US · ALKT
Alkami Technology, Inc.
- Sector
- Technology · Software - Application
- Headquarters
- Plano, TX 75024
- Website
- alkami.com
Price · as of 2025-12-31
$16.16
Market cap 1.74B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $32.41 | +100.56% |
| Intrinsic Value(DCF) | $74.21 | +359.22% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | |||||
| 2019 | |||||
| 2020 | $0.00 | $0.00 | |||
| 2021 | $13.81 | $34.21 | $85.88 | $0.00 | $0.00 |
| 2022 | $13.98 | $31.34 | $85.23 | $0.00 | $0.00 |
| 2023 | $23.76 | $36.75 | $47.68 | $0.00 | $0.00 |
| 2024 | $27.30 | $48.82 | $55.87 | $0.05 | $0.00 |
| 2025 | $17.09 | $32.41 | $91.83 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates Alkami Technology, Inc.'s (ALKT) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $32.41
- Current price
- $16.16
- AI upside
- +100.56%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$74.21
+359.22% upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| ALKT | Alkami Technology, Inc. | $16.16 | 1.74B | +101% | +359% | — | — | -37.26 | 4.90 | 4.00 | -89.97 | -305.54 | -8.86 | 57.84% | -12.09% | -10.74% | -13.25% | -9.89% | -7.42% | 0.98 | -5.65 | 2.09 | 1.68 | -12.86 | 1220.00% | 3289.00% | 13770.00% | 2.33% | 0.48 | 9.44% | 0.00% | 0.00% | 0.00% | -37.85 | 49.08 | 4.58 | 1.78 |
| CXM | Sprinklr, Inc. | $5.82 | 1.47B | +623% | +2% | -23% | +33% | 15.54 | 3.09 | 2.37 | 34.11 | 10.76 | 3.36 | 72.11% | 3.01% | 15.27% | 18.83% | 21.05% | 10.10% | 0.08 | — | 1.65 | 1.50 | -2.26 | 14444.00% | 874.00% | 4038.00% | 3.80% | 0.15 | 63.04% | 0.00% | 0.00% | 14.50% | 60.68 | 20.26 | 1.83 | 2.32 |
| DBD | Diebold Nixdorf, Incorpor… | $80.00 | 2.87B | 0% | -52% | -68% | -70% | 31.26 | 2.69 | 0.78 | 10.05 | — | -8.83 | 25.26% | 6.36% | 2.49% | 9.32% | 11.02% | 2.56% | 1.07 | 2.82 | 1.30 | 0.75 | 2.13 | -67727.00% | 146.00% | 9977.00% | 8.90% | 0.22 | 14.95% | 0.00% | 0.00% | 4.42% | 15.35 | 14.11 | 0.98 | 2.00 |
| DV | DoubleVerify Holdings, In… | $10.54 | 1.72B | +257% | -59% | -49% | -36% | 33.68 | 1.51 | 2.28 | 10.97 | — | 3.32 | 82.16% | 10.58% | 6.77% | 4.57% | 5.28% | 3.85% | 0.09 | 45.70 | 4.27 | 3.95 | -1.13 | -625.00% | 1392.00% | 3029.00% | 10.12% | 1.74 | 18.80% | 0.00% | 0.00% | 0.14% | 19.53 | 8.96 | 2.07 | 6.01 |
| GRND | Grindr Inc. | $11.38 | 2.1B | +219% | +208% | -76% | +52% | 23.05 | 46.45 | 4.96 | 17.21 | — | -7.10 | 72.40% | 28.71% | 21.54% | -224.09% | 43.47% | 18.76% | 8.53 | 7.16 | 1.90 | 1.83 | 2.16 | -16622.00% | 2764.00% | 4974.00% | 6.45% | 1.67 | 60.66% | 0.00% | 0.00% | 20.63% | 19.78 | 17.74 | 5.68 | 4.24 |
| JAMF | Jamf Holding Corp. | $13.05 | 1.75B | +146% | -35% | — | — | -25.12 | 2.40 | 2.74 | -85.12 | — | -5.47 | 77.47% | -11.01% | -10.91% | -9.55% | -7.92% | -4.32% | 0.55 | — | 1.01 | 0.86 | -6.54 | -3977.00% | 1192.00% | -3284.00% | 1.29% | 0.07 | 2.54% | 0.00% | 0.00% | 2.06% | -27.28 | 84.99 | 3.00 | 0.99 |
| MQ | Marqeta, Inc. | $3.84 | 1.72B | +673% | -28% | -70% | — | -129.11 | 2.36 | 2.88 | 53.50 | — | 3.23 | 11.15% | -4.67% | -2.23% | -1.51% | 19.44% | -0.93% | 0.03 | — | 1.65 | 1.61 | -69.39 | -15703.00% | 2325.00% | 18840.00% | 8.94% | 0.22 | -107.21% | 0.00% | 0.00% | 24.56% | -25.39 | 4.60 | 1.18 | 1.40 |
| PLUS | ePlus inc. | $80.66 | 2.13B | +12% | +19% | -38% | -93% | 17.29 | 1.91 | 0.90 | 9.35 | — | 2.69 | 26.61% | 6.84% | 5.22% | 11.49% | 13.62% | 6.10% | 0.13 | 63.96 | 1.71 | 1.42 | -1.52 | -624.00% | -703.00% | 2317.00% | 15.83% | 0.38 | 39.23% | 0.00% | 0.00% | 10.52% | 11.35 | 5.43 | 0.78 | 3.57 |
| PRGS | Progress Software Corpora… | $41.88 | 1.8B | +76% | +145% | — | +49% | 25.27 | 3.86 | 1.89 | 16.33 | 324.36 | -1.31 | 80.82% | 15.68% | 7.48% | 15.95% | 8.81% | 2.93% | 1.78 | 2.16 | 0.49 | 0.45 | 4.74 | 779.00% | 2979.00% | 1124.00% | 12.42% | 0.29 | 14.72% | 0.04% | 1.10% | 42.92% | 16.99 | 11.35 | 2.66 | 1.04 |
| WBTN | WEBTOON Entertainment Inc… | $11.25 | 1.5B | +146% | -50% | -94% | — | -7.88 | 0.82 | 0.89 | -5.51 | -23.90 | 1.92 | 25.14% | -7.47% | -10.67% | -11.24% | -10.48% | -8.24% | 0.01 | -2237.76 | 2.67 | 2.45 | 4.91 | 3297.00% | 512.00% | -16280.00% | 0.39% | 0.06 | 0.49% | 0.00% | 0.00% | 29.62% | -6.19 | 131.68 | 0.46 | 2.39 |
About Alkami Technology, Inc.
Alkami Technology, Inc. offers a cloud-based digital banking platform in the United States. The company's platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, multi-tenant architecture. It offers an end- to- end set of software products, which include Alkami Platform, Retail Banking Solutions, Business Banking Solutions, and The Alkami Difference. It serves community, regional, credit unions, and retail and business banking. Alkami Technology, Inc. was founded in 2009 and is headquartered in Plano, Texas.
- CEO
- Alex Shootman
- Employees
- 938
- Beta
- 0.53
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($74.21 ÷ $16.16) − 1 = +359.22% (DCF, example).