US · ERIE
Erie Indemnity Company
- Sector
- Financial Services · Insurance - Brokers
- Headquarters
- Erie, PA 16530-0001
- Website
- erieinsurance.com
Price · as of 2025-12-31
$214.96
Market cap 12.45B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $221.88 | +3.22% |
| Intrinsic Value(DCF) | $162.94 | -24.2% |
| Graham-Dodd Method(GD) | $27.18 | -87.35% |
| Graham Formula(GF) | $180.37 | -16.09% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $51.77 | $41.49 | $1,849.33 | $1.75 | $19.70 |
| 2012 | $53.32 | $67.41 | $269.65 | $0.00 | $75.79 |
| 2013 | $52.94 | $48.45 | $223.45 | $5.42 | $65.54 |
| 2014 | $67.60 | $40.33 | $49.41 | $0.00 | $18.50 |
| 2015 | $73.04 | $73.08 | $0.00 | $0.00 | $0.00 |
| 2016 | $99.89 | $106.47 | $3.57 | $0.00 | $55.62 |
| 2017 | $100.59 | $104.25 | $3.09 | $0.00 | $52.15 |
| 2018 | $155.87 | $106.07 | $56.79 | $0.48 | $259.93 |
| 2019 | $134.37 | $124.33 | $152.56 | $3.87 | $72.44 |
| 2020 | $210.01 | $118.78 | $369.37 | $0.00 | $58.46 |
| 2021 | $159.03 | $123.20 | $429.89 | $0.00 | $75.87 |
| 2022 | $216.17 | $138.17 | $164.22 | $0.00 | $100.78 |
| 2023 | $403.85 | $250.96 | $217.77 | $11.46 | $217.08 |
| 2024 | $439.23 | $277.93 | $540.20 | $30.88 | $304.58 |
| 2025 | $266.75 | $221.88 | $483.84 | $27.18 | $180.37 |
AI valuation
Our deep-learning model estimates Erie Indemnity Company's (ERIE) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $221.88
- Current price
- $214.96
- AI upside
- +3.22%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$162.94
-24.2% upside
Graham-Dodd
$27.18
-87.35% upside
Graham Formula
$180.37
-16.09% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| ERIE | Erie Indemnity Company | $214.96 | 12.45B | +3% | -24% | -87% | -16% | 22.21 | 5.44 | 3.05 | 15.29 | — | 5.44 | 15.76% | 17.69% | 13.75% | 26.19% | 31.65% | 17.92% | 0.00 | — | 1.27 | 1.18 | -0.44 | -749.00% | 717.00% | 1738.00% | 4.60% | 0.73 | 31.91% | 2.05% | 45.50% | 2.68% | 16.74 | 21.09 | 2.96 | 10.41 |
| BCH | Banco de Chile | $41.08 | 20.75B | +24% | -48% | — | — | 16.39 | 3.37 | 6.46 | 14.21 | — | 3.47 | 87.38% | 49.98% | 39.40% | 19.38% | 10.58% | 2.25% | 1.96 | 1.56 | 0.37 | 0.37 | 6.05 | -126.00% | -3490.00% | 1625.00% | 2.26% | 0.02 | 3.91% | 4.84% | 79.40% | 4.84% | 15.11 | 51.80 | 7.55 | 0.15 |
| BNT | Brookfield Wealth Solutio… | $44.41 | 13.67B | +23% | +2,057% | +129% | +1,643% | 4.77 | 0.49 | 0.42 | -10.40 | 16.52 | 0.61 | 20.44% | 8.46% | 8.47% | 11.92% | -9.33% | 1.24% | 0.37 | 3.35 | — | — | -4.33 | 2888.00% | 10620.00% | 23010.00% | 76.10% | — | -34.85% | 0.00% | 0.00% | 120.17% | -15.26 | -4.09 | -1.29 | 0.18 |
| EG | Everest Re Group, Ltd. | $335.49 | 14.08B | -18% | -21% | +32% | +8% | 8.84 | 0.91 | 0.81 | 6.45 | 46.21 | 0.91 | 20.52% | 11.28% | 9.19% | 10.85% | 22.83% | 2.68% | 0.23 | 14.06 | 1.52 | 1.52 | 1.10 | 1913.00% | 142.00% | -10000.00% | 0.00% | 0.51 | 0.00% | 2.38% | 21.10% | 23.25% | 6.83 | — | 0.77 | 1.00 |
| EQH | Equitable Holdings, Inc. | $40.22 | 11.52B | +117% | -60% | — | — | -8.75 | -163.11 | 1.03 | 120.56 | — | -2.24 | 79.14% | -10.23% | -11.83% | -182.66% | 1.36% | -0.45% | -61.78 | -5.33 | 25.50 | 111.88 | 133.02 | -22778.00% | -621.00% | 7199.00% | 21.16% | 1.83 | -3.36% | 0.00% | 0.00% | 1066.37% | 97.92 | -45.74 | -10.01 | 0.21 |
| EWBC | East West Bancorp, Inc. | $109.45 | 15.06B | -53% | +15% | -34% | +10% | 11.58 | 1.72 | 3.27 | 0.61 | 81.03 | 1.82 | 60.10% | 37.44% | 28.27% | 15.94% | 341.69% | 1.69% | 0.37 | 1.01 | 0.43 | 0.43 | -0.44 | 1429.00% | 463.00% | -4795.00% | 4.79% | 0.02 | 186.23% | 2.18% | 25.20% | 2.93% | 0.70 | 1.68 | 0.26 | -0.08 |
| FNF | Fidelity National Financi… | $52.88 | 14.35B | +125% | +30% | -64% | -33% | 23.26 | 1.89 | 0.97 | -23.18 | — | 8.10 | 98.19% | 9.91% | 4.17% | 7.93% | -2.12% | 0.59% | 0.59 | 5.92 | — | — | -42.67 | -5247.00% | 816.00% | -9988.00% | 0.06% | — | -0.03% | 0.00% | 0.00% | 519.48% | -27.09 | -4849.64 | -2.69 | 1.16 |
| HLI | Houlihan Lokey, Inc. | $163.77 | 11.48B | -6% | -27% | -96% | +18% | 28.84 | 5.30 | 4.82 | 18.12 | 69.31 | 17.01 | 38.50% | 20.99% | 16.73% | 19.93% | 25.17% | 11.44% | 0.20 | — | 1.38 | 1.38 | -0.89 | 4161.00% | 2481.00% | 20907.00% | 7.02% | 0.75 | 53.96% | 1.43% | 41.30% | 3.86% | 21.58 | 13.38 | 4.53 | 5.91 |
| MET | MetLife, Inc. | $72.07 | 47.49B | +5% | -2% | -26% | +26% | 14.41 | 1.71 | 0.63 | 8.04 | — | 2.59 | 36.36% | 6.05% | 4.38% | 12.10% | -23.70% | 0.48% | 0.68 | 4.39 | — | — | -0.47 | -1919.00% | 1022.00% | -8121.00% | 5.83% | — | -19.78% | 0.00% | 0.00% | 2.77% | 9.87 | 16.20 | 0.60 | 0.38 |
| RGA | Reinsurance Group of Amer… | $215.73 | 14.18B | -21% | +236% | +11% | -6% | 12.13 | 1.07 | 0.63 | 8.15 | 18.70 | 1.07 | 25.40% | 6.76% | 5.19% | 9.74% | 8.64% | 0.86% | 0.42 | 4.21 | — | — | 0.79 | 6486.00% | 339.00% | -5634.00% | 28.53% | — | 29.71% | 1.67% | 20.30% | 4.10% | 10.31 | 3.88 | 0.70 | 0.40 |
About Erie Indemnity Company
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. The company provides sales, underwriting, policy issuance, and renewal services for the policyholders on behalf of the Erie Insurance Exchange. It also offers sales related services, including agent compensation, and sales and advertising support services; and underwriting services comprise underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. Erie Indemnity Company was incorporated in 1925 and is based in Erie, Pennsylvania.
- CEO
- Parthasarathy Srinivasa
- Employees
- 6.72K
- Beta
- 0.37
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($162.94 ÷ $214.96) − 1 = -24.2% (DCF, example).