US · GNW
Genworth Financial, Inc.
- Sector
- Financial Services · Insurance - Life
- Headquarters
- Richmond, VA 23230
- Website
- genworth.com
Price · as of 2025-12-31
$8.81
Market cap 3.37B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $19.20 | +117.93% |
| Intrinsic Value(DCF) | $3.42 | -61.18% |
| Graham-Dodd Method(GD) | $24.82 | +181.69% |
| Graham Formula(GF) | $8.73 | -0.87% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $8.90 | $43.05 | $27.44 | $29.50 | $0.51 |
| 2012 | $9.84 | $31.53 | $105.69 | $33.12 | $3.60 |
| 2013 | $16.95 | $15.72 | $196.06 | $16.90 | $0.00 |
| 2014 | $7.35 | $33.92 | $198.24 | $17.50 | $0.00 |
| 2015 | $2.80 | $33.48 | $200.47 | $19.66 | $0.00 |
| 2016 | $4.06 | $27.05 | $202.77 | $18.50 | $0.00 |
| 2017 | $3.13 | $23.06 | $201.68 | $31.83 | $0.00 |
| 2018 | $3.63 | $33.64 | $205.59 | $23.14 | $3.07 |
| 2019 | $4.41 | $17.05 | $138.21 | $29.01 | $3.98 |
| 2020 | $3.55 | $23.23 | $76.81 | $32.08 | $5.09 |
| 2021 | $3.70 | $19.20 | $73.23 | $38.98 | $1.76 |
| 2022 | $5.73 | $19.26 | $42.30 | $24.20 | $10.25 |
| 2023 | $6.21 | $13.88 | $27.28 | $16.77 | $1.26 |
| 2024 | $6.66 | $8.39 | $11.92 | $22.30 | $3.62 |
| 2025 | $8.55 | $19.20 | $0.00 | $24.82 | $8.73 |
AI valuation
Our deep-learning model estimates Genworth Financial, Inc.'s (GNW) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $19.20
- Current price
- $8.81
- AI upside
- +117.93%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$3.42
-61.18% upside
Graham-Dodd
$24.82
+181.69% upside
Graham Formula
$8.73
-0.87% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| GNW | Genworth Financial, Inc. | $8.81 | 3.37B | +118% | -61% | +182% | -1% | 9.99 | 0.40 | 0.48 | 5.53 | — | 0.40 | 21.18% | 4.78% | 4.78% | 4.06% | 5.35% | 0.73% | 0.17 | 3.32 | — | — | -0.97 | -2059.00% | 221.00% | 27159.00% | 9.35% | — | 6.22% | 0.66% | 6.60% | 7.72% | 8.52 | 9.09 | 0.41 | 1.24 |
| AHL | ASPEN INSURANCE HOLDINGS … | $37.50 | 3.44B | — | — | -40% | +158% | — | — | — | — | — | — | 33.13% | 14.52% | 15.20% | 15.48% | -22.57% | 3.14% | 0.11 | 7.47 | — | — | -1.01 | -4669.00% | 1046.00% | 7017.00% | — | — | -26.13% | — | 51.40% | — | — | — | — | — |
| BBAR | Banco BBVA Argentina S.A. | $14.99 | 3.06B | -7% | +89,881% | -26% | — | 11.56 | 1.98 | 0.98 | 0.55 | — | 2.04 | 65.86% | 8.48% | 6.93% | 15.71% | -24.39% | 3.15% | 0.14 | 0.25 | 0.67 | 0.66 | -4.75 | -142.00% | -3112.00% | -105467.00% | -104.67% | -0.52 | 356.76% | 1.78% | 20.50% | 4.25% | 0.64 | -0.05 | 0.05 | 0.40 |
| BHF | Brighthouse Financial, In… | $59.98 | 3.43B | +104% | -60% | +116% | +512% | 7.91 | 0.51 | 0.55 | 1.91 | 31.91 | 0.51 | 70.94% | 7.63% | 6.97% | 7.38% | 11.52% | 0.18% | 0.47 | 3.12 | — | — | -3.57 | 2478.00% | 4216.00% | -6483.00% | -2.98% | — | -2.68% | 2.98% | 23.60% | 15.94% | 2.52 | -11.69 | 0.19 | 0.07 |
| CNO | CNO Financial Group, Inc. | $41.81 | 3.99B | +17% | -58% | -8% | -49% | 18.13 | 1.58 | 0.93 | 13.78 | — | 1.58 | 44.79% | 6.54% | 5.11% | 8.93% | 14.01% | 0.60% | 1.54 | 1.27 | — | — | 5.85 | -3717.00% | 94.00% | 765.00% | 16.25% | — | 41.28% | 0.00% | 0.00% | 0.00% | 24.63 | 10.69 | 1.61 | 0.33 |
| CNS | Cohen & Steers, Inc. | $66.87 | 3.41B | +25% | -50% | — | -26% | 24.21 | 6.24 | 6.18 | 16.77 | 7189.09 | 6.47 | 57.51% | 31.30% | 25.51% | 26.99% | 36.01% | 17.15% | 0.00 | — | 136.50 | 136.50 | -0.73 | 34.00% | 974.00% | -24867.00% | -3.61% | -73.00 | -33.30% | 3.62% | 87.60% | 6.60% | 18.91 | -26.59 | 5.92 | 10.12 |
| FG | F&G Annuities & Life, Inc… | $22.65 | 3.07B | +56% | +275% | -36% | +22% | 10.84 | 0.61 | 0.51 | 3.20 | — | -0.80 | 30.85% | 5.64% | 4.62% | 6.19% | -1.47% | 0.30% | 0.47 | 1.97 | — | — | 0.65 | -6148.00% | 572.00% | -2191.00% | 158.87% | — | -25.29% | 4.66% | 50.60% | 5.01% | 11.42 | 0.79 | 0.64 | 0.14 |
| HASI | HA Sustainable Infrastruc… | $36.52 | 4.66B | +11% | -29% | -92% | — | 24.41 | 1.75 | 11.25 | 16.65 | — | 1.75 | 99.61% | 66.22% | 46.08% | 7.51% | 2.59% | 2.42% | 1.97 | 0.91 | 255.93 | 255.93 | 8.70 | -1296.00% | -3658.00% | 275914.00% | 3.71% | 11.15 | 2.37% | 4.66% | 113.70% | 4.66% | 35.58 | 56.39 | 23.56 | 1.15 |
| INDB | Independent Bank Corp. | $78.07 | 3.87B | -51% | +39% | -50% | +44% | 19.27 | 1.11 | 3.39 | 14.85 | — | 1.69 | 67.93% | 22.87% | 17.57% | 6.25% | 5.58% | 0.93% | 0.23 | 0.85 | 0.02 | 0.02 | 1.95 | -155.00% | 1982.00% | -3403.00% | 3.50% | 0.01 | 3.69% | 2.63% | 50.70% | 2.63% | 17.04 | 32.91 | 3.90 | -0.22 |
| UCB | United Community Banks, I… | $32.17 | 3.85B | +4% | -2% | -37% | -1% | 12.06 | 1.09 | 2.57 | 0.45 | 42.40 | 1.48 | 66.00% | 27.48% | 21.35% | 9.28% | -55.41% | 1.18% | 0.06 | 0.89 | 0.17 | 0.17 | 0.01 | 2843.00% | 382.00% | 3470.00% | 10.31% | 0.02 | -68.86% | 3.12% | 37.60% | 6.55% | 0.49 | 0.51 | 0.14 | -0.60 |
About Genworth Financial, Inc.
Genworth Financial, Inc. provides insurance products in the United States and internationally. The company operates in three segments: Enact, U.S. Life Insurance, and Runoff. The Enact segment offers mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and pool mortgage insurance products. The U.S. Life Insurance segment offers long-term care insurance products; and service traditional life insurance and fixed annuity products in the United States. The Runoff segment includes variable annuity, variable life insurance, and corporate-owned life insurance, as well as funding agreements. It distributes its products through sales force, in-house sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.
- CEO
- Thomas Joseph McInerney
- Employees
- 2.96K
- Beta
- 1.01
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($3.42 ÷ $8.81) − 1 = -61.18% (DCF, example).