US · RC
Ready Capital Corporation
- Sector
- Real Estate · REIT - Mortgage
- Headquarters
- New York City, NY 10020
- Website
- readycapital.com
Price · as of 2024-12-31
$1.94
Market cap 305.12M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $34.81 | +1,694.33% |
| Intrinsic Value(DCF) | $5.97 | +207.73% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $208.27 | +10,635.67% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | $4.68 | ||||
| 2013 | $4.60 | $40.58 | $4.67 | $1.36 | $0.00 |
| 2014 | $5.15 | $209.69 | $1,600.87 | $0.12 | $196.31 |
| 2015 | $4.87 | $54.70 | $2.58 | $0.00 | $0.00 |
| 2016 | $4.78 | $369.13 | $3,599.81 | $2.10 | $218.67 |
| 2017 | $5.70 | $55.89 | $0.00 | $0.91 | $40.81 |
| 2018 | $6.57 | $56.71 | $0.00 | $2.22 | $21.38 |
| 2019 | $6.79 | $69.08 | $4.23 | $5.46 | $55.66 |
| 2020 | $8.06 | $72.06 | $44.96 | $3.26 | $82.19 |
| 2021 | $9.26 | $110.27 | $2.77 | $5.17 | $0.00 |
| 2022 | $7.11 | $173.20 | $2.64 | $0.00 | $65.89 |
| 2023 | $6.96 | $27.95 | $0.00 | $6.68 | $22.77 |
| 2024 | $4.90 | $34.81 | $8.00 | $0.00 | $208.27 |
AI valuation
Our deep-learning model estimates Ready Capital Corporation's (RC) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $34.81
- Current price
- $1.94
- AI upside
- +1,694.33%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$5.97
+207.73% upside
Graham-Dodd
—
— upside
Graham Formula
$208.27
+10,635.67% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| RC | Ready Capital Corporation | $1.94 | 305.12M | +1,694% | +208% | — | +10,636% | -1.98 | 0.45 | 30.29 | — | — | 0.51 | 100.00% | 0.00% | -1593.02% | -19.08% | 0.00% | -3.71% | 3.28 | 0.00 | — | — | — | -21794.00% | -9299.00% | -25489.00% | -6.18% | — | -0.59% | 24.87% | -49.20% | 181.32% | — | -131.20 | 245.67 | -0.01 |
| ADAM | Adamas Trust, Inc. | $8.24 | 744.14M | +29% | +360% | — | — | -5.98 | 0.40 | 1.01 | -3.68 | -39.47 | 0.41 | 42.63% | -16.62% | -11.10% | -6.32% | -5.92% | -1.13% | 2.55 | -0.29 | — | — | -103.05 | 1515.00% | 1160.00% | -8464.00% | 0.82% | — | 0.29% | 20.77% | -124.20% | 21.39% | -1.30 | 26.31 | 0.22 | -0.15 |
| CMTG | Claros Mortgage Trust, In… | $2.39 | 335.12M | +916% | -62% | — | — | — | 0.21 | 1.61 | 306.54 | — | 0.21 | 38.26% | -224.83% | -242.53% | 0.00% | -8.02% | 0.00% | 2.05 | -13.67 | 1.80 | 1.79 | 276.35 | 11750.00% | 1815.00% | -13990.00% | -10.22% | -0.01 | -0.59% | 0.00% | — | 559.97% | -7.27 | -99.35 | 16.35 | -0.14 |
| FPI | Farmland Partners Inc. | $13.04 | 585.67M | +361% | -46% | — | — | 18.27 | 1.25 | 11.05 | 15.85 | — | 1.25 | 64.35% | 44.18% | 60.46% | 6.70% | 3.78% | 3.97% | 0.35 | 2.39 | 537.08 | 523.54 | 3.31 | -4151.00% | -1039.00% | 795.00% | 3.02% | 101.91 | 2.86% | 11.06% | 202.10% | 17.68% | 31.59 | 41.79 | 13.96 | 2.12 |
| IVR | Invesco Mortgage Capital … | $8.43 | 598.07M | +1,377% | +300,655% | +133% | +5,715% | 5.47 | 0.70 | 1.63 | 19.05 | 4.04 | 0.70 | 96.67% | 94.54% | 29.82% | 13.25% | 5.39% | 1.67% | 7.05 | 1.46 | 0.04 | 0.01 | 17.32 | 13538.00% | 32702.00% | -1424.00% | 28.34% | 0.03 | 2.64% | 0.00% | 0.00% | 0.00% | 19.05 | 38.94 | 18.01 | -1.50 |
| KREF | KKR Real Estate Finance T… | $6.95 | 455.15M | +603% | -0% | — | +39% | -9.59 | 0.41 | 1.06 | 18.53 | — | 0.41 | 88.30% | 59.31% | -10.27% | -4.01% | 4.54% | -0.79% | 4.00 | 0.84 | 0.32 | 0.32 | 16.76 | -65263.00% | -2272.00% | -4641.00% | 13.77% | 0.21 | 1.12% | 18.20% | -174.60% | 65.31% | 18.75 | 76.36 | 11.12 | 0.11 |
| NLOP | Net Lease Office Properti… | $13.64 | 202.06M | +83% | -38% | — | +388% | -1.43 | 0.70 | 1.72 | -1.15 | -2.43 | 0.83 | 8.82% | 29.41% | -121.06% | -33.17% | 7.65% | -23.07% | 0.08 | 2.77 | 5.46 | 5.46 | 1.02 | 5874.00% | -1564.00% | -1078.00% | 30.98% | 2.93 | 13.91% | 0.00% | 0.00% | 116.80% | 3.11 | 1.71 | 0.91 | -0.16 |
| NREF | NexPoint Real Estate Fina… | $14.51 | 257.14M | +1,725% | -60% | — | +1,785% | 6.95 | 0.52 | 2.27 | 56.11 | 9.93 | 0.52 | 89.97% | 76.84% | 26.46% | 8.58% | 1.39% | 0.58% | 10.01 | 1.91 | 13.12 | 13.00 | 53.34 | 7000.00% | 16210.00% | -720.00% | 11.71% | 0.07 | 0.48% | 18.53% | 128.90% | 707.62% | 59.82 | 173.17 | 45.97 | 1.14 |
| PKST | Peakstone Realty Trust | $20.86 | 775.49M | +26% | -36% | — | +1,514% | — | 1.03 | 7.24 | 29.31 | — | 1.35 | -11.96% | 3.79% | -271.07% | 0.00% | 0.23% | 0.00% | 0.73 | 0.08 | — | — | 10.18 | 42069.00% | -5353.00% | -2740.00% | 8.96% | — | 3.89% | 3.77% | — | 119.11% | 292.70 | 17.11 | 11.09 | -1.33 |
| PSTL | Postal Realty Trust, Inc. | $20.73 | 694.72M | +11% | -59% | — | -9% | 35.95 | 1.78 | 5.31 | 15.90 | 29.04 | 1.90 | 88.18% | 35.83% | 14.77% | 5.27% | 5.55% | 2.01% | 1.42 | 2.25 | 10.72 | 10.72 | 7.03 | 12381.00% | 2547.00% | 2226.00% | 7.39% | 69.87 | 6.09% | 6.05% | 217.30% | 6.05% | 26.56 | 24.28 | 9.52 | 0.91 |
About Ready Capital Corporation
Ready Capital Corporation operates as a real estate finance company in the United States. The company acquires, originates, manages, services, and finances small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage backed securities collateralized primarily by SBC loans, or other real estate-related investments. It operates through three segments: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originate SBC loans secured by stabilized or transitional investor properties using various loan origination channels. The Small Business Lending segment, through its subsidiary, ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, through its subsidiary, GMFS, LLC, originates residential mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.
- CEO
- Thomas Edward Capasse
- Employees
- 475
- Beta
- 0.26
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($5.97 ÷ $1.94) − 1 = +207.73% (DCF, example).