US · AGO
Assured Guaranty Ltd.
- Sector
- Financial Services · Insurance - Specialty
- Headquarters
- Hamilton HM 08
- Website
- assuredguaranty.com
Price · as of 2025-12-31
$80.86
Market cap 3.98B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $151.01 | +86.75% |
| Intrinsic Value(DCF) | $95.63 | +18.27% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $52.15 | -35.51% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $13.54 | $9,660.12 | $0.00 | $44.10 | $127.00 |
| 2012 | $16.18 | $35.45 | $0.00 | $23.83 | $0.00 |
| 2013 | $21.50 | $67.42 | $39.23 | $43.03 | $306.08 |
| 2014 | $21.77 | $73.53 | $57.68 | $58.27 | $279.17 |
| 2015 | $21.79 | $95.45 | $83.72 | $69.30 | $142.54 |
| 2016 | $34.39 | $78.78 | $44.96 | $74.24 | $0.00 |
| 2017 | $30.91 | $142.85 | $52.70 | $78.27 | $162.70 |
| 2018 | $38.47 | $47.16 | $55.43 | $73.59 | $0.00 |
| 2019 | $37.39 | $78.76 | $61.71 | $74.74 | $8.13 |
| 2020 | $40.90 | $21.28 | $70.58 | $85.39 | $104.89 |
| 2021 | $54.10 | $43.49 | $77.76 | $97.01 | $0.00 |
| 2022 | $51.31 | $79.04 | $59.04 | $73.24 | $12.26 |
| 2023 | $88.27 | $129.07 | $37.52 | $143.89 | $688.71 |
| 2024 | $84.59 | $96.35 | $99.04 | $119.23 | $0.00 |
| 2025 | $87.45 | $151.01 | $100.22 | $0.00 | $52.15 |
AI valuation
Our deep-learning model estimates Assured Guaranty Ltd.'s (AGO) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $151.01
- Current price
- $80.86
- AI upside
- +86.75%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$95.63
+18.27% upside
Graham-Dodd
—
— upside
Graham Formula
$52.15
-35.51% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AGO | Assured Guaranty Ltd. | $80.86 | 3.98B | +87% | +18% | — | -36% | 8.50 | 0.76 | 5.43 | -1.03 | 17.65 | 0.76 | 92.89% | 84.01% | 63.83% | 9.02% | 20.34% | 4.18% | 0.30 | 7.44 | — | — | 1.75 | 4818.00% | -319.00% | 152979.00% | 17.91% | — | 28.69% | 17.89% | 152.10% | 35.71% | -1.17 | -1.01 | -0.99 | 2.14 |
| CNO | CNO Financial Group, Inc. | $41.81 | 3.99B | +17% | -58% | -8% | -49% | 18.13 | 1.58 | 0.93 | 13.78 | — | 1.58 | 44.79% | 6.54% | 5.11% | 8.93% | 14.01% | 0.60% | 1.54 | 1.27 | — | — | 5.85 | -3717.00% | 94.00% | 765.00% | 16.25% | — | 41.28% | 0.00% | 0.00% | 0.00% | 24.63 | 10.69 | 1.61 | 0.33 |
| FG | F&G Annuities & Life, Inc… | $22.65 | 3.07B | +56% | +275% | -36% | +22% | 10.84 | 0.61 | 0.51 | 3.20 | — | -0.80 | 30.85% | 5.64% | 4.62% | 6.19% | -1.47% | 0.30% | 0.47 | 1.97 | — | — | 0.65 | -6148.00% | 572.00% | -2191.00% | 158.87% | — | -25.29% | 4.66% | 50.60% | 5.01% | 11.42 | 0.79 | 0.64 | 0.14 |
| FHI | Federated Hermes, Inc. | $56.01 | 4.34B | +119% | +54% | -24% | +73% | 10.61 | 3.57 | 2.38 | 7.59 | 18.03 | 320.82 | 75.88% | 28.54% | 22.40% | 35.19% | 44.75% | 18.70% | 0.29 | — | 2.31 | 2.31 | -0.73 | 5882.00% | 1033.00% | -1319.00% | 6.95% | 0.95 | 34.23% | 0.00% | 0.00% | 7.79% | 7.59 | 13.12 | 2.17 | 4.45 |
| GBDC | Golub Capital BDC, Inc. | $11.99 | 3.16B | +157% | -54% | -89% | +502% | 9.80 | 0.93 | 5.36 | 22.81 | 222.17 | 0.93 | 59.24% | 54.56% | 54.71% | 9.42% | 4.33% | 4.26% | 1.23 | 1.34 | 5.35 | 2.40 | 12.98 | 441.00% | 4472.00% | -13303.00% | -3.08% | -2.97 | -1.31% | 9.97% | 97.80% | 12.08% | 22.81 | -75.43 | 12.45 | 0.67 |
| NMIH | NMI Holdings, Inc. | $39.31 | 3.02B | +898% | +3,601% | +49% | +106% | 7.91 | 1.19 | 4.36 | 6.53 | 71.51 | 1.19 | 91.83% | 70.84% | 55.12% | 16.17% | 14.03% | 10.82% | 0.16 | 17.55 | 0.00 | 0.00 | 0.71 | 1106.00% | 839.00% | 668.00% | 13.41% | 0.00 | 14.88% | 0.00% | 0.00% | 3.42% | 6.90 | 8.36 | 4.89 | -123.67 |
| RDN | Radian Group Inc. | $34.52 | 4.7B | +46% | -24% | +16% | -40% | 8.28 | 1.01 | 3.87 | 6.80 | 147.46 | 1.01 | 92.30% | 61.19% | 46.73% | 12.39% | 16.57% | 6.94% | 0.24 | 11.64 | 0.14 | 0.14 | 1.24 | 561.00% | -336.00% | -15048.00% | 6.98% | 0.32 | 9.32% | 3.02% | 25.00% | 37.30% | 7.77 | 17.62 | 4.75 | 2.08 |
| TCBI | Texas Capital Bancshares,… | $95.30 | 4.35B | -29% | +12% | +17% | +63% | 13.14 | 1.20 | 2.17 | -2.77 | 3.05 | 1.20 | 60.62% | 22.20% | 16.52% | 9.44% | -136.18% | 1.06% | 0.26 | 0.60 | 0.16 | 0.28 | -1.97 | 43125.00% | 1354.00% | -1650.00% | 8.01% | 0.01 | -139.78% | 0.40% | 5.20% | 4.68% | -3.00 | -3.83 | -0.67 | -0.52 |
| UCB | United Community Banks, I… | $32.17 | 3.85B | +4% | -2% | -37% | -1% | 12.06 | 1.09 | 2.57 | 0.45 | 42.40 | 1.48 | 66.00% | 27.48% | 21.35% | 9.28% | -55.41% | 1.18% | 0.06 | 0.89 | 0.17 | 0.17 | 0.01 | 2843.00% | 382.00% | 3470.00% | 10.31% | 0.02 | -68.86% | 3.12% | 37.60% | 6.55% | 0.49 | 0.51 | 0.14 | -0.60 |
| WBS | Webster Financial Corpora… | $72.13 | 11.63B | -51% | -9% | -37% | +22% | 11.41 | 1.21 | 2.59 | -2.06 | 32.38 | 1.82 | 60.80% | 28.49% | 22.67% | 10.77% | 34.14% | 1.23% | 0.45 | 0.83 | 0.41 | 0.41 | 3.13 | 3524.00% | 613.00% | -3839.00% | 7.37% | 0.02 | 28.70% | 2.33% | 26.60% | 7.52% | -2.06 | -3.07 | -0.59 | -0.18 |
About Assured Guaranty Ltd.
Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. The company operates in two segments, Insurance and Asset Management. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures and reinsures various debt obligations, including bonds issued by the United States state governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it is involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, pooled infrastructure, and other public finance obligations; and the U.S. and non-U.S. Structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, pooled corporate obligations, financial products, and other structured finance securities. Additionally, the company offers specialty insurance and reinsurance that include life and aircraft residual value insurance transactions; and asset management services comprising investment advisory services, including management of collateralized loan obligations, and opportunity and liquid strategy funds. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.
- CEO
- Dominic John Frederico
- Employees
- 361
- Beta
- 0.90
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($95.63 ÷ $80.86) − 1 = +18.27% (DCF, example).