US · BWFG
Bankwell Financial Group, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- New Canaan, CT 06840
- Website
- mybankwell.com
Price · as of 2024-12-31
$52.16
Market cap 367.88M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $23.39 | -55.16% |
| Intrinsic Value(DCF) | $35.14 | -32.63% |
| Graham-Dodd Method(GD) | $28.86 | -44.66% |
| Graham Formula(GF) | $11.76 | -77.46% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $11.26 | $613.32 | $33.87 | $15.40 | $6.07 |
| 2011 | $11.22 | $115.48 | $16.23 | $8.68 | $8.75 |
| 2012 | $17.63 | $37.15 | $6.48 | $8.46 | $3.97 |
| 2013 | $17.23 | $160.68 | $11.15 | $14.23 | $26.79 |
| 2014 | $14.98 | $40.60 | $23.08 | $26.50 | $24.52 |
| 2015 | $15.88 | $41.38 | $182.70 | $23.59 | $59.73 |
| 2016 | $26.52 | $49.42 | $88.17 | $24.36 | $41.37 |
| 2017 | $27.47 | $50.87 | $69.84 | $25.80 | $48.39 |
| 2018 | $24.47 | $50.48 | $23.07 | $26.21 | $41.68 |
| 2019 | $20.97 | $103.06 | $21.46 | $27.03 | $30.32 |
| 2020 | $24.93 | $153.47 | $16.07 | $17.82 | $0.00 |
| 2021 | $30.78 | $3,924.55 | $38.50 | $33.34 | $55.11 |
| 2022 | $25.09 | $23.04 | $42.98 | $43.66 | $224.85 |
| 2023 | $24.25 | $63.23 | $1,913.97 | $46.50 | $315.66 |
| 2024 | $29.48 | $23.39 | $284.78 | $28.86 | $11.76 |
AI valuation
Our deep-learning model estimates Bankwell Financial Group, Inc.'s (BWFG) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $23.39
- Current price
- $52.16
- AI upside
- -55.16%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$35.14
-32.63% upside
Graham-Dodd
$28.86
-44.66% upside
Graham Formula
$11.76
-77.46% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| BWFG | Bankwell Financial Group,… | $52.16 | 367.88M | -55% | -33% | -45% | -77% | 23.27 | 0.84 | 1.16 | 3.60 | — | 0.85 | 32.90% | 6.81% | 4.99% | 3.64% | 7.74% | 0.30% | 0.59 | 0.12 | 0.12 | 0.12 | -7.84 | -7366.00% | 125.00% | -187.00% | 12.90% | 0.01 | 23.24% | 2.76% | 64.30% | 15.05% | 4.61 | 2.10 | 0.31 | -0.71 |
| FMAO | Farmers & Merchants Banco… | $25.86 | 355.57M | +285% | +15% | +27% | +39% | 11.09 | 1.00 | 1.95 | 3.53 | 13.95 | 1.32 | 62.27% | 22.49% | 17.61% | 9.44% | 34.43% | 0.98% | 0.81 | 0.61 | — | — | 4.76 | 7947.00% | 710.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 3.53 | — | 0.79 | 0.45 |
| MSBI | Midland States Bancorp, I… | $22.13 | 476.94M | -8% | 0% | -58% | +21% | 10.01 | 0.54 | 0.70 | -5.59 | — | 0.73 | 43.21% | 8.59% | 6.97% | 5.06% | 18.38% | 0.49% | 0.60 | 0.25 | 0.23 | 0.23 | 6.59 | -4335.00% | 739.00% | 1627.00% | 44.55% | 0.03 | 81.97% | 9.45% | 94.60% | 53.17% | -5.59 | -1.55 | -0.48 | -0.62 |
| MVBF | MVB Financial Corp. | $27.00 | 343.49M | +393% | -7% | +36% | +105% | 12.72 | 1.03 | 1.27 | -6.45 | 36.73 | 1.03 | 71.66% | 13.63% | 9.96% | 8.42% | -9.07% | 0.84% | 0.22 | 0.54 | — | — | -4.62 | 3464.00% | 1896.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | -6.45 | — | -0.88 | 1.27 |
| OBT | Orange County Bancorp, In… | $33.21 | 443.91M | +54% | +73% | -36% | +26% | 9.48 | 1.42 | 1.85 | -5.08 | — | 1.47 | 69.83% | 24.33% | 19.49% | 15.89% | -11.54% | 1.12% | 0.77 | 0.98 | 0.27 | 0.27 | -0.20 | -573.00% | 917.00% | -1975.00% | 12.44% | 0.02 | -13.60% | 2.02% | 19.10% | 45.32% | -5.37 | -5.68 | -1.31 | -0.55 |
| PBFS | Pioneer Bancorp, Inc. | $14.11 | 353.89M | +218% | +67% | +2% | -0% | 18.21 | 0.94 | 2.82 | -5.96 | — | 0.98 | 75.17% | 19.67% | 15.46% | 5.42% | -7.17% | 0.81% | 0.00 | 0.89 | 0.27 | 0.27 | -6.89 | -2989.00% | 1587.00% | -1088.00% | 8.28% | 0.02 | -10.81% | 0.00% | 0.00% | 1.55% | -6.75 | -5.70 | -1.33 | -0.40 |
| PDLB | Ponce Financial Group, In… | $16.25 | 390.02M | +46% | +41% | +51% | -5% | 26.30 | 0.57 | 1.72 | 32.82 | 12.72 | 0.57 | 47.70% | 9.38% | 6.56% | 2.20% | 1.19% | 0.38% | 1.24 | 0.18 | 0.14 | 0.14 | 23.83 | 20667.00% | 2441.00% | -2611.00% | 1.56% | 0.00 | 0.49% | 0.20% | 5.40% | 31.73% | 42.73 | 149.14 | 4.01 | -0.45 |
| RBB | RBB Bancorp | $21.50 | 366.51M | +61% | -0% | +1% | -56% | 11.51 | 0.60 | 1.32 | 7.25 | — | 0.71 | 45.19% | 15.38% | 11.49% | 5.23% | 6.31% | 0.67% | 0.72 | 0.30 | 0.12 | 0.12 | 2.36 | -3438.00% | -175.00% | 1396.00% | 18.81% | 0.02 | 13.66% | 3.82% | 44.00% | 10.56% | 9.13 | 5.64 | 1.40 | -0.59 |
| SFST | Southern First Bancshares… | $55.84 | 458.8M | -3% | -25% | +16% | -11% | 14.81 | 1.22 | 2.00 | 12.61 | 15.37 | 1.22 | 51.26% | 17.63% | 13.52% | 8.69% | 5.85% | 0.72% | 0.72 | 0.37 | 0.06 | 0.06 | 5.35 | 9634.00% | 529.00% | 2060.00% | 6.64% | 0.01 | 5.75% | 0.00% | 0.00% | 0.00% | 14.12 | 18.71 | 2.49 | -0.47 |
| USCB | USCB Financial Holdings, … | $18.93 | 343.35M | +101% | -27% | -25% | +162% | 14.27 | 1.63 | 2.45 | 6.94 | 29.97 | 1.63 | 55.23% | 22.56% | 17.14% | 12.11% | 23.66% | 1.00% | 0.80 | 0.53 | 0.14 | 0.14 | 2.86 | 4762.00% | 3279.00% | 5090.00% | 9.59% | 0.02 | 32.38% | 1.12% | 16.00% | 18.00% | 7.06 | 6.79 | 1.59 | -0.74 |
| WTBA | West Bancorporation, Inc. | $24.35 | 412.51M | +183% | -23% | +4% | -33% | 12.86 | 1.57 | 2.11 | 0.76 | 36.53 | 1.57 | 47.99% | 20.87% | 16.40% | 13.19% | -22.55% | 0.80% | 0.40 | 0.40 | — | — | 1.96 | 3521.00% | 33.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 16.22% | 0.76 | — | 0.16 | 0.39 |
About Bankwell Financial Group, Inc.
Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It offers various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also provides first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans secured by savings or certificate accounts and automobiles; and unsecured personal loans and overdraft lines of credit. It operates branches in New Canaan, Stamford, Fairfield, Wilton, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.
- CEO
- Christopher R. Gruseke
- Employees
- 145
- Beta
- 0.66
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($35.14 ÷ $52.16) − 1 = -32.63% (DCF, example).