US · AGM
Federal Agricultural Mortgage Corporation
- Sector
- Financial Services · Financial - Credit Services
- Headquarters
- Washington, DC 20006
- Website
- farmermac.com
Price · as of 2025-12-31
$174.75
Market cap 1.72B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $1,923.17 | +1,000.53% |
| Intrinsic Value(DCF) | $134.43 | -23.07% |
| Graham-Dodd Method(GD) | $130.17 | -25.51% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $14.62 | $1,066.76 | $0.00 | $23.82 | $2.62 |
| 2012 | $23.67 | $1,077.82 | $0.00 | $45.68 | $113.14 |
| 2013 | $22.93 | $298.92 | $0.00 | $54.50 | $133.88 |
| 2014 | $22.83 | $641.84 | $0.00 | $52.73 | $0.42 |
| 2015 | $26.00 | $656.85 | $0.52 | $54.32 | $73.88 |
| 2016 | $45.25 | $768.79 | $0.00 | $62.66 | $177.13 |
| 2017 | $64.93 | $950.24 | $0.00 | $64.97 | $261.63 |
| 2018 | $59.97 | $979.80 | $0.06 | $66.78 | $402.81 |
| 2019 | $58.98 | $2,375.70 | $0.01 | $64.38 | $277.24 |
| 2020 | $84.90 | $1,432.40 | $0.00 | $72.33 | $0.00 |
| 2021 | $108.74 | $1,918.92 | $0.00 | $90.58 | $0.00 |
| 2022 | $118.98 | $1,623.20 | $0.09 | $105.65 | $1,217.47 |
| 2023 | $174.13 | $1,827.53 | $7,489.60 | $119.09 | $1,697.72 |
| 2024 | $194.46 | $1,940.98 | $7,999.09 | $113.50 | $424.65 |
| 2025 | $159.43 | $1,923.17 | $268.66 | $130.17 | $0.00 |
AI valuation
Our deep-learning model estimates Federal Agricultural Mortgage Corporation's (AGM) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $1,923.17
- Current price
- $174.75
- AI upside
- +1,000.53%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$134.43
-23.07% upside
Graham-Dodd
$130.17
-25.51% upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AGM | Federal Agricultural Mort… | $174.75 | 1.72B | +1,001% | -23% | -26% | — | 9.53 | 1.01 | 1.32 | 55.06 | 870.60 | 1.01 | 29.47% | 19.40% | 15.73% | 11.38% | 1.28% | 0.55% | 17.93 | 0.28 | 0.12 | 1.68 | 116.89 | 109.00% | -1886.00% | -8682.00% | 4.60% | 0.01 | 0.49% | 5.12% | 48.80% | 5.12% | 55.06 | 175.87 | 10.68 | -0.20 |
| CHCO | City Holding Company | $119.97 | 1.73B | -49% | -7% | -15% | +2% | 13.31 | 2.15 | 4.43 | 12.57 | 100.02 | 2.66 | 79.01% | 41.46% | 33.28% | 16.94% | 11.99% | 1.98% | 0.64 | 1.92 | 0.03 | 0.03 | 2.43 | 1331.00% | 562.00% | 169.00% | 7.56% | 0.04 | 11.99% | 0.00% | 0.00% | 0.00% | 13.24 | 16.39 | 5.49 | -0.03 |
| FINV | FinVolution Group | $5.62 | 1.41B | +215% | +17% | +94% | +162% | 6.33 | 0.99 | 1.15 | 2.90 | 75.46 | 1.00 | 79.32% | 19.40% | 18.24% | 16.46% | 31.30% | 10.62% | 0.00 | — | 4.31 | 3.57 | -1.77 | 838.00% | 369.00% | 22735.00% | 19.01% | 0.65 | 42.16% | 2.93% | 18.50% | 7.19% | 3.00 | 2.65 | 0.58 | 3.43 |
| HMN | Horace Mann Educators Cor… | $43.51 | 1.77B | +126% | -42% | +24% | +57% | 11.39 | 1.25 | 1.09 | — | 19.89 | 1.99 | 100.00% | 77.11% | 9.53% | 11.70% | -90.15% | 1.09% | 0.40 | 36.04 | — | — | — | 5726.00% | 974.00% | -7832.00% | 5.31% | — | -8.36% | 0.00% | 0.00% | 0.00% | -2.52 | -33.70 | -1.94 | 0.63 |
| LC | LendingClub Corporation | $14.91 | 1.72B | -39% | +10% | +22% | +77% | 12.79 | 1.16 | 1.30 | -5.36 | 8.22 | 1.22 | 64.71% | 25.00% | 10.17% | 9.55% | -28.35% | 1.22% | 0.00 | 0.99 | — | — | -0.03 | 15556.00% | 1497.00% | 665.00% | -165.19% | — | 317.73% | 0.00% | 0.00% | 0.00% | -5.94 | 0.69 | -1.49 | 0.68 |
| MSDL | Morgan Stanley Direct Len… | $14.80 | 1.28B | +68% | -60% | +83% | +270% | — | 0.74 | 3.24 | 38.97 | — | 0.74 | 0.00% | 0.00% | 45.02% | 0.00% | 0.00% | 0.00% | 0.00 | 0.00 | — | — | -2.64 | -4239.00% | 1948.00% | -2510.00% | 11.74% | — | 5.58% | 1.41% | — | 159.06% | — | 7.98 | 3.03 | 0.49 |
| NIC | Nicolet Bankshares, Inc. | $152.76 | 2.26B | -29% | -4% | -41% | -6% | 15.51 | 1.86 | 4.23 | 9.69 | 72.18 | 2.67 | 69.47% | 33.83% | 27.27% | 12.40% | 27.63% | 1.68% | 0.11 | 1.14 | 0.95 | 0.95 | -2.81 | 2149.00% | 639.00% | 2748.00% | 6.39% | 0.02 | 27.40% | 0.80% | 12.40% | 10.48% | 9.69 | 12.13 | 3.28 | 0.36 |
| NWBI | Northwest Bancshares, Inc… | $12.45 | 1.82B | +133% | -0% | -77% | +63% | 14.70 | 0.98 | 2.11 | 2.91 | 89.35 | 1.32 | 68.32% | 18.79% | 14.37% | 7.23% | 21.71% | 0.81% | 0.24 | 0.73 | 0.13 | 0.13 | 1.29 | 1646.00% | 1630.00% | -7470.00% | 1.71% | 0.00 | 5.46% | 5.93% | 87.20% | 5.93% | 2.91 | 15.11 | 0.55 | -0.65 |
| OFG | OFG Bancorp | $40.08 | 1.73B | -17% | -11% | -17% | +40% | 9.22 | 1.36 | 2.19 | 5.02 | 149.93 | 1.46 | 71.24% | 30.84% | 23.78% | 15.51% | -144.61% | 1.71% | 0.42 | 1.54 | 0.12 | 0.11 | -1.61 | 615.00% | 484.00% | -543.00% | 10.55% | 0.02 | -123.70% | 2.74% | 25.30% | 23.00% | 5.38 | 7.17 | 1.66 | -0.56 |
| QFIN | Qfin Holdings, Inc. | $14.56 | 1.9B | +294% | +163% | +136% | +438% | 6.57 | 1.70 | 2.40 | 4.33 | 10.82 | 1.78 | 61.77% | 43.86% | 36.49% | 27.16% | 32.51% | 13.34% | 0.07 | — | 2.45 | 0.58 | -0.35 | 6072.00% | 538.00% | 3066.00% | 22.33% | 0.53 | 50.12% | 3.07% | 20.20% | 10.29% | 4.64 | 3.80 | 2.04 | 3.15 |
| TY | Tri-Continental Corporati… | $33.09 | 1.73B | +45% | -25% | +100% | +516% | 5.00 | 0.84 | 4.99 | 5.00 | 16.72 | 0.84 | 100.00% | 99.72% | 99.72% | 17.57% | 17.57% | 17.53% | 0.00 | 501955.58 | 2.91 | 2.86 | 0.00 | 2992.00% | 2668.00% | — | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 5.00 | — | 4.99 | 224.40 |
About Federal Agricultural Mortgage Corporation
Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through four segments: Farm & Ranch, USDA (United States Department of Agriculture) Guarantees, Rural Utilities, and Institutional Credit. The Farm & Ranch segment purchases and retains eligible mortgage loans that are secured by first liens on agricultural real estate; securitizes eligible mortgage loans, and guarantees the timely payment of principal and interest on securities representing interests in or obligations secured by pools of mortgage loans; and issues long-term standby purchase commitments (LTSPC) on designated eligible mortgage loans. The USDA Guarantees segment purchases portions of certain agricultural and rural development loans guaranteed by the USDA. The Rural Utilities segment purchases and guarantees securities that are backed by loans for electric or telecommunications facilities by lenders organized as cooperatives to borrowers; and purchases eligible rural utilities loans and guarantees of securities backed by those loans, as well as LTSPCs for pools of eligible rural utilities loans. The Institutional Credit segment guarantees and purchases general obligations of lenders and other financial institutions that are secured by pools of loans eligible under the Farmer Mac's Farm & Ranch, USDA Guarantees, or Rural Utilities lines of business. Federal Agricultural Mortgage Corporation was founded in 1987 and is headquartered in Washington, District of Columbia.
- CEO
- Bradford Todd Nordholm
- Employees
- 191
- Beta
- 0.99
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($134.43 ÷ $174.75) − 1 = -23.07% (DCF, example).