US · PAYS
PaySign, Inc.
- Sector
- Technology · Software - Infrastructure
- Headquarters
- Henderson, NV 89052
- Website
- paysign.com
Price · as of 2024-12-31
$6.86
Market cap 195.4M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $39.06 | +469.39% |
| Intrinsic Value(DCF) | $36.15 | +426.97% |
| Graham-Dodd Method(GD) | $0.93 | -86.43% |
| Graham Formula(GF) | $2.20 | -67.9% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $0.16 | ||||
| 2011 | $0.10 | $4,051.24 | $5.27 | $0.00 | $0.00 |
| 2012 | $0.25 | $82.87 | $397,058.37 | $0.23 | $5.50 |
| 2013 | $0.17 | $71.92 | $85.30 | $0.08 | $0.04 |
| 2014 | $0.32 | $253.76 | $3,527.71 | $0.41 | $4.61 |
| 2015 | $0.27 | $55.10 | $40.10 | $0.00 | $0.74 |
| 2016 | $0.45 | $109.67 | $167.55 | $0.23 | $1.15 |
| 2017 | $1.00 | $71.95 | $524.37 | $0.32 | $2.16 |
| 2018 | $7.67 | $33.96 | $4,113.32 | $0.43 | $2.98 |
| 2019 | $8.36 | $83.48 | $18,288.22 | $1.20 | $8.49 |
| 2020 | $4.86 | $30.16 | $0.03 | $0.00 | $3.89 |
| 2021 | $2.11 | $29.02 | $0.13 | $0.00 | $0.00 |
| 2022 | $3.54 | $32.57 | $0.81 | $0.41 | $0.71 |
| 2023 | $2.95 | $33.58 | $13.93 | $1.08 | $3.85 |
| 2024 | $2.48 | $39.06 | $19.50 | $0.93 | $2.20 |
AI valuation
Our deep-learning model estimates PaySign, Inc.'s (PAYS) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $39.06
- Current price
- $6.86
- AI upside
- +469.39%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$36.15
+426.97% upside
Graham-Dodd
$0.93
-86.43% upside
Graham Formula
$2.20
-67.9% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| PAYS | PaySign, Inc. | $6.86 | 195.4M | +469% | +427% | -86% | -68% | 34.58 | 4.33 | 2.26 | 17.69 | — | 7.25 | 55.15% | 1.75% | 6.54% | 13.89% | 5.64% | 2.34% | 0.10 | — | 1.09 | 0.31 | -1.12 | -4283.00% | 2350.00% | -3458.00% | 10.20% | 0.16 | 80.57% | 0.00% | 0.00% | 0.38% | 121.50 | 9.22 | 2.13 | 1.02 |
| ALTS | ALT5 Sigma Corporation | $1.39 | 175.61M | — | +21,130% | — | — | -9.16 | 2.74 | 4.56 | -12.68 | — | -2.26 | 50.22% | -60.34% | -49.83% | -71.05% | -42.08% | -12.38% | 0.63 | -8.60 | 0.85 | 0.82 | -1.18 | -6818.00% | — | 2146.00% | 3.11% | 0.04 | 14.70% | 0.00% | 0.00% | 0.00% | -8.34 | 35.50 | 5.03 | -0.61 |
| ATGL | Alpha Technology Group Li… | $17.03 | 259.92M | +9% | -39% | — | -3% | -47.50 | 136.11 | 452.23 | -48.01 | -4.37 | 136.11 | -524.82% | -782.06% | -951.99% | -184.54% | -923.32% | -148.46% | 0.22 | -50.63 | 3.25 | 3.24 | 0.37 | 108611.00% | -4025.00% | -2930.00% | -0.42% | -1.33 | -225.89% | 0.00% | 0.00% | 0.00% | -57.38 | -238.09 | 448.78 | 186.06 |
| DGXX | Digi Power X Inc. | $2.76 | 180.27M | +7,647% | -80% | — | — | -6.10 | 1.91 | 1.12 | 4.48 | — | 2.01 | -30.67% | -29.38% | -18.37% | -26.68% | -43.00% | -17.78% | 0.01 | -172.21 | 0.66 | 0.20 | -0.17 | -7143.00% | 4170.00% | -89438.00% | -51.44% | -1.74 | -84.36% | 0.00% | 0.00% | 6.28% | -3.68 | -1.87 | 1.08 | 0.57 |
| III | Information Services Grou… | $4.81 | 231.82M | +467% | -74% | — | — | 54.58 | 1.61 | 0.63 | 11.61 | — | 28.52 | 39.29% | 2.33% | 1.15% | 2.86% | 2.05% | 1.26% | 0.67 | 0.99 | 2.38 | 2.13 | 2.47 | -5000.00% | -1494.00% | 9273.00% | 10.99% | 0.52 | 11.18% | 6.06% | 330.90% | 25.56% | 34.19 | 11.55 | 0.79 | 1.79 |
| KLTR | Kaltura, Inc. | $1.39 | 214.74M | +2,469% | -44% | — | — | -9.26 | 11.89 | 1.62 | -16.40 | — | 22.12 | 66.65% | -13.48% | -17.52% | -114.48% | -424.28% | -17.16% | 2.15 | -7.78 | 1.20 | 1.00 | -1.22 | -3824.00% | 202.00% | -19443.00% | 4.04% | 0.12 | 206.20% | 0.00% | 0.00% | 1.02% | -10.84 | 22.30 | 1.46 | -1.83 |
| PDYN | Palladyne AI Corp. | $7.03 | 295.52M | +437% | -62% | — | — | -2.45 | -18.68 | 22.87 | -5.67 | — | -18.68 | 55.20% | -345.79% | -932.66% | -462.94% | 221.11% | -124.47% | -1.16 | — | 9.64 | 9.34 | 0.77 | -3858.00% | 2668.00% | -7042.00% | -12.86% | -5.10 | 188.00% | 0.00% | 0.00% | 5.34% | -5.53 | -6.51 | 19.14 | -11.22 |
| REKR | Rekor Systems, Inc. | $0.86 | 116.73M | +3,018% | +588% | — | — | -1.64 | 2.95 | 2.19 | -2.59 | — | -21.76 | 49.28% | -118.02% | -133.42% | -181.93% | -89.39% | -70.33% | 0.95 | -18.05 | 1.09 | 0.69 | -0.56 | -139.00% | 3176.00% | 40.00% | -33.95% | -1.78 | -56.19% | 0.00% | 0.00% | 0.19% | -2.36 | -3.75 | 2.78 | -4.76 |
| TRAK | ReposiTrak, Inc. | $8.70 | 158.37M | +383% | +4% | -76% | -20% | 44.81 | 6.31 | 13.83 | 31.79 | 216.57 | 10.97 | 83.72% | 27.55% | 30.87% | 14.48% | 25.98% | 13.05% | 0.01 | 127.94 | 6.09 | 5.99 | -3.13 | 2069.00% | 1053.00% | 2196.00% | 2.69% | 1.52 | 38.46% | 0.53% | 23.70% | 2.66% | 45.70 | 33.87 | 12.59 | 33.36 |
About PaySign, Inc.
PaySign, Inc. provides prepaid card products and processing services under the PaySign brand for corporate, consumer, and government applications. It offers various services, such as transaction processing, cardholder enrollment, value loading, cardholder account management, reporting, and customer service through PaySign, a proprietary card-processing platform. The company also develops prepaid card programs for corporate incentive and rewards, including consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments, and pharmaceutical payment assistance; and payroll or general purpose reloadable cards, as well as gift or incentive cards. In addition, it offers and Per Diem/Corporate Expense Payments that allows businesses, and nonprofits and government agencies the ability to control employee spending while reducing administration costs by eliminating the need for traditional expense reports. Further, the company provides payment claims processing and other administrative services; pharmacy-based voucher and copay, and medical claims and debit-based affordability programs; PaySign Premier, a demand deposit account debit card; and payment solution for source plasma collection centers, as well as customer service center and PaySign Communications Suite services. Its principal target markets for processing services comprise prepaid card issuers, retail and private-label issuers, small third-party processors, and small and mid-size financial institutions in the United States and Mexico. The company was formerly known as 3PEA International, Inc. and changed its name to PaySign, Inc. in April 2019. PaySign, Inc. was incorporated in 1995 and is based in Henderson, Nevada.
- CEO
- Mark R. Newcomer
- Employees
- 173
- Beta
- 0.96
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($36.15 ÷ $6.86) − 1 = +426.97% (DCF, example).