US · CB
Chubb Limited
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Zurich 8001
- Website
- chubb.com
Price · as of 2025-12-31
$326.22
Market cap 134.15B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $228.34 | -30% |
| Intrinsic Value(DCF) | $422.52 | +29.52% |
| Graham-Dodd Method(GD) | $316.03 | -3.12% |
| Graham Formula(GF) | $365.62 | +12.08% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $54.32 | $38.29 | $52.57 | $74.91 | $58.81 |
| 2012 | $67.63 | $55.78 | $183.70 | $72.14 | $118.05 |
| 2013 | $77.77 | $61.27 | $82.64 | $103.42 | $167.65 |
| 2014 | $91.09 | $67.58 | $0.00 | $77.53 | $64.24 |
| 2015 | $100.22 | $72.16 | $117.11 | $78.56 | $62.44 |
| 2016 | $117.70 | $85.97 | $3,960.36 | $77.88 | $637.08 |
| 2017 | $125.45 | $69.01 | $2,312.33 | $75.60 | $89.33 |
| 2018 | $117.88 | $69.78 | $1,404.75 | $75.05 | $77.65 |
| 2019 | $131.58 | $104.93 | $180.53 | $92.11 | $124.28 |
| 2020 | $163.12 | $121.09 | $137.99 | $90.53 | $104.02 |
| 2021 | $191.53 | $157.86 | $144.72 | $150.26 | $398.48 |
| 2022 | $191.25 | $157.13 | $122.71 | $95.04 | $166.16 |
| 2023 | $243.94 | $209.38 | $242.78 | $155.90 | $527.57 |
| 2024 | $284.73 | $239.49 | $313.57 | $169.55 | $445.07 |
| 2025 | $342.76 | $228.34 | $569.84 | $316.03 | $365.62 |
AI valuation
Our deep-learning model estimates Chubb Limited's (CB) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $228.34
- Current price
- $326.22
- AI upside
- -30%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$422.52
+29.52% upside
Graham-Dodd
$316.03
-3.12% upside
Graham Formula
$365.62
+12.08% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CB | Chubb Limited | $326.22 | 134.15B | -30% | +30% | -3% | +12% | 13.18 | 1.84 | 2.28 | 13.24 | 98.75 | 2.87 | 46.22% | 38.90% | 17.30% | 14.97% | 33.88% | 3.97% | 0.00 | 30.34 | — | — | -0.25 | 1335.00% | 611.00% | -2080.00% | 9.43% | — | 23.01% | 0.00% | 0.00% | 11.38% | 5.76 | 10.41 | 2.24 | 0.92 |
| BAC | Bank of America Corporati… | $49.83 | 363.88B | -30% | -32% | -34% | -48% | 12.02 | 1.21 | 1.94 | -6.31 | 64.53 | 1.57 | 55.42% | 18.48% | 16.23% | 10.19% | 371.61% | 0.91% | 1.21 | 0.44 | 0.42 | 0.42 | 3.66 | 1863.00% | -191.00% | -24325.00% | 3.44% | 0.00 | 153.03% | 2.61% | 31.30% | 70.57% | -6.62 | -18.31 | -1.22 | -0.26 |
| BBVA | Banco Bilbao Vizcaya Arge… | $23.13 | 132.44B | +295% | -36% | -61% | +6% | 11.68 | 1.98 | 3.07 | -4.54 | 1962.60 | 2.08 | 83.56% | 43.94% | 28.46% | 17.19% | -24.66% | 1.19% | 1.43 | — | 0.44 | 0.44 | -0.68 | 60.00% | 408.00% | -68124.00% | 99.28% | 0.18 | -249.73% | 3.55% | 41.50% | 90.40% | -4.97 | -0.72 | -2.18 | -0.31 |
| BMO | Bank of Montreal | $143.93 | 102.03B | +100% | -42% | -73% | -55% | 15.33 | 1.52 | 1.71 | 32.39 | 75.53 | 2.01 | 41.56% | 14.78% | 11.14% | 10.13% | 2.35% | 0.60% | 4.72 | 0.27 | 0.14 | 0.14 | 25.12 | 2029.00% | -52.00% | -6901.00% | 6.36% | 0.01 | 2.29% | 3.76% | 57.70% | 6.30% | 38.51 | 52.26 | 5.69 | -0.60 |
| IBKR | Interactive Brokers Group… | $71.19 | 31.71B | +12% | -60% | -74% | -46% | 7.33 | 5.95 | 3.12 | 2.97 | 25.87 | 5.95 | 89.78% | 85.99% | 9.62% | 90.37% | 92.73% | 2.47% | 0.00 | 2.09 | 0.61 | 0.61 | -0.54 | 2832.00% | 983.00% | 8149.00% | 49.32% | 0.10 | 181.72% | 0.42% | 3.10% | 55.74% | 3.07 | 1.71 | 2.64 | -0.07 |
| IBN | ICICI Bank Limited | $30.51 | 109.1B | -44% | +28% | -53% | +69% | 20.88 | 3.43 | 3.66 | 6.33 | 142.53 | 3.53 | 68.11% | 24.78% | 17.32% | 18.11% | 19.98% | 2.06% | 0.65 | 0.82 | 0.19 | 0.18 | -0.21 | 1465.00% | 2519.00% | -4962.00% | 7.18% | 0.05 | 28.34% | 0.66% | 13.80% | 4.88% | 14.29 | 13.48 | 3.54 | -0.14 |
| KKR | KKR & Co. Inc. | $87.68 | 78.16B | +34% | -59% | +12% | — | 34.03 | 1.07 | 4.19 | 11.32 | — | 1.07 | 41.82% | 2.40% | 12.31% | 4.79% | 2.14% | 1.31% | 0.00 | 0.20 | — | — | 0.00 | -2866.00% | -1099.00% | -9513.00% | 0.39% | — | 1.70% | 0.00% | 0.00% | 44.55% | 174.62 | 254.48 | 4.19 | 70.23 |
| MMC | Marsh & McLennan Companie… | $182.70 | 89.82B | +12% | -31% | — | -30% | 28.05 | 8.54 | 4.66 | 19.25 | 324.96 | -7.70 | 42.78% | 23.78% | 16.60% | 31.80% | 15.31% | 7.77% | 1.64 | 8.31 | 1.13 | 0.49 | 2.81 | 863.00% | 757.00% | 375.00% | 3.50% | 0.22 | 13.97% | 1.33% | 37.30% | 2.12% | 22.92 | 33.45 | 5.45 | 3.05 |
| PGR | The Progressive Corporati… | $213.66 | 125.29B | -23% | -42% | -54% | +94% | 18.15 | 6.01 | 2.04 | 7.51 | 15.27 | 6.58 | 27.74% | 14.22% | 11.26% | 36.98% | -21.55% | 8.72% | 0.27 | 38.40 | — | — | 0.60 | 11884.00% | 2136.00% | 4275.00% | 9.64% | — | -37.70% | 0.44% | 8.00% | 0.89% | 7.90 | 5.71 | 1.12 | 2.78 |
| TRV | The Travelers Companies, … | $308.64 | 68.85B | -30% | -30% | -34% | +19% | 11.08 | 2.12 | 1.43 | 8.13 | 39.90 | 2.44 | 44.25% | 15.97% | 12.88% | 20.70% | 27.25% | 4.54% | 0.28 | 18.34 | 0.23 | 0.23 | 0.95 | 2776.00% | 517.00% | -10000.00% | 0.00% | 0.12 | 0.00% | 1.41% | 15.60% | 5.90% | 9.28 | — | 1.48 | 0.84 |
| UBS | UBS Group AG | $41.43 | 130.91B | +65% | -41% | -13% | — | 16.88 | 1.15 | 1.76 | 5.25 | 73.30 | 1.25 | 63.65% | 11.89% | 10.43% | 7.02% | 5.01% | 0.39% | 3.82 | 0.33 | 0.42 | 0.42 | 14.12 | 2303.00% | -2043.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 7.14 | — | 0.85 | -0.27 |
About Chubb Limited
Chubb Limited provides insurance and reinsurance products worldwide. The company's North America Commercial P&C Insurance segment offers commercial property, casualty, workers' compensation, package policies, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty; and group accident and health insurance to large, middle market, and small commercial businesses. Its North America Personal P&C Insurance segment provides affluent and high net worth individuals and families with homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services. The company's North America Agricultural Insurance segment offers multiple peril crop and crop-hail insurance; and coverage for farm and ranch property, and commercial agriculture products. Its Overseas General Insurance segment provides coverage for traditional commercial property and casualty; specialty categories, such as financial lines, marine, energy, aviation, political risk, and construction risk; and group accident and health, and traditional and specialty personal lines for corporations, middle markets, and small customers through retail brokers, agents, and other channels. The company's Global Reinsurance segment offers traditional and specialty reinsurance under the Chubb Tempest Re brand to property and casualty companies. Its Life Insurance segment provides protection and savings products comprising whole life, endowment plans, individual term life, group term life, medical and health, personal accident, credit life, universal life, and unit linked contracts. The company markets its products primarily through insurance and reinsurance brokers. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
- CEO
- Evan G. Greenberg
- Employees
- 43K
- Beta
- 0.49
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($422.52 ÷ $326.22) − 1 = +29.52% (DCF, example).