services. In addition, the company operates and originates mortgage loans for 1-4 family dwellings; and offers real estate holding, investment advisory, and equipment leasing services. It operates through a network of 6 full-service branches, and 19 other offices. The company was founded in 2004 and is headquartered in Malvern, Pennsylvania.
- CEO
- Christopher J. Annas
- Employees
- 322
- Beta
- 0.77
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($13.92 ÷ $18.82) − 1 = -26.04% (DCF, example).