US · ALL
The Allstate Corporation
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Northbrook, IL 60062
- Website
- allstate.com
Price · as of 2025-12-31
$216.59
Market cap 56.14B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $240.49 | +11.03% |
| Intrinsic Value(DCF) | $119.65 | -44.76% |
| Graham-Dodd Method(GD) | $235.77 | +8.86% |
| Graham Formula(GF) | $493.07 | +127.65% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $23.55 | $13.95 | $0.00 | $27.78 | $18.07 |
| 2012 | $36.11 | $30.88 | $0.00 | $46.71 | $47.32 |
| 2013 | $43.28 | $44.48 | $0.29 | $56.56 | $56.82 |
| 2014 | $55.01 | $53.13 | $8.83 | $62.30 | $67.61 |
| 2015 | $52.84 | $46.44 | $5.16 | $51.55 | $50.22 |
| 2016 | $67.44 | $53.33 | $0.74 | $52.87 | $64.05 |
| 2017 | $80.29 | $55.37 | $17.72 | $78.80 | $130.53 |
| 2018 | $79.58 | $49.45 | $0.00 | $52.80 | $56.43 |
| 2019 | $93.18 | $68.38 | $26.34 | $109.33 | $165.28 |
| 2020 | $103.10 | $94.20 | $21.35 | $141.49 | $169.46 |
| 2021 | $112.79 | $100.72 | $2.62 | $50.08 | $132.49 |
| 2022 | $110.95 | $67.00 | $0.00 | $0.00 | $0.00 |
| 2023 | $151.62 | $90.56 | $0.00 | $0.00 | $0.00 |
| 2024 | $196.87 | $158.43 | $96.35 | $95.90 | $349.63 |
| 2025 | $212.76 | $240.49 | $303.79 | $235.77 | $493.06 |
AI valuation
Our deep-learning model estimates The Allstate Corporation's (ALL) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $240.49
- Current price
- $216.59
- AI upside
- +11.03%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$119.65
-44.76% upside
Graham-Dodd
$235.77
+8.86% upside
Graham Formula
$493.07
+127.65% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| ALL | The Allstate Corporation | $216.59 | 56.14B | +11% | -45% | +9% | +128% | 5.41 | 1.82 | 0.84 | 4.45 | 4.33 | 2.61 | 33.23% | 19.80% | 15.47% | 39.51% | 33.27% | 8.89% | 0.24 | 32.97 | — | — | 0.49 | 12478.00% | 464.00% | 1331.00% | 17.78% | — | 32.03% | 2.07% | 11.20% | 5.32% | 4.74 | 6.32 | 0.94 | 2.14 |
| AFL | Aflac Incorporated | $112.93 | 59.19B | -22% | -39% | -50% | — | 16.48 | 2.04 | 3.45 | 11.27 | — | 2.94 | 38.93% | 26.61% | 20.91% | 13.12% | -119.49% | 3.12% | 0.29 | 21.10 | — | — | 0.39 | -2908.00% | -884.00% | 3705.00% | 6.17% | — | -118.76% | 1.99% | 32.90% | 7.87% | 13.41 | 16.78 | 3.57 | 1.43 |
| CB | Chubb Limited | $340.86 | 134.15B | -33% | +24% | -7% | +7% | 13.18 | 1.84 | 2.28 | 13.24 | 98.75 | 2.87 | 46.22% | 38.90% | 17.30% | 14.97% | 33.88% | 3.97% | 0.00 | 30.34 | — | — | -0.25 | 1335.00% | 611.00% | -2080.00% | 9.43% | — | 23.01% | 0.00% | 0.00% | 11.38% | 5.76 | 10.41 | 2.24 | 0.92 |
| CINF | Cincinnati Financial Corp… | $163.98 | 25.58B | +1% | +365% | -23% | +76% | 11.21 | 1.69 | 2.12 | 8.21 | 254.39 | 1.69 | 50.12% | 23.59% | 18.95% | 16.04% | 37.65% | 6.18% | 0.06 | 562.26 | 1.66 | 5.31 | -0.17 | 440.00% | 1141.00% | 1846.00% | 11.61% | 3.61 | 48.96% | 1.96% | 21.90% | 3.59% | 8.81 | 8.44 | 2.08 | 1.78 |
| HIG | The Hartford Financial Se… | $140.83 | 39.28B | -24% | -46% | -32% | +45% | 10.44 | 2.11 | 1.42 | 7.46 | 36.39 | 2.43 | 46.08% | 16.84% | 13.57% | 21.66% | 21.66% | 4.60% | 0.23 | 23.92 | 17.65 | 17.65 | 0.79 | 2870.00% | 710.00% | -19.00% | 14.36% | 9.68 | 32.48% | 1.53% | 16.00% | 5.56% | 8.39 | 6.94 | 1.41 | 1.41 |
| PGR | The Progressive Corporati… | $213.66 | 125.29B | -23% | -42% | -54% | +94% | 18.15 | 6.01 | 2.04 | 7.51 | 15.27 | 6.58 | 27.74% | 14.22% | 11.26% | 36.98% | -21.55% | 8.72% | 0.27 | 38.40 | — | — | 0.60 | 11884.00% | 2136.00% | 4275.00% | 9.64% | — | -37.70% | 0.44% | 8.00% | 0.89% | 7.90 | 5.71 | 1.12 | 2.78 |
| TRV | The Travelers Companies, … | $308.64 | 68.85B | -30% | -30% | -34% | +19% | 11.08 | 2.12 | 1.43 | 8.13 | 39.90 | 2.44 | 44.25% | 15.97% | 12.88% | 20.70% | 27.25% | 4.54% | 0.28 | 18.34 | 0.23 | 0.23 | 0.95 | 2776.00% | 517.00% | -10000.00% | 0.00% | 0.12 | 0.00% | 1.41% | 15.60% | 5.90% | 9.28 | — | 1.48 | 0.84 |
| WRB | W. R. Berkley Corporation | $71.70 | 27.25B | +42% | -21% | -34% | -2% | 16.33 | 2.96 | 1.98 | 13.15 | 791.02 | 2.96 | 19.81% | 15.87% | 12.10% | 19.55% | -319.05% | 6.66% | 0.29 | 18.40 | — | — | 0.15 | 206.00% | 782.00% | -448.00% | 11.75% | — | -596.00% | 0.00% | 0.00% | 1.76% | 13.36 | 9.14 | 2.12 | 1.41 |
About The Allstate Corporation
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal lines products, such as renter, condominium, landlord, boat, umbrella, and manufactured home and stand-alone scheduled personal property; and commercial lines products under the Allstate and Encompass brand names. The Protection Services segment provides consumer product protection plans and related technical support for mobile phones, consumer electronics, furniture, and appliances; finance and insurance products, including vehicle service contracts, guaranteed asset protection waivers, road hazard tire and wheel, and paint and fabric protection; roadside assistance; device and mobile data collection services; data and analytic solutions using automotive telematics information; and identity protection services. This segment offers its products under various brands including Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Health and Benefits provides life, accident, critical illness, short-term disability, and other health insurance products. The Run-off Property-Liability offers property and casualty insurance. It sells its products through call centers, agencies, financial specialists, independent agents, brokers, wholesale partners, and affinity groups, as well as through online and mobile applications. The Allstate Corporation was founded in 1931 and is based in Northbrook, Illinois.
- CEO
- Thomas Joseph Wilson
- Employees
- 55K
- Beta
- 0.23
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($119.65 ÷ $216.59) − 1 = -44.76% (DCF, example).