US · GBFH
GBank Financial Holdings Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Las Vegas, NV 89148
- Website
- bankofgeorge.com
Price · as of 2025-12-31
$30.66
Market cap 434.3M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $115.49 | +276.68% |
| Intrinsic Value(DCF) | $87.14 | +184.21% |
| Graham-Dodd Method(GD) | $18.92 | -38.3% |
| Graham Formula(GF) | $127.04 | +314.34% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | |||||
| 2016 | |||||
| 2017 | |||||
| 2018 | $4.76 | $9.99 | |||
| 2019 | $5.69 | $16.20 | |||
| 2020 | $8.17 | $23.51 | |||
| 2021 | $10.71 | $36.74 | |||
| 2022 | $11.30 | $21.72 | |||
| 2023 | $12.04 | $31.97 | |||
| 2024 | $33.50 | $207.76 | $55.25 | $17.45 | $13.96 |
| 2025 | $30.15 | $115.49 | $81.50 | $18.92 | $127.04 |
AI valuation
Our deep-learning model estimates GBank Financial Holdings Inc.'s (GBFH) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $115.49
- Current price
- $30.66
- AI upside
- +276.68%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$87.14
+184.21% upside
Graham-Dodd
$18.92
-38.3% upside
Graham Formula
$127.04
+314.34% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| GBFH | GBank Financial Holdings … | $30.66 | 434.3M | +277% | +184% | -38% | +314% | 20.59 | 2.60 | 3.93 | 17.11 | 572.41 | 2.79 | 65.84% | 24.72% | 19.09% | 13.66% | 11.37% | 1.68% | 0.23 | 0.81 | 32.29 | 0.87 | 1.21 | 360.00% | 8226.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 17.11 | — | 4.23 | 0.62 |
| ALRS | Alerus Financial Corporat… | $23.84 | 605.47M | +43% | -24% | -47% | +50% | 22.03 | 0.79 | 1.19 | 1.48 | 51.12 | 1.09 | 59.84% | 7.01% | 5.37% | 4.11% | 12.21% | 0.39% | 0.64 | 0.20 | 0.16 | 0.15 | 6.72 | 4310.00% | 3588.00% | -3548.00% | 4.23% | 0.01 | 11.39% | 3.94% | 86.90% | 4.01% | 2.43 | 3.39 | 0.17 | -0.69 |
| AROW | Arrow Financial Corporati… | $33.31 | 547.7M | -29% | -8% | -55% | +27% | 14.30 | 1.06 | 1.91 | -3.72 | — | 1.13 | 60.35% | 16.75% | 13.32% | 7.61% | -15.97% | 0.70% | 0.08 | 0.45 | 0.16 | 0.16 | -2.83 | 0.00% | 1637.00% | 11388.00% | 6.79% | 0.01 | -15.52% | 4.30% | 61.60% | 17.66% | -4.26 | -5.51 | -0.71 | -0.72 |
| EGBN | Eagle Bancorp, Inc. | $25.45 | 772.95M | -25% | +23% | -74% | — | -13.58 | 0.52 | 0.90 | 8.70 | — | 0.52 | 34.54% | -4.27% | -6.65% | -3.76% | -6.76% | -0.41% | 0.51 | -0.08 | 0.16 | 0.16 | 0.29 | -14713.00% | 937.00% | -3688.00% | 19.33% | 0.01 | 27.59% | 7.14% | -97.00% | 129.66% | 7.78 | -1.91 | -0.33 | -0.66 |
| FMNB | Farmers National Banc Cor… | $12.93 | 486.86M | +173% | +11% | +56% | -0% | 8.94 | 1.00 | 1.80 | 13.16 | 47.43 | 1.62 | 63.79% | 23.93% | 20.08% | 12.24% | 10.93% | 1.05% | 0.76 | 0.71 | 1.42 | 0.00 | 5.65 | 1885.00% | 88.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.61% | 13.16 | — | 3.15 | 0.16 |
| HONE | HarborOne Bancorp, Inc. | $12.10 | 522.22M | +137% | -4% | -8% | +1% | 15.97 | 0.76 | 1.40 | 11.86 | 20.38 | 0.93 | 50.90% | 10.92% | 8.74% | 4.73% | 4.45% | 0.48% | 0.90 | 0.24 | 0.11 | 0.11 | 7.37 | 7838.00% | 1070.00% | -9469.00% | 0.59% | 0.00 | 0.42% | 2.99% | 47.80% | 20.62% | 13.41 | 176.55 | 1.46 | -0.67 |
| MSBI | Midland States Bancorp, I… | $22.13 | 476.94M | -8% | 0% | -58% | +21% | 10.01 | 0.54 | 0.70 | -5.59 | — | 0.73 | 43.21% | 8.59% | 6.97% | 5.06% | 18.38% | 0.49% | 0.60 | 0.25 | 0.23 | 0.23 | 6.59 | -4335.00% | 739.00% | 1627.00% | 44.55% | 0.03 | 81.97% | 9.45% | 94.60% | 53.17% | -5.59 | -1.55 | -0.48 | -0.62 |
| NRIM | Northrim BanCorp, Inc. | $23.49 | 518.91M | +304% | +2% | -62% | +121% | 11.02 | 1.52 | 2.08 | -1.84 | 23.00 | 2.18 | 77.53% | 23.98% | 18.87% | 14.73% | -10.24% | 1.26% | 0.15 | 1.15 | 0.24 | 0.24 | -0.43 | 4788.00% | 2377.00% | -12866.00% | -2.30% | 0.00 | 2.59% | 3.38% | 37.20% | 3.57% | -1.98 | 9.98 | -0.48 | -0.48 |
| SHBI | Shore Bancshares, Inc. | $18.58 | 621.07M | +150% | +111% | -26% | +209% | 10.36 | 0.84 | 1.39 | -0.25 | 4.83 | 1.05 | 60.33% | 17.98% | 13.44% | 8.34% | 48.52% | 0.72% | 0.25 | 0.47 | 0.11 | 0.11 | -4.34 | 21429.00% | 3694.00% | 14860.00% | 9.16% | 0.01 | 46.06% | 3.52% | 36.50% | 11.67% | -0.32 | -0.45 | -0.06 | -0.77 |
| TCBX | Third Coast Bancshares, I… | $39.61 | 550.22M | -28% | +77% | +13% | +169% | 9.59 | 0.99 | 1.35 | -2.51 | 23.74 | 1.03 | 48.74% | 18.15% | 14.10% | 10.93% | -114.02% | 1.02% | 0.29 | 0.37 | 0.18 | 0.18 | -3.62 | 4040.00% | 2335.00% | -636.00% | 7.30% | 0.01 | -79.82% | 1.04% | 10.00% | 19.36% | -2.70 | -4.97 | -0.49 | -0.66 |
About GBank Financial Holdings Inc.
GBank Financial Holdings Inc. operates as a bank holding company for Bank of George that provides banking products and services in Nevada. The company offers business and personal checking accounts. It also provides personal saving services, including money market accounts, certificates of deposit, and personal savings accounts; and business savings, which includes business money market accounts, business certificates of deposit, and business savings accounts. In addition, it offers personal and small business administration loans; and business loans, including commercial real estate loans, business lines of credit, equipment loans, term loans, accounts receivable/inventory financing, and medical/professional loans. Further, the company provides online and mobile banking services, and other personal and business account services. GBank Financial Holdings Inc. was founded in 2007 and is based in Las Vegas, Nevada.
- CEO
- Edward Nigro
- Employees
- 175
- Beta
- -0.24
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($87.14 ÷ $30.66) − 1 = +184.21% (DCF, example).