US · KINS
Kingstone Companies, Inc.
- Sector
- Financial Services · Insurance - Property & Casualty
- Headquarters
- Kingston, NY 12401
- Website
- kingstonecompanies.com
Price · as of 2024-12-31
$16.25
Market cap 233.15M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $723.61 | +4,352.98% |
| Intrinsic Value(DCF) | $105.53 | +549.42% |
| Graham-Dodd Method(GD) | $13.81 | -15.03% |
| Graham Formula(GF) | $24.63 | +51.57% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $2.38 | $114.99 | $97,005.79 | $5.21 | $45.49 |
| 2011 | $2.54 | $59.08 | $82,025.74 | $6.35 | $22.90 |
| 2012 | $3.77 | $78.47 | $3,020.00 | $3.18 | $2.60 |
| 2013 | $5.49 | $31.27 | $406.73 | $9.20 | $16.61 |
| 2014 | $6.41 | $53.17 | $362.84 | $6.51 | $31.68 |
| 2015 | $6.53 | $29.44 | $768.45 | $7.74 | $33.33 |
| 2016 | $12.77 | $66.14 | $578.94 | $9.31 | $32.02 |
| 2017 | $17.59 | $45.05 | $112.00 | $9.27 | $26.02 |
| 2018 | $14.33 | $46.44 | $6.90 | $3.74 | $8.61 |
| 2019 | $6.70 | $54.66 | $5.57 | $0.55 | $0.00 |
| 2020 | $6.92 | $207.16 | $5.70 | $6.37 | $0.00 |
| 2021 | $5.17 | $460.56 | $3.63 | $1.27 | $0.00 |
| 2022 | $1.36 | $121.87 | $0.00 | $0.00 | $21.70 |
| 2023 | $3.70 | $68.99 | $1.37 | $0.34 | $0.00 |
| 2024 | $14.77 | $723.61 | $5.06 | $13.81 | $24.63 |
AI valuation
Our deep-learning model estimates Kingstone Companies, Inc.'s (KINS) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $723.61
- Current price
- $16.25
- AI upside
- +4,352.98%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$105.53
+549.42% upside
Graham-Dodd
$13.81
-15.03% upside
Graham Formula
$24.63
+51.57% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| KINS | Kingstone Companies, Inc. | $16.25 | 233.15M | +4,353% | +549% | -15% | +52% | 9.24 | 2.54 | 1.09 | 5.20 | — | 2.56 | 37.76% | 15.01% | 11.83% | 36.28% | -75.02% | 5.30% | 0.17 | 6.63 | 2.73 | 11.40 | -0.60 | -35965.00% | 760.00% | -52276.00% | 32.79% | 5.51 | -227.26% | 0.00% | 0.00% | 19.91% | 6.53 | 2.74 | 0.98 | 0.99 |
| AVBH | Avidbank Holdings, Inc. | $28.88 | 251.32M | +397% | +5,854% | +84% | -50% | -11.16 | 0.78 | 2.94 | -6.67 | -88.00 | 0.78 | 34.79% | -34.77% | 32.32% | -8.37% | -2.98% | -0.80% | 0.08 | -0.61 | — | — | -0.41 | 1268.00% | -380.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 91.95% | -8.89 | — | 3.09 | 0.12 |
| CBNA | Chain Bridge Bancorp, Inc… | $34.50 | 226.38M | +47% | +6,899% | +44% | +766% | 5.38 | 0.78 | 1.98 | -24.53 | 2.66 | 0.78 | 93.16% | 46.08% | 36.75% | 18.40% | -3.77% | 1.61% | 0.00 | 7.09 | 0.62 | 0.62 | -15.35 | 20217.00% | 6638.00% | 7200.00% | 19.15% | 0.02 | -3.88% | 0.00% | 0.00% | 87.86% | -24.99 | -30.43 | -11.51 | -0.17 |
| CFFI | C&F Financial Corporation | $72.82 | 235.81M | +359% | +82% | +68% | +121% | 8.96 | 0.92 | 1.30 | 10.74 | 23.62 | 0.92 | 69.46% | 17.77% | 14.42% | 11.05% | 9.11% | 1.01% | 0.43 | 0.73 | — | — | 3.43 | 3794.00% | 1178.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | 10.74 | — | 1.91 | 0.16 |
| FSFG | First Savings Financial G… | $33.98 | 238.37M | -14% | -33% | -25% | -27% | 14.76 | 1.13 | 1.49 | 14.70 | 22.24 | 1.22 | 50.14% | 10.87% | 10.11% | 8.29% | 5.13% | 0.57% | 1.98 | 0.23 | 0.17 | 0.17 | 17.53 | 6639.00% | 458.00% | 20371.00% | 45.11% | 0.05 | 34.19% | 2.02% | 29.80% | 43.26% | 17.08 | 2.76 | 1.86 | -0.55 |
| HWBK | Hawthorn Bancshares, Inc. | $32.99 | 227.55M | +708% | +32% | +23% | +6% | 9.95 | 1.44 | 2.11 | 8.14 | 31.67 | 1.44 | 71.33% | 25.96% | 21.23% | 15.14% | 26.97% | 2.61% | 0.00 | 0.92 | — | — | 0.00 | 3142.00% | 220.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 34.07% | 8.14 | — | 2.11 | — |
| LCNB | LCNB Corp. | $16.99 | 241.03M | +415% | -14% | +25% | -31% | 10.55 | 0.89 | 1.96 | 3.96 | 15.50 | 1.40 | 72.26% | 22.66% | 18.61% | 8.77% | 10.99% | 1.02% | 0.43 | 0.87 | 0.55 | 0.55 | 3.55 | 6804.00% | -94.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 10.44% | 3.96 | — | 0.90 | 0.16 |
| OPBK | OP Bancorp | $13.36 | 198.87M | +436% | +13% | +2% | +122% | 8.33 | 0.86 | 1.14 | 4.70 | — | 0.90 | 51.46% | 18.88% | 13.68% | 10.60% | 21.70% | 0.93% | 0.50 | 0.40 | 0.07 | 0.07 | -1.06 | -1032.00% | 1340.00% | -5464.00% | 16.98% | 0.02 | 30.67% | 4.07% | 33.90% | 37.12% | 4.92 | 4.81 | 0.93 | -0.73 |
| SNFCA | Security National Financi… | $9.06 | 202.93M | +314% | +18% | +121% | — | 10.43 | 0.82 | 33.77 | 3.63 | 14.13 | 0.85 | 48.07% | 416.29% | 323.91% | 8.14% | 37.02% | 1.82% | 0.32 | 8.02 | 17.88 | 17.88 | -0.72 | 7377.00% | -1420.00% | 395.00% | 19.83% | 4.24 | 76.52% | 0.00% | 0.00% | 5.59% | 5.02 | 3.12 | 20.91 | 0.62 |
| VABK | Virginia National Banksha… | $38.72 | 208.82M | +473% | -20% | +31% | -18% | 11.24 | 1.18 | 2.60 | 10.25 | 88.55 | 1.25 | 68.95% | 28.90% | 23.11% | 11.18% | 10.28% | 1.18% | 0.20 | 0.94 | 0.01 | 0.01 | 1.25 | 1270.00% | 88.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 10.25 | — | 2.96 | -0.22 |
| YB | Yuanbao Inc. American Dep… | $19.54 | 150.1M | — | — | +157% | +5,364% | — | — | — | — | — | — | 94.94% | 26.14% | 26.36% | -45.92% | -23.27% | 40.27% | -0.01 | — | 2.84 | 2.74 | -2.16 | -35996.00% | 6060.00% | 17537.00% | — | 1.28 | -33.61% | — | 0.00% | — | — | — | — | — |
About Kingstone Companies, Inc.
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal line of insurance products, including homeowners and dwelling fire multi-peril, cooperative/condominiums, renters, and personal umbrella policies. It also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies, as well as reinsurance products. It sells its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.
- CEO
- Meryl S. Golden
- Employees
- 99
- Beta
- 0.44
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($105.53 ÷ $16.25) − 1 = +549.42% (DCF, example).