US · RWT
Redwood Trust, Inc.
- Sector
- Real Estate · REIT - Mortgage
- Headquarters
- Mill Valley, CA 94941
- Website
- redwoodtrust.com
Price · as of 2025-12-31
$5.73
Market cap 766.43M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $217.90 | +3,702.79% |
| Intrinsic Value(DCF) | $2.44 | -57.42% |
| Graham-Dodd Method(GD) | $5.39 | -5.99% |
| Graham Formula(GF) | $10.84 | +89.2% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $3.66 | $42.32 | $4.69 | $0.00 | $0.00 |
| 2012 | $7.33 | $527.69 | $7.77 | $6.86 | $167.80 |
| 2013 | $7.46 | $42.72 | $32.82 | $8.19 | $118.04 |
| 2014 | $6.93 | $4.00 | $9.49 | $3.98 | $0.00 |
| 2015 | $5.35 | $22.88 | $7.66 | $2.82 | $10.48 |
| 2016 | $7.18 | $67.21 | $9.53 | $6.23 | $48.58 |
| 2017 | $7.35 | $17.87 | $7.02 | $6.73 | $1.07 |
| 2018 | $8.08 | $60.71 | $3.85 | $5.57 | $0.00 |
| 2019 | $9.53 | $98.08 | $0.54 | $5.56 | $83.83 |
| 2020 | $6.39 | $76.20 | $0.00 | $0.00 | $921.75 |
| 2021 | $6.88 | $31.46 | $0.46 | $14.21 | |
| 2022 | $4.96 | $83.07 | $0.00 | $0.00 | $127.42 |
| 2023 | $4.94 | $136.61 | $0.07 | $0.00 | |
| 2024 | $5.77 | $36.94 | $0.00 | $0.00 | $24.06 |
| 2025 | $6.09 | $217.90 | $36.92 | $5.39 | $10.84 |
AI valuation
Our deep-learning model estimates Redwood Trust, Inc.'s (RWT) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $217.90
- Current price
- $5.73
- AI upside
- +3,702.79%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$2.44
-57.42% upside
Graham-Dodd
$5.39
-5.99% upside
Graham Formula
$10.84
+89.2% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| RWT | Redwood Trust, Inc. | $5.73 | 766.43M | +3,703% | -57% | -6% | +89% | -9.83 | 0.70 | 3.88 | -848.93 | — | 0.73 | 138.96% | -12.95% | -39.48% | -6.45% | -0.11% | -0.33% | 22.69 | -1.27 | — | — | -823.21 | -29688.00% | -2686.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | -988.99 | — | 128.12 | 1.05 |
| ADAM | Adamas Trust, Inc. | $8.24 | 744.14M | +29% | +360% | — | — | -5.98 | 0.40 | 1.01 | -3.68 | -39.47 | 0.41 | 42.63% | -16.62% | -11.10% | -6.32% | -5.92% | -1.13% | 2.55 | -0.29 | — | — | -103.05 | 1515.00% | 1160.00% | -8464.00% | 0.82% | — | 0.29% | 20.77% | -124.20% | 21.39% | -1.30 | 26.31 | 0.22 | -0.15 |
| BFS | Saul Centers, Inc. | $34.08 | 831.97M | +80% | -54% | -40% | -26% | 22.08 | 2.69 | 2.84 | 13.60 | — | 2.77 | 30.70% | 41.04% | 12.87% | 11.66% | 6.35% | 1.75% | 5.23 | 1.70 | 0.06 | 0.06 | 8.96 | -491.00% | 845.00% | -1768.00% | 12.05% | 0.09 | 5.30% | 0.00% | 0.00% | 0.00% | 20.31 | 24.35 | 8.33 | -0.17 |
| FBRT | Franklin BSP Realty Trust… | $9.13 | 745.07M | +400% | -59% | +147% | +2% | 9.42 | 0.51 | 1.40 | 12.52 | — | 0.59 | 91.96% | 68.52% | 14.82% | 5.41% | 6.78% | 1.36% | 2.77 | 1.32 | 1.22 | 24.38 | 10.51 | -2195.00% | 112.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 9.59% | 12.70 | — | 8.70 | 0.32 |
| KREF | KKR Real Estate Finance T… | $6.95 | 455.15M | +603% | -0% | — | +39% | -9.59 | 0.41 | 1.06 | 18.53 | — | 0.41 | 88.30% | 59.31% | -10.27% | -4.01% | 4.54% | -0.79% | 4.00 | 0.84 | 0.32 | 0.32 | 16.76 | -65263.00% | -2272.00% | -4641.00% | 13.77% | 0.21 | 1.12% | 18.20% | -174.60% | 65.31% | 18.75 | 76.36 | 11.12 | 0.11 |
| MITP | TPG Mortgage Investment T… | $25.39 | 805.76M | +821% | -60% | -45% | +35% | 16.21 | 1.41 | 1.67 | 18.50 | — | 1.41 | 94.73% | 96.86% | 10.30% | 8.82% | 5.86% | 0.62% | 14.45 | 1.13 | 0.09 | 0.09 | 16.85 | -2683.00% | 1440.00% | 668.00% | 7.55% | 0.07 | 0.78% | 3.10% | 50.30% | 3.10% | 19.25 | 147.95 | 18.65 | 0.10 |
| MITT | TPG Mortgage Investment T… | $8.09 | 256.81M | +2,704% | -60% | +74% | +324% | 5.19 | 0.45 | 0.53 | 17.38 | — | 0.45 | 94.73% | 96.86% | 10.30% | 8.82% | 5.86% | 0.62% | 14.45 | 1.13 | 0.09 | 0.09 | 16.85 | -2683.00% | 1440.00% | 668.00% | 23.60% | 0.07 | 0.78% | 9.69% | 50.30% | 9.69% | 18.08 | 138.94 | 17.51 | 0.06 |
| RC | Ready Capital Corporation | $1.85 | 305.12M | +1,782% | +223% | — | +11,158% | -1.98 | 0.45 | 30.29 | — | — | 0.51 | 100.00% | 0.00% | -1593.02% | -19.08% | 0.00% | -3.71% | 3.28 | 0.00 | — | — | — | -21794.00% | -9299.00% | -25489.00% | -6.18% | — | -0.59% | 24.87% | -49.20% | 181.32% | — | -131.20 | 245.67 | -0.01 |
| TRTX | TPG RE Finance Trust, Inc… | $8.46 | 662.87M | +278% | -60% | -100% | +1,033% | 11.21 | 0.63 | 2.03 | 2.24 | — | 0.63 | 79.30% | 72.97% | 18.14% | 5.53% | 10.78% | 1.48% | 0.00 | 1.28 | 60.19 | 60.19 | -0.33 | -2597.00% | 12325.00% | -1540.00% | 13.36% | 46.58 | 4.04% | 13.47% | 151.00% | 381.82% | 2.43 | 6.52 | 1.77 | 0.20 |
About Redwood Trust, Inc.
Redwood Trust, Inc., together with its subsidiaries, operates as a specialty finance company in the United States. The company operates through three segments: Residential Mortgage Banking, Business Purpose Mortgage Banking, and Investment Portfolio. The Residential Mortgage Banking segment operates a mortgage loan conduit that acquires residential loans from third-party originators for subsequent sale, securitization, or transfer to its investment portfolio. This segment also offers derivative financial instruments to manage risks associated with residential loans. The Business Purpose Mortgage Banking segment operates a platform that originates and acquires business purpose loans, such as single-family rental and bridge loans for subsequent securitization, sale, or transfer into its investment portfolio. The Investment Portfolio segment invests in securities retained from residential and business purpose securitization activities, and residential and small-balance multifamily bridge loans, as well as residential mortgage-backed securities issued by third parties, Freddie Mac K-Series multifamily loan securitizations and reperforming loan securitizations, servicer advance investments, home equity investments, and other housing-related investments. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Redwood Trust, Inc. was incorporated in 1994 and is headquartered in Mill Valley, California.
- CEO
- Christopher J. Abate
- Employees
- 283
- Beta
- 1.61
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($2.44 ÷ $5.73) − 1 = -57.42% (DCF, example).