US · BFS
Saul Centers, Inc.
- Sector
- Real Estate · REIT - Retail
- Headquarters
- Bethesda, MD 20814
- Website
- saulcenters.com
Price · as of 2025-12-31
$34.42
Market cap 831.97M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $61.35 | +78.24% |
| Intrinsic Value(DCF) | $15.64 | -54.56% |
| Graham-Dodd Method(GD) | $20.47 | -40.53% |
| Graham Formula(GF) | $25.06 | -27.2% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $19.64 | $45.38 | $0.41 | $0.00 | $20.44 |
| 2012 | $23.52 | $19.92 | $0.62 | $0.00 | $28.43 |
| 2013 | $26.71 | $30.00 | $0.73 | $0.00 | $18.42 |
| 2014 | $32.56 | $30.17 | $1.93 | $0.00 | $28.32 |
| 2015 | $31.20 | $33.30 | $2.09 | $0.00 | $18.27 |
| 2016 | $37.85 | $37.20 | $2.43 | $0.00 | $24.77 |
| 2017 | $32.52 | $32.48 | $2.75 | $0.00 | $28.03 |
| 2018 | $35.37 | $37.46 | $2.91 | $0.00 | $18.80 |
| 2019 | $30.88 | $47.53 | $11.39 | $0.00 | $21.72 |
| 2020 | $31.42 | $58.95 | $2.31 | $0.00 | $9.43 |
| 2021 | $35.83 | $37.21 | $3.68 | $0.00 | $28.76 |
| 2022 | $30.00 | $48.18 | $9.22 | $0.00 | $22.64 |
| 2023 | $33.75 | $56.81 | $5.25 | $0.00 | $27.41 |
| 2024 | $34.46 | $56.59 | $3.44 | $0.00 | $26.31 |
| 2025 | $34.23 | $61.35 | $3.31 | $20.47 | $25.06 |
AI valuation
Our deep-learning model estimates Saul Centers, Inc.'s (BFS) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $61.35
- Current price
- $34.42
- AI upside
- +78.24%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$15.64
-54.56% upside
Graham-Dodd
$20.47
-40.53% upside
Graham Formula
$25.06
-27.2% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| BFS | Saul Centers, Inc. | $34.42 | 831.97M | +78% | -55% | -41% | -27% | 22.08 | 2.69 | 2.84 | 13.60 | — | 2.77 | 30.70% | 41.04% | 12.87% | 11.66% | 6.35% | 1.75% | 5.23 | 1.70 | 0.06 | 0.06 | 8.96 | -491.00% | 845.00% | -1768.00% | 12.05% | 0.09 | 5.30% | 0.00% | 0.00% | 0.00% | 20.31 | 24.35 | 8.33 | -0.17 |
| AHH | Armada Hoffler Properties… | $6.25 | 500.96M | +1,440% | -28% | +365% | — | -3213.51 | 0.22 | 0.64 | 10.85 | — | 0.24 | 3.55% | 28.10% | 1.30% | -0.01% | 3.51% | 0.00% | 2.14 | 0.94 | 1.63 | 3.49 | 9.81 | -13824.00% | -5974.00% | -4265.00% | 35.08% | 0.91 | 2.81% | 0.00% | 0.00% | 0.00% | 23.79 | 29.67 | 6.68 | 0.29 |
| BRSP | BrightSpire Capital, Inc. | $5.81 | 753.75M | +239% | -54% | — | — | -19.41 | 0.80 | 2.27 | 28.37 | — | 0.83 | 49.64% | 39.47% | -9.39% | -3.90% | 2.34% | -1.06% | 2.65 | 1.03 | 0.27 | 0.27 | 21.65 | -7524.00% | -450.00% | -2938.00% | 9.71% | 0.18 | 2.20% | 11.03% | -214.10% | 13.00% | 24.27 | 43.50 | 9.58 | -0.47 |
| CBL | CBL & Associates Properti… | $37.78 | 1.16B | +146% | -26% | -8% | +135% | 23.22 | 3.07 | 1.99 | 6.65 | 17.58 | 4.98 | 7.56% | 24.17% | 23.51% | 14.19% | 6.00% | 1.81% | 5.79 | 0.79 | — | — | 4.24 | 13209.00% | 1218.00% | -6450.00% | 6.24% | — | 3.09% | 0.00% | 0.00% | 13.39% | 22.67 | 44.13 | 5.48 | 0.60 |
| CTO | CTO Realty Growth, Inc. | $19.48 | 630.61M | +157% | -56% | — | -56% | 62.80 | 1.12 | 4.24 | 6.01 | — | 1.31 | -5.62% | 22.12% | 6.75% | 1.71% | 3.92% | 0.83% | 0.00 | 1.23 | 2.33 | 2.33 | -0.07 | -19714.00% | 2010.00% | -2872.00% | 7.80% | 3.15 | 6.11% | 8.92% | 560.40% | 94.49% | 17.71 | 11.85 | 3.92 | 0.98 |
| MITT | TPG Mortgage Investment T… | $8.09 | 256.81M | +2,704% | -60% | +74% | +324% | 5.19 | 0.45 | 0.53 | 17.38 | — | 0.45 | 94.73% | 96.86% | 10.30% | 8.82% | 5.86% | 0.62% | 14.45 | 1.13 | 0.09 | 0.09 | 16.85 | -2683.00% | 1440.00% | 668.00% | 23.60% | 0.07 | 0.78% | 9.69% | 50.30% | 9.69% | 18.08 | 138.94 | 17.51 | 0.06 |
| NXRT | NexPoint Residential Trus… | $28.19 | 715.02M | +580% | -60% | -81% | — | -22.29 | 2.43 | 2.85 | 18.16 | — | 2.43 | 84.26% | 11.12% | -12.75% | -9.11% | 1.51% | -1.70% | 5.27 | 0.46 | 4.33 | 4.33 | 12.40 | -307872.00% | -324.00% | 1361.00% | 11.66% | 15.92 | 4.53% | 0.00% | 0.00% | 0.00% | 80.93 | 27.04 | 9.00 | 0.37 |
| RC | Ready Capital Corporation | $1.85 | 305.12M | +1,782% | +223% | — | +11,158% | -1.98 | 0.45 | 30.29 | — | — | 0.51 | 100.00% | 0.00% | -1593.02% | -19.08% | 0.00% | -3.71% | 3.28 | 0.00 | — | — | — | -21794.00% | -9299.00% | -25489.00% | -6.18% | — | -0.59% | 24.87% | -49.20% | 181.32% | — | -131.20 | 245.67 | -0.01 |
| RWT | Redwood Trust, Inc. | $6.05 | 766.43M | +3,502% | -60% | -11% | +79% | -9.83 | 0.70 | 3.88 | -848.93 | — | 0.73 | 138.96% | -12.95% | -39.48% | -6.45% | -0.11% | -0.33% | 22.69 | -1.27 | — | — | -823.21 | -29688.00% | -2686.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 0.00% | -988.99 | — | 128.12 | 1.05 |
| TRTX | TPG RE Finance Trust, Inc… | $8.46 | 662.87M | +278% | -60% | -100% | +1,033% | 11.21 | 0.63 | 2.03 | 2.24 | — | 0.63 | 79.30% | 72.97% | 18.14% | 5.53% | 10.78% | 1.48% | 0.00 | 1.28 | 60.19 | 60.19 | -0.33 | -2597.00% | 12325.00% | -1540.00% | 13.36% | 46.58 | 4.04% | 13.47% | 151.00% | 381.82% | 2.43 | 6.52 | 1.77 | 0.20 |
| WSR | Whitestone REIT | $15.19 | 775M | +121% | -60% | -8% | -26% | 15.29 | 1.69 | 4.80 | 11.70 | — | 1.69 | 68.83% | 33.31% | 31.04% | 11.28% | 4.91% | 4.38% | 1.41 | 1.59 | — | — | 5.30 | -13333.00% | 344.00% | -1280.00% | 6.57% | — | 4.70% | 0.00% | 0.00% | 0.29% | 26.35 | 27.81 | 8.78 | 0.78 |
About Saul Centers, Inc.
Saul Centers, Inc. is a self-managed, self-administered equity REIT headquartered in Bethesda, Maryland, which currently operates and manages a real estate portfolio of 60 properties which includes (a) 50 community and neighborhood shopping centers and seven mixed-use properties with approximately 9.8 million square feet of leasable area and (b) three land and development properties. Approximately 85% of the Saul Centers' property operating income is generated by properties in the metropolitan Washington, DC/Baltimore area.
- CEO
- Bernard Francis Saul
- Employees
- 141
- Beta
- 0.99
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($15.64 ÷ $34.42) − 1 = -54.56% (DCF, example).