US · TIPT
Tiptree Inc.
- Sector
- Financial Services · Insurance - Specialty
- Headquarters
- Greenwich, NY 10171
- Website
- tiptreeinc.com
Price · as of 2024-12-31
$17.12
Market cap 644.14M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $35.89 | +109.64% |
| Intrinsic Value(DCF) | $14.01 | -18.17% |
| Graham-Dodd Method(GD) | $3.95 | -76.94% |
| Graham Formula(GF) | $44.72 | +161.19% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $3.81 | $170.28 | $1,068.59 | $0.00 | $27.99 |
| 2011 | $4.97 | $492.10 | $7.80 | $693.95 | $0.00 |
| 2012 | $5.77 | $156.16 | $62,968.84 | $6.35 | $448.27 |
| 2013 | $6.12 | $3,606.38 | $110.30 | $15.86 | $0.00 |
| 2014 | $5.16 | $966.37 | $1,393,891.65 | $10.44 | $0.00 |
| 2015 | $4.93 | $132.36 | $8,075,473.32 | $6.16 | $67.83 |
| 2016 | $5.44 | $358.20 | $418,027.45 | $8.81 | $28.63 |
| 2017 | $5.29 | $46.81 | $12,735.30 | $5.97 | $2.71 |
| 2018 | $5.07 | $19.65 | $208.49 | $9.89 | $10.88 |
| 2019 | $5.67 | $29.03 | $82.33 | $8.91 | $15.59 |
| 2020 | $5.38 | $39.31 | $3.05 | $0.00 | $0.00 |
| 2021 | $11.68 | $37.44 | $386.37 | $9.43 | $62.25 |
| 2022 | $14.35 | $44.55 | $27.81 | $1.49 | $0.00 |
| 2023 | $16.30 | $32.57 | $253.32 | $2.03 | $9.64 |
| 2024 | $22.86 | $35.89 | $66.72 | $3.95 | $44.72 |
AI valuation
Our deep-learning model estimates Tiptree Inc.'s (TIPT) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $35.89
- Current price
- $17.12
- AI upside
- +109.64%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$14.01
-18.17% upside
Graham-Dodd
$3.95
-76.94% upside
Graham Formula
$44.72
+161.19% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| TIPT | Tiptree Inc. | $17.12 | 644.14M | +110% | -18% | -77% | +161% | 9.62 | 1.84 | 0.41 | -0.77 | 3.27 | 7.99 | 58.82% | 7.31% | 2.61% | 20.05% | -17.74% | 1.62% | 0.94 | 4.63 | — | — | 0.53 | 29394.00% | 2388.00% | 31225.00% | 28.08% | — | -47.91% | 2.94% | 28.30% | 2.94% | -1.05 | -0.66 | -0.08 | 0.57 |
| AMSF | AMERISAFE, Inc. | $32.53 | 617.77M | +93% | -16% | +3% | -19% | 13.53 | 0.56 | 2.01 | 9.79 | — | 0.56 | 46.43% | 18.55% | 14.86% | 6.79% | 7.89% | 6.83% | 0.00 | — | — | — | -1.05 | -1453.00% | 263.00% | -6179.00% | 1.40% | — | 1.49% | 7.62% | 103.10% | 10.42% | 9.79 | 64.58 | 1.82 | 3.07 |
| DGICA | Donegal Group Inc. | $17.62 | 639.97M | +187% | -52% | +91% | +2% | 6.85 | 0.85 | 0.56 | 5.58 | 16.14 | 0.95 | 42.30% | 9.98% | 8.11% | 13.38% | 19.18% | 3.36% | 0.05 | 72.24 | — | — | 0.08 | 4248.00% | -117.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 5.66 | — | 0.56 | 0.92 |
| EIG | Employers Holdings, Inc. | $41.35 | 929.51M | +72% | -13% | -47% | -94% | 92.64 | 1.05 | 1.17 | -117.06 | — | 1.10 | 32.21% | 1.40% | 1.26% | 1.07% | -1.49% | 0.31% | 0.04 | 24.00 | 4.98 | 88.29 | -197.10 | -9045.00% | -255.00% | 3119.00% | 9.37% | 2.92 | -12.91% | 2.99% | 276.90% | 242.82% | -121.94 | -15.60 | -1.71 | 1.14 |
| HBNC | Horizon Bancorp, Inc. | $16.84 | 862.5M | +75% | -57% | — | +948% | -4.89 | 1.26 | 8.41 | -6.41 | — | 1.65 | -29.46% | -193.40% | -145.86% | -24.44% | -11.47% | -2.49% | 0.59 | -1.50 | 0.09 | 0.09 | -1.80 | -49375.00% | -7097.00% | 314338.00% | 4.80% | 0.04 | 3.20% | 2.45% | -12.00% | 84.66% | -6.02 | 28.86 | 11.65 | -0.14 |
| HRTG | Heritage Insurance Holdin… | $27.87 | 861.5M | +1% | -31% | -30% | +35% | 5.66 | 1.20 | 0.43 | -0.53 | 34.96 | 1.37 | 21.88% | 10.12% | 7.53% | 24.08% | -41.50% | 2.68% | 0.49 | 7.56 | — | — | -3.02 | 1618.00% | 1108.00% | 3030.00% | 22.65% | — | -53.19% | 0.02% | 0.10% | 0.02% | -0.66 | -0.69 | -0.07 | 0.59 |
| HTB | HomeTrust Bancshares, Inc… | $42.14 | 735.09M | +204% | -23% | -5% | +231% | 10.70 | 1.06 | 1.99 | 1.57 | 74.90 | 1.15 | 65.95% | 23.69% | 18.57% | 10.72% | 37.16% | 1.19% | 0.02 | 0.75 | 0.17 | 0.17 | -3.42 | 1429.00% | 3656.00% | -14940.00% | 4.81% | 0.01 | 19.14% | 1.31% | 14.00% | 30.68% | 1.96 | 4.84 | 0.46 | -0.50 |
| MCB | Metropolitan Bank Holding… | $84.15 | 866.58M | +5% | +146% | +23% | +18% | 12.80 | 1.23 | 1.73 | 3.15 | 110.05 | 1.23 | 52.64% | 19.26% | 13.49% | 9.65% | 13.26% | 0.91% | 0.00 | 0.48 | — | — | -0.12 | 1164.00% | 710.00% | -3919.00% | 9.74% | — | 16.54% | 0.00% | 0.00% | 29.58% | 3.15 | 3.60 | 0.61 | 0.34 |
| NBBK | NB Bancorp, Inc. Common S… | $21.34 | 803.4M | +72% | -16% | +16% | +75% | 16.85 | 0.93 | 2.34 | 8.54 | 4.61 | 0.93 | 52.82% | 19.28% | 13.86% | 5.53% | 6.28% | 0.87% | 0.16 | 0.45 | 0.08 | 0.08 | -1.47 | 36522.00% | 2801.00% | -1756.00% | 5.81% | 0.01 | 6.15% | 0.00% | 0.00% | 39.88% | 8.97 | 12.75 | 1.73 | -0.62 |
| OPY | Oppenheimer Holdings Inc. | $86.29 | 899.22M | +543% | +41% | +83% | +259% | 6.40 | 1.03 | 0.58 | 3.42 | 6.11 | 1.03 | 51.15% | 22.43% | 9.06% | 16.76% | 21.24% | 8.73% | 0.00 | 4.15 | — | — | 0.00 | 10471.00% | 1435.00% | -26657.00% | 19.88% | — | 15.57% | 0.00% | 0.00% | 68.96% | 2.58 | 5.03 | 0.58 | 16906.98 |
| TRST | TrustCo Bank Corp NY | $43.37 | 799.05M | +32% | -16% | +25% | +6% | 13.18 | 1.17 | 2.89 | 7.10 | 49.80 | 1.17 | 67.08% | 29.18% | 21.97% | 8.97% | 12.60% | 0.96% | 0.28 | 0.90 | 0.26 | 0.26 | 1.59 | 2646.00% | 577.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 7.85 | — | 2.29 | 0.08 |
About Tiptree Inc.
Tiptree Inc., through its subsidiaries, underwrites and administers specialty insurance products primarily in the United States. The company operates in two segments, Insurance and Mortgage. It offers niche commercial and personal lines insurance, credit insurance and collateral protection products, and warranty and service contract products and solutions, as well as premium finance services. The company also offers mortgage loans for institutional investors; and maritime shipping services, as well as invests in shares. It markets its products through a network of independent insurance agents, consumer finance companies, auto dealers, retailers, brokers, and managing general agencies. The company was formerly known as Tiptree Financial Inc. and changed its name to Tiptree Inc. in December 2016. Tiptree Inc. was incorporated in 2007 and is based in New York, New York.
- CEO
- Michael Gene Barnes
- Employees
- 1.5K
- Beta
- 1.22
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($14.01 ÷ $17.12) − 1 = -18.17% (DCF, example).