US · RVSB
Riverview Bancorp, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Vancouver, WA 98660
- Website
- riverviewbank.com
Price · as of 2025-03-31
$5.27
Market cap 110.8M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $31.24 | +492.79% |
| Intrinsic Value(DCF) | $7.17 | +36.05% |
| Graham-Dodd Method(GD) | $5.60 | +6.34% |
| Graham Formula(GF) | $3.98 | -24.44% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $2.37 | $34.57 | $5.10 | $5.61 | $0.52 |
| 2012 | $1.01 | $94.73 | $1.56 | $0.00 | $0.95 |
| 2013 | $1.76 | $38.58 | $2.50 | $2.96 | $0.00 |
| 2014 | $2.84 | $46.38 | $3.97 | $7.58 | $0.00 |
| 2015 | $3.25 | $36.50 | $6.07 | $4.50 | $2.90 |
| 2016 | $3.72 | $28.29 | $7.15 | $4.26 | $4.36 |
| 2017 | $5.33 | $30.32 | $8.91 | $4.19 | $6.84 |
| 2018 | $6.98 | $41.40 | $32.32 | $4.83 | $13.52 |
| 2019 | $6.60 | $26.01 | $34.15 | $6.42 | $12.79 |
| 2020 | $4.92 | $33.50 | $10.01 | $6.16 | $7.65 |
| 2021 | $5.90 | $40.36 | $13.49 | $4.92 | $1.39 |
| 2022 | $6.01 | $48.55 | $15.54 | $7.62 | $12.87 |
| 2023 | $4.51 | $31.56 | $8.34 | $6.55 | $13.50 |
| 2024 | $3.76 | $27.34 | $7.94 | $3.37 | $1.19 |
| 2025 | $5.45 | $31.24 | $8.28 | $5.60 | $3.98 |
AI valuation
Our deep-learning model estimates Riverview Bancorp, Inc.'s (RVSB) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $31.24
- Current price
- $5.27
- AI upside
- +492.79%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$7.17
+36.05% upside
Graham-Dodd
$5.60
+6.34% upside
Graham Formula
$3.98
-24.44% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| RVSB | Riverview Bancorp, Inc. | $5.27 | 110.8M | +493% | +36% | +6% | -24% | 23.69 | 0.73 | 1.59 | 18.64 | 85.28 | 0.87 | 68.97% | 8.52% | 6.70% | 3.11% | 2.99% | 0.32% | 0.66 | 0.28 | 0.04 | 0.04 | 7.96 | 2778.00% | 961.00% | -2219.00% | 4.78% | 0.01 | 3.38% | 2.18% | 51.70% | 19.11% | 28.58 | 32.08 | 2.43 | -0.71 |
| AFBI | Affinity Bancshares, Inc. | $19.90 | 122.74M | +217% | -4% | +22% | -22% | 21.58 | 0.91 | 2.35 | 17.67 | — | 1.06 | 61.50% | 13.97% | 10.88% | 4.34% | 5.16% | 0.64% | 0.47 | 0.37 | 0.06 | 0.06 | 2.25 | -1531.00% | 1068.00% | -1328.00% | 5.42% | 0.01 | 6.04% | 0.00% | 0.00% | 0.00% | 19.54 | 21.42 | 2.73 | -0.57 |
| FGBI | First Guaranty Bancshares… | $8.81 | 139.14M | +779% | -54% | — | +400% | -2.15 | 0.53 | 0.62 | -4.17 | — | 0.54 | -6.18% | -34.99% | -28.59% | -23.28% | -3719.92% | -1.39% | 0.82 | -0.54 | 0.01 | 0.01 | -2.41 | -61481.00% | -1995.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | -4.17 | — | 1.46 | -0.45 |
| LSBK | Lake Shore Bancorp, Inc. | $15.48 | 121.14M | +713% | -17% | -17% | -47% | 17.74 | 0.97 | 2.30 | 1.23 | 270.53 | 0.98 | 67.82% | 15.39% | 12.94% | 5.60% | 55.27% | 0.70% | 0.11 | 0.43 | 0.16 | 0.16 | -3.46 | 656.00% | 472.00% | -5686.00% | 2.87% | 0.00 | 28.11% | 1.24% | 21.90% | 6.29% | 1.38 | 3.23 | 0.21 | -0.50 |
| MGYR | Magyar Bancorp, Inc. | $17.52 | 113.49M | +149% | +23% | +28% | +75% | 10.76 | 0.88 | 1.80 | 8.89 | 40.12 | 0.89 | 60.27% | 23.64% | 16.71% | 8.51% | 8.04% | 1.00% | 0.41 | 0.61 | 0.03 | 0.04 | 2.85 | 2683.00% | 1208.00% | 7826.00% | 9.34% | 0.01 | 8.08% | 1.74% | 18.70% | 2.54% | 9.50 | 13.36 | 2.24 | -0.68 |
| PNBK | Patriot National Bancorp,… | $1.25 | 134.66M | +11,398% | -54% | — | — | -0.39 | 3.65 | 0.26 | 8.05 | -0.05 | 3.78 | 26.12% | -26.58% | -65.86% | -163.96% | -76.19% | -3.79% | 7.75 | -0.50 | 0.18 | 0.18 | 7.77 | 85524.00% | -641.00% | -12362.00% | 16.90% | 0.00 | 12.44% | 0.00% | 0.00% | 1691.96% | 7.38 | -45.18 | -1.96 | -1.04 |
| PROV | Provident Financial Holdi… | $16.00 | 102M | +124% | +4% | -4% | -38% | 16.35 | 0.80 | 1.70 | 21.21 | — | 0.80 | 65.94% | 14.75% | 10.40% | 4.84% | 2.07% | 0.50% | 1.66 | 0.42 | 0.06 | 0.06 | 12.94 | -1226.00% | 253.00% | 9910.00% | 7.97% | 0.01 | 2.70% | 3.68% | 60.20% | 34.57% | 29.55 | 32.15 | 4.36 | -0.44 |
| RBKB | Rhinebeck Bancorp, Inc. | $16.00 | 178.33M | +1,014% | -60% | +7% | +167% | 17.10 | 1.26 | 2.27 | 1.70 | — | 1.28 | 68.17% | 16.72% | 13.24% | 7.77% | 53.49% | 0.79% | 0.22 | 0.56 | 5.00 | 5.00 | 0.99 | -21500.00% | 3979.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 24.66% | 1.81 | — | 0.30 | 1.13 |
| SFBC | Sound Financial Bancorp, … | $42.47 | 108.98M | +356% | +7% | -10% | -17% | 26.80 | 1.20 | 2.00 | 15.73 | — | 1.26 | 57.51% | 9.10% | 7.48% | 4.54% | 4.83% | 0.47% | 0.39 | 0.21 | 0.07 | 0.07 | -0.40 | -3706.00% | 1161.00% | -5567.00% | 2.30% | 0.00 | 2.97% | 1.57% | 42.00% | 9.61% | 20.13 | 39.80 | 1.83 | -0.67 |
| SRBK | SR Bancorp, Inc. Common s… | $16.55 | 126.94M | +3,410% | +204% | +38% | +37% | 24.46 | 0.65 | 2.51 | 11.91 | — | 0.75 | 66.30% | 12.24% | 10.26% | 2.61% | 3.16% | 0.49% | 0.17 | 0.37 | 0.07 | 0.07 | -2.90 | -13836.00% | 3042.00% | -24896.00% | 3.37% | 0.01 | 2.60% | 0.35% | 8.60% | 9.37% | 16.46 | 23.83 | 2.01 | -0.56 |
| UNB | Union Bankshares, Inc. | $23.25 | 106.54M | +22% | -17% | -87% | +94% | 14.43 | 1.90 | 1.62 | 19.90 | — | 1.95 | 60.84% | 11.71% | 11.24% | 13.25% | 98.59% | 0.58% | 4.15 | 0.31 | 0.16 | 0.16 | 24.37 | -2258.00% | 1586.00% | 5293.00% | 8.77% | 0.01 | 124.68% | 5.10% | 73.60% | 5.10% | 23.38 | 19.26 | 2.74 | -0.56 |
About Riverview Bancorp, Inc.
Riverview Bancorp, Inc., a bank holding company for Riverview Community Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates through a network of 17 branch offices in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington; and Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.
- CEO
- Nicole Sherman
- Employees
- 226
- Beta
- 0.58
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($7.17 ÷ $5.27) − 1 = +36.05% (DCF, example).