US · EGBN
Eagle Bancorp, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Bethesda, MD 20814
- Website
- eaglebankcorp.com
Price · as of 2024-12-31
$26.13
Market cap 772.95M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $18.97 | -27.4% |
| Intrinsic Value(DCF) | $31.25 | +19.59% |
| Graham-Dodd Method(GD) | $6.71 | -74.31% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $9.40 | $426.46 | $97.74 | $12.52 | $17.77 |
| 2011 | $11.75 | $37.07 | $107.27 | $17.04 | $36.28 |
| 2012 | $16.00 | $104.77 | $372.87 | $20.70 | $43.49 |
| 2013 | $28.49 | $56.85 | $101.35 | $24.03 | $34.08 |
| 2014 | $29.11 | $74.06 | $25.76 | $29.17 | $46.48 |
| 2015 | $38.80 | $71.39 | $25.26 | $31.86 | $103.71 |
| 2016 | $47.43 | $71.31 | $26.42 | $36.54 | $55.37 |
| 2017 | $49.73 | $51.90 | $29.01 | $39.47 | $59.82 |
| 2018 | $43.52 | $68.74 | $33.07 | $51.48 | $110.81 |
| 2019 | $29.21 | $43.52 | $35.40 | $42.90 | $71.61 |
| 2020 | $46.13 | $31.68 | $51.08 | $42.46 | $16.04 |
| 2021 | $48.78 | $28.50 | $95.13 | $45.71 | $7.94 |
| 2022 | $33.59 | $50.87 | $81.35 | $31.00 | $81.29 |
| 2023 | $21.98 | $53.39 | $71.63 | $27.92 | $167.49 |
| 2024 | $21.18 | $18.97 | $54.88 | $6.71 | $0.00 |
AI valuation
Our deep-learning model estimates Eagle Bancorp, Inc.'s (EGBN) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $18.97
- Current price
- $26.13
- AI upside
- -27.4%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$31.25
+19.59% upside
Graham-Dodd
$6.71
-74.31% upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| EGBN | Eagle Bancorp, Inc. | $26.13 | 772.95M | -27% | +20% | -74% | — | -13.58 | 0.52 | 0.90 | 8.70 | — | 0.52 | 34.54% | -4.27% | -6.65% | -3.76% | -6.76% | -0.41% | 0.51 | -0.08 | 0.16 | 0.16 | 0.29 | -14713.00% | 937.00% | -3688.00% | 19.33% | 0.01 | 27.59% | 7.14% | -97.00% | 129.66% | 7.78 | -1.91 | -0.33 | -0.66 |
| ACNB | ACNB Corporation | $50.40 | 523.39M | -9% | +40% | -40% | +68% | 10.70 | 1.12 | 2.58 | 12.65 | 1984.13 | 1.36 | 84.05% | 30.58% | 24.09% | 10.97% | 12.09% | 1.32% | 0.90 | 1.69 | 0.04 | 0.04 | 5.22 | 54.00% | 1520.00% | -155.00% | 11.40% | 0.02 | 14.73% | 3.15% | 33.60% | 3.22% | 13.60 | 14.16 | 4.16 | -0.53 |
| AROW | Arrow Financial Corporati… | $33.31 | 547.7M | -29% | -8% | -55% | +27% | 14.30 | 1.06 | 1.91 | -3.72 | — | 1.13 | 60.35% | 16.75% | 13.32% | 7.61% | -15.97% | 0.70% | 0.08 | 0.45 | 0.16 | 0.16 | -2.83 | 0.00% | 1637.00% | 11388.00% | 6.79% | 0.01 | -15.52% | 4.30% | 61.60% | 17.66% | -4.26 | -5.51 | -0.71 | -0.72 |
| FFIC | Flushing Financial Corpor… | $15.43 | 521.2M | +101% | +40,865% | +51% | -34% | 28.99 | 0.77 | 1.21 | 25.43 | — | 0.77 | 41.86% | 7.62% | 4.17% | 2.64% | 2.90% | 0.21% | 0.84 | 0.14 | 3.45 | 3.45 | 11.70 | -15143.00% | 1106.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 70.67% | 29.37 | — | 2.24 | 0.20 |
| FMNB | Farmers National Banc Cor… | $12.93 | 486.86M | +173% | +11% | +56% | -0% | 8.94 | 1.00 | 1.80 | 13.16 | 47.43 | 1.62 | 63.79% | 23.93% | 20.08% | 12.24% | 10.93% | 1.05% | 0.76 | 0.71 | 1.42 | 0.00 | 5.65 | 1885.00% | 88.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.61% | 13.16 | — | 3.15 | 0.16 |
| GBFH | GBank Financial Holdings … | $30.21 | 434.3M | +282% | +188% | -37% | +321% | 20.59 | 2.60 | 3.93 | 17.11 | 572.41 | 2.79 | 65.84% | 24.72% | 19.09% | 13.66% | 11.37% | 1.68% | 0.23 | 0.81 | 32.29 | 0.87 | 1.21 | 360.00% | 8226.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 17.11 | — | 4.23 | 0.62 |
| MSBI | Midland States Bancorp, I… | $22.13 | 476.94M | -8% | 0% | -58% | +21% | 10.01 | 0.54 | 0.70 | -5.59 | — | 0.73 | 43.21% | 8.59% | 6.97% | 5.06% | 18.38% | 0.49% | 0.60 | 0.25 | 0.23 | 0.23 | 6.59 | -4335.00% | 739.00% | 1627.00% | 44.55% | 0.03 | 81.97% | 9.45% | 94.60% | 53.17% | -5.59 | -1.55 | -0.48 | -0.62 |
| NRIM | Northrim BanCorp, Inc. | $23.49 | 518.91M | +304% | +2% | -62% | +121% | 11.02 | 1.52 | 2.08 | -1.84 | 23.00 | 2.18 | 77.53% | 23.98% | 18.87% | 14.73% | -10.24% | 1.26% | 0.15 | 1.15 | 0.24 | 0.24 | -0.43 | 4788.00% | 2377.00% | -12866.00% | -2.30% | 0.00 | 2.59% | 3.38% | 37.20% | 3.57% | -1.98 | 9.98 | -0.48 | -0.48 |
| SHBI | Shore Bancshares, Inc. | $18.58 | 621.07M | +150% | +111% | -26% | +209% | 10.36 | 0.84 | 1.39 | -0.25 | 4.83 | 1.05 | 60.33% | 17.98% | 13.44% | 8.34% | 48.52% | 0.72% | 0.25 | 0.47 | 0.11 | 0.11 | -4.34 | 21429.00% | 3694.00% | 14860.00% | 9.16% | 0.01 | 46.06% | 3.52% | 36.50% | 11.67% | -0.32 | -0.45 | -0.06 | -0.77 |
| TCBX | Third Coast Bancshares, I… | $39.61 | 550.22M | -28% | +77% | +13% | +169% | 9.59 | 0.99 | 1.35 | -2.51 | 23.74 | 1.03 | 48.74% | 18.15% | 14.10% | 10.93% | -114.02% | 1.02% | 0.29 | 0.37 | 0.18 | 0.18 | -3.62 | 4040.00% | 2335.00% | -636.00% | 7.30% | 0.01 | -79.82% | 1.04% | 10.00% | 19.36% | -2.70 | -4.97 | -0.49 | -0.66 |
About Eagle Bancorp, Inc.
Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; and other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, non-profit organizations and associations, and individuals, as well as investors. As of December 31, 2021, it operated seventeen banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 6 in Northern Virginia. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.
- CEO
- Susan G. Riel
- Employees
- 451
- Beta
- 1.02
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($31.25 ÷ $26.13) − 1 = +19.59% (DCF, example).