US · SRBK
SR Bancorp, Inc. Common stock
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Bound Brook, NJ 08805
- Website
- somersetsavings.com
Price · as of 2025-06-30
$18.61
Market cap 126.94M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $580.84 | +3,021.12% |
| Intrinsic Value(DCF) | $50.39 | +170.77% |
| Graham-Dodd Method(GD) | $22.82 | +22.6% |
| Graham Formula(GF) | $22.66 | +21.78% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | |||||
| 2020 | |||||
| 2021 | |||||
| 2022 | $13.42 | $2.13 | |||
| 2023 | $13.66 | $4.08 | |||
| 2024 | $9.95 | $360.63 | $31,593.31 | $18.26 | $0.00 |
| 2025 | $14.90 | $580.84 | $1,795.61 | $22.82 | $22.66 |
AI valuation
Our deep-learning model estimates SR Bancorp, Inc. Common stock's (SRBK) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $580.84
- Current price
- $18.61
- AI upside
- +3,021.12%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$50.39
+170.77% upside
Graham-Dodd
$22.82
+22.6% upside
Graham Formula
$22.66
+21.78% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| SRBK | SR Bancorp, Inc. Common s… | $18.61 | 126.94M | +3,021% | +171% | +23% | +22% | 24.46 | 0.65 | 2.51 | 11.91 | — | 0.75 | 66.30% | 12.24% | 10.26% | 2.61% | 3.16% | 0.49% | 0.17 | 0.37 | 0.07 | 0.07 | -2.90 | -13836.00% | 3042.00% | -24896.00% | 3.37% | 0.01 | 2.60% | 0.35% | 8.60% | 9.37% | 16.46 | 23.83 | 2.01 | -0.56 |
| AFBI | Affinity Bancshares, Inc. | $19.90 | 122.74M | +217% | -4% | +22% | -22% | 21.58 | 0.91 | 2.35 | 17.67 | — | 1.06 | 61.50% | 13.97% | 10.88% | 4.34% | 5.16% | 0.64% | 0.47 | 0.37 | 0.06 | 0.06 | 2.25 | -1531.00% | 1068.00% | -1328.00% | 5.42% | 0.01 | 6.04% | 0.00% | 0.00% | 0.00% | 19.54 | 21.42 | 2.73 | -0.57 |
| EBMT | Eagle Bancorp Montana, In… | $21.70 | 172.56M | 0% | -19% | -29% | -15% | 13.54 | 0.76 | 1.10 | 8.95 | — | 1.10 | 65.71% | 9.46% | 8.12% | 5.68% | 6.86% | 0.47% | 1.14 | 0.28 | 0.10 | 0.10 | 8.31 | -388.00% | 709.00% | -39855.00% | 10.92% | 0.02 | 10.14% | 3.43% | 46.40% | 35.23% | 15.94 | 12.55 | 1.51 | -0.68 |
| LSBK | Lake Shore Bancorp, Inc. | $15.48 | 121.14M | +713% | -17% | -17% | -47% | 17.74 | 0.97 | 2.30 | 1.23 | 270.53 | 0.98 | 67.82% | 15.39% | 12.94% | 5.60% | 55.27% | 0.70% | 0.11 | 0.43 | 0.16 | 0.16 | -3.46 | 656.00% | 472.00% | -5686.00% | 2.87% | 0.00 | 28.11% | 1.24% | 21.90% | 6.29% | 1.38 | 3.23 | 0.21 | -0.50 |
| MGYR | Magyar Bancorp, Inc. | $17.52 | 113.49M | +149% | +23% | +28% | +75% | 10.76 | 0.88 | 1.80 | 8.89 | 40.12 | 0.89 | 60.27% | 23.64% | 16.71% | 8.51% | 8.04% | 1.00% | 0.41 | 0.61 | 0.03 | 0.04 | 2.85 | 2683.00% | 1208.00% | 7826.00% | 9.34% | 0.01 | 8.08% | 1.74% | 18.70% | 2.54% | 9.50 | 13.36 | 2.24 | -0.68 |
| PNBK | Patriot National Bancorp,… | $1.25 | 134.66M | +11,398% | -54% | — | — | -0.39 | 3.65 | 0.26 | 8.05 | -0.05 | 3.78 | 26.12% | -26.58% | -65.86% | -163.96% | -76.19% | -3.79% | 7.75 | -0.50 | 0.18 | 0.18 | 7.77 | 85524.00% | -641.00% | -12362.00% | 16.90% | 0.00 | 12.44% | 0.00% | 0.00% | 1691.96% | 7.38 | -45.18 | -1.96 | -1.04 |
| RBKB | Rhinebeck Bancorp, Inc. | $16.00 | 178.33M | +1,014% | -60% | +7% | +167% | 17.10 | 1.26 | 2.27 | 1.70 | — | 1.28 | 68.17% | 16.72% | 13.24% | 7.77% | 53.49% | 0.79% | 0.22 | 0.56 | 5.00 | 5.00 | 0.99 | -21500.00% | 3979.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 24.66% | 1.81 | — | 0.30 | 1.13 |
| RMBI | Richmond Mutual Bancorpor… | $13.50 | 131.11M | +69% | -26% | -31% | +77% | 12.15 | 0.86 | 1.34 | 29.51 | 1105.58 | 0.87 | 50.19% | 12.77% | 11.03% | 7.01% | 3.96% | 0.63% | 1.99 | 0.26 | 0.16 | 0.16 | 20.40 | 110.00% | 1843.00% | 2433.00% | 12.54% | 0.01 | 6.04% | 5.00% | 60.80% | 16.29% | 32.34 | 24.59 | 4.13 | -0.52 |
| RVSB | Riverview Bancorp, Inc. | $5.35 | 110.8M | +484% | +34% | +5% | -26% | 23.69 | 0.73 | 1.59 | 18.64 | 85.28 | 0.87 | 68.97% | 8.52% | 6.70% | 3.11% | 2.99% | 0.32% | 0.66 | 0.28 | 0.04 | 0.04 | 7.96 | 2778.00% | 961.00% | -2219.00% | 4.78% | 0.01 | 3.38% | 2.18% | 51.70% | 19.11% | 28.58 | 32.08 | 2.43 | -0.71 |
| SBFG | SB Financial Group, Inc. | $20.76 | 130.76M | +977% | +29% | +39% | +105% | 9.44 | 0.93 | 1.45 | 7.34 | 34.54 | 1.33 | 70.91% | 23.86% | 15.35% | 10.40% | 27.15% | 0.96% | 0.53 | 0.85 | — | — | 0.16 | 2733.00% | 1187.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 26.57% | 5.83 | — | 1.39 | 0.34 |
| SFBC | Sound Financial Bancorp, … | $42.47 | 108.98M | +356% | +7% | -10% | -17% | 26.80 | 1.20 | 2.00 | 15.73 | — | 1.26 | 57.51% | 9.10% | 7.48% | 4.54% | 4.83% | 0.47% | 0.39 | 0.21 | 0.07 | 0.07 | -0.40 | -3706.00% | 1161.00% | -5567.00% | 2.30% | 0.00 | 2.97% | 1.57% | 42.00% | 9.61% | 20.13 | 39.80 | 1.83 | -0.67 |
About SR Bancorp, Inc. Common stock
SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.
- CEO
- Christopher J. Pribula
- Employees
- 116
- Beta
- 0.54
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($50.39 ÷ $18.61) − 1 = +170.77% (DCF, example).