US · AAME
Atlantic American Corporation
- Sector
- Financial Services · Insurance - Life
- Headquarters
- Atlanta, GA 30319-3054
- Website
- atlam.com
Price · as of 2024-12-31
$2.58
Market cap 53.44M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $68.93 | +2,571.71% |
| Intrinsic Value(DCF) | $1.44 | -44.19% |
| Graham-Dodd Method(GD) | $3.24 | +25.74% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $1.87 | $498.99 | $2.15 | $3.50 | $0.53 |
| 2011 | $2.58 | $22.15 | $3.74 | $4.69 | $2.74 |
| 2012 | $3.10 | $30.44 | $34.73 | $4.16 | $5.34 |
| 2013 | $3.60 | $32.40 | $104.51 | $6.46 | $12.77 |
| 2014 | $3.73 | $60.63 | $25.66 | $4.58 | $1.65 |
| 2015 | $3.97 | $49.73 | $18.61 | $4.86 | $1.51 |
| 2016 | $3.47 | $44.09 | $16.83 | $4.45 | $0.89 |
| 2017 | $3.15 | $28.26 | $19.47 | $5.46 | $3.35 |
| 2018 | $2.44 | $23.11 | $19.01 | $4.23 | $0.00 |
| 2019 | $2.39 | $99.02 | $5.44 | $5.16 | $0.00 |
| 2020 | $4.17 | $480.39 | $7.09 | $9.78 | $4.04 |
| 2021 | $2.25 | $62.43 | $6.10 | $7.38 | $2.15 |
| 2022 | $2.29 | $56.62 | $2.34 | $4.79 | $0.19 |
| 2023 | $2.76 | $46.44 | $3.73 | $4.62 | $0.00 |
| 2024 | $1.39 | $68.93 | $0.83 | $3.24 | $0.00 |
AI valuation
Our deep-learning model estimates Atlantic American Corporation's (AAME) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $68.93
- Current price
- $2.58
- AI upside
- +2,571.71%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$1.44
-44.19% upside
Graham-Dodd
$3.24
+25.74% upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AAME | Atlantic American Corpora… | $2.58 | 53.44M | +2,572% | -44% | +26% | — | -6.64 | 0.28 | 0.15 | -20.63 | -0.92 | 0.29 | 7.63% | -2.80% | -2.27% | -4.13% | -4.74% | -1.10% | 0.38 | -1.54 | 8.84 | 21.37 | -1.48 | 72437.00% | 77.00% | 7998.00% | 16.15% | 1.19 | 5.08% | 2.85% | -18.90% | 24.99% | -5.80 | 6.67 | 0.16 | 0.75 |
| BAYA | Bayview Acquisition Corp … | $11.85 | 64.48M | — | — | — | — | 44.48 | 2.15 | — | -76.31 | 2.16 | 2.15 | 0.00% | — | — | 3.70% | -2.17% | 3.49% | 0.01 | — | 0.10 | 0.07 | -0.40 | 206216.00% | — | 1098136.00% | -0.63% | -0.38 | -1.03% | 0.00% | 0.00% | 30.53% | -76.31 | -160.39 | — | 13.60 |
| BYFC | Broadway Financial Corpor… | $7.75 | 71.16M | +1,299% | +158% | +253% | -12% | 33.53 | 0.23 | 1.00 | 60.27 | — | 0.25 | 49.87% | 4.23% | 2.95% | 0.69% | 0.57% | 0.14% | 1.03 | 0.09 | 0.19 | 0.19 | 65.78 | -9216.00% | 2456.00% | -8301.00% | 1.92% | 0.00 | 0.36% | 2.39% | 80.20% | 93.16% | 76.81 | 169.48 | 3.25 | -0.49 |
| CASH | Pathward Financial, Inc. | $90.79 | 2.03B | -43% | +14% | -33% | -9% | 9.31 | 2.03 | 2.54 | 2.43 | 100.03 | 3.17 | 90.02% | 32.55% | 27.13% | 22.00% | -44.35% | 2.54% | 0.05 | 19.23 | 0.22 | 0.22 | -0.28 | 931.00% | 244.00% | 3383.00% | 13.61% | 0.08 | -56.17% | 0.27% | 2.50% | 28.64% | 3.08 | 2.91 | 1.00 | -0.34 |
| CLST | Catalyst Bancorp, Inc. | $16.50 | 67.88M | +2,412% | +212% | +50% | +104% | 29.85 | 0.75 | 3.99 | 30.34 | — | 0.75 | 72.84% | 16.32% | 13.38% | 2.53% | 2.89% | 0.73% | 0.18 | 0.61 | 0.36 | 0.00 | 5.88 | -17179.00% | 5533.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 30.34 | — | 4.95 | 0.32 |
| CPBI | Central Plains Bancshares… | $17.77 | 74.73M | +399% | -18% | +50% | +19% | 15.50 | 0.68 | 2.07 | -5.34 | — | 0.68 | 69.19% | 16.56% | 13.38% | 4.52% | 10.49% | 0.75% | 0.00 | 0.55 | — | — | -6.34 | -1233.00% | 1468.00% | -18950.00% | -5.42% | — | -8.81% | 0.00% | 0.00% | 31.68% | -5.34 | 7.88 | -0.88 | 0.30 |
| FDSB | Fifth District Savings Ba… | $14.92 | 82.4M | +3,813% | +28% | +57% | — | -58.71 | 0.50 | 3.28 | -34.20 | — | 0.50 | 58.47% | -7.45% | -5.59% | -1.06% | -2.61% | -0.21% | 0.00 | -0.16 | 0.10 | 0.10 | 51.10 | -25000.00% | 1093.00% | 4065.00% | -2.47% | 0.00 | -3.79% | 0.00% | 0.00% | 35.72% | -17.67 | -16.23 | 1.32 | -0.46 |
| OFS | OFS Capital Corporation | $4.20 | 56.27M | +442% | +56% | -27% | — | — | 0.60 | 2.15 | 12.06 | — | 0.60 | 68.54% | 59.30% | 59.30% | 0.00% | 6.86% | 0.00% | 1.43 | 1.71 | 2.10 | 2.10 | 8.44 | -620951.00% | -1577.00% | 5448.00% | 32.00% | 4.05 | 7.96% | 17.66% | — | 31.03% | 12.09 | 10.41 | 7.17 | 0.56 |
| WDH | Waterdrop Inc. | $1.79 | 647.48M | +131% | +170% | -11% | +6% | 9.34 | 0.68 | 1.18 | 4.81 | 7.04 | 0.72 | 52.57% | 6.43% | 13.26% | 7.48% | 9.05% | 5.57% | 0.05 | — | 3.12 | 2.65 | -3.87 | 13256.00% | 536.00% | -4432.00% | 6.68% | 0.29 | 11.42% | 4.84% | 45.20% | 24.69% | 5.17 | 4.21 | 0.33 | 1.88 |
About Atlantic American Corporation
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. The company operates through American Southern and Bankers Fidelity segments. It offers property and casualty insurance products, including business automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; and inland marine and general liability insurance products. The company also provides surety bond coverage for subdivision construction, school bus contracts, as well as performance and payment bonds. In addition, the company provides individual and group whole life insurance, as well as medicare supplement insurance products; and other accident and health insurance coverages, include various individual and group policies for the payment of standard benefits for the treatment of diagnosed cancer and other critical illnesses, as well as various other policies, such as short-term nursing facility care, accident expense, hospital indemnity, and disability coverages. It markets its products through independent agents and brokers. The company was founded in 1937 and is headquartered in Atlanta, Georgia.
- CEO
- Hilton Hatchett Howell Jr.
- Employees
- 153
- Beta
- 0.70
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($1.44 ÷ $2.58) − 1 = -44.19% (DCF, example).