US · WF
Woori Financial Group Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Seoul 04632
- Website
- woorifg.com
Price · as of 2024-12-31
$69.90
Market cap 18.29B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $0.10 | -99.86% |
| Intrinsic Value(DCF) | $56.34 | -19.4% |
| Graham-Dodd Method(GD) | $103.00 | +47.35% |
| Graham Formula(GF) | $1,522.00 | +2,077.4% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | $17.81 | ||||
| 2016 | $26.77 | $63.81 | $18.18 | $64.10 | $0.00 |
| 2017 | $33.19 | $84.79 | $0.00 | $72.00 | $77.30 |
| 2018 | $27.93 | $96.01 | $46.29 | $84.40 | $105.10 |
| 2019 | $17.57 | $85.42 | $44.14 | $66.90 | $92.90 |
| 2020 | $20.22 | $54.55 | $109.42 | $61.70 | $0.00 |
| 2021 | $25.19 | $76.16 | $0.00 | $93.10 | $648.20 |
| 2022 | $20.65 | $100.64 | $13.69 | $96.80 | $423.50 |
| 2023 | $29.17 | $88.70 | $80.99 | $84.20 | $0.00 |
| 2024 | $32.65 | $106.86 | $98,023.75 | $103.00 | $1,522.00 |
AI valuation
Our deep-learning model estimates Woori Financial Group Inc.'s (WF) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $0.10
- Current price
- $69.90
- AI upside
- -99.86%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$56.34
-19.4% upside
Graham-Dodd
$103.00
+47.35% upside
Graham Formula
$1,522.00
+2,077.4% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| WF | Woori Financial Group Inc… | $69.90 | 18.29B | +53% | -19% | +47% | +2,077% | 3.58 | 0.33 | 0.44 | 4.48 | 16.09 | 0.35 | 42.38% | 16.40% | 11.98% | 9.65% | 7.34% | 0.62% | 2.46 | 0.32 | 0.22 | 0.22 | 10.50 | 2227.00% | 17108.00% | -63236.00% | -57.55% | -0.02 | -15.14% | 7.73% | 27.70% | 8.93% | 5.71 | -3.69 | 0.94 | -0.51 |
| BCH | Banco de Chile | $41.08 | 20.75B | +24% | -48% | — | — | 16.39 | 3.37 | 6.46 | 14.21 | — | 3.47 | 87.38% | 49.98% | 39.40% | 19.38% | 10.58% | 2.25% | 1.96 | 1.56 | 0.37 | 0.37 | 6.05 | -126.00% | -3490.00% | 1625.00% | 2.26% | 0.02 | 3.91% | 4.84% | 79.40% | 4.84% | 15.11 | 51.80 | 7.55 | 0.15 |
| BSAC | Banco Santander-Chile | $33.91 | 15.98B | -18% | -27% | -35% | — | 14.17 | 3.16 | 6.47 | — | 60.57 | 3.23 | 100.00% | 59.43% | 45.67% | 21.12% | 9.04% | 1.54% | 2.18 | — | — | — | — | 2340.00% | -5297.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 8.76% | 16.95 | — | 10.07 | 0.29 |
| CFG | Citizens Financial Group,… | $60.19 | 25.85B | -7% | -14% | -46% | — | 14.39 | 1.00 | 2.36 | -4.36 | 52.54 | 1.46 | 69.75% | 20.88% | 16.42% | 7.24% | -19.29% | 0.83% | 0.43 | 0.61 | 1.04 | 1.04 | -0.54 | 2739.00% | -971.00% | 841.00% | 7.73% | 0.01 | -21.46% | 3.37% | 48.50% | 17.07% | -5.05 | -5.77 | -1.05 | 0.27 |
| CIB | Grupo Cibest S.A. | $67.88 | 17.65B | -8% | +103% | -77% | -67% | 5.01 | 0.73 | 0.74 | 3.25 | 203.30 | 0.94 | 52.28% | 20.41% | 14.61% | 15.60% | 16.34% | 1.78% | 0.69 | 0.58 | 0.21 | 0.20 | 0.29 | 247.00% | -502.00% | -10959.00% | -5.03% | 0.00 | -4.12% | 10.65% | 53.40% | 10.65% | 3.63 | -19.77 | 0.74 | -0.37 |
| FHN | First Horizon Corporation | $23.79 | 11.71B | +134% | +2% | -36% | -24% | 12.07 | 1.34 | 2.38 | 8.84 | 31.56 | 1.64 | 67.32% | 25.70% | 19.72% | 11.13% | 15.06% | 1.18% | 0.52 | 0.82 | 0.96 | 0.95 | 2.70 | 3824.00% | 97.00% | -4869.00% | 5.29% | 0.01 | 9.46% | 2.65% | 31.90% | 10.39% | 9.22 | 18.81 | 2.37 | 0.25 |
| FITB | Fifth Third Bancorp | $49.47 | 32.7B | -4% | -28% | -64% | -48% | 13.13 | 1.52 | 2.57 | 6.99 | 103.07 | 1.98 | 65.29% | 24.95% | 19.61% | 12.19% | -78.12% | 1.18% | 0.67 | 0.82 | 0.82 | 0.82 | 3.05 | 1274.00% | -140.00% | -4776.00% | 3.80% | 0.01 | -38.98% | 3.51% | 46.10% | 21.08% | 7.87 | 20.06 | 1.96 | 0.20 |
| RF | Regions Financial Corpora… | $27.83 | 24.4B | +29% | +4% | -63% | -6% | 11.35 | 1.29 | 2.55 | -3.25 | 60.86 | 1.86 | 74.64% | 28.55% | 22.44% | 11.68% | -17.73% | 1.36% | 0.26 | 1.32 | 0.30 | 0.30 | -2.15 | 1865.00% | 251.00% | 5021.00% | 8.91% | 0.02 | -17.93% | 4.10% | 46.50% | 17.26% | -3.32 | -4.18 | -0.95 | -0.38 |
About Woori Financial Group Inc.
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank that provides a range of financial services to individual, business, and institutional customers in Korea. It operates through Banking, Credit Card, Capital, Investment Banking, and Others segments. The company offers savings, demand, and installment deposits; time deposits and certificates of deposit; and working capital, facilities, general purpose household, mortgage, and home equity loans. It also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related activities. In addition, the company provides credit purchase, cash advance, credit card loans, foreign exchange services and dealing, import and export-related services, offshore lending, syndicated loans and foreign currency securities investment, investment trust products, bancassurance, and private equity funds. Further, it is involved in the real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, asset securitization, investment and international banking, money transfer, and other service. The company also offers automated telephone, Internet, and mobile banking services. In addition, it offers trust management, trustee and custodian service, and repurchase instrument. As of December 31, 2021, it served customers through a network of 768 branches and 4,296 ATMs. The company was founded in 1899 and is headquartered in Seoul, South Korea.
- CEO
- Jong-Yong Yim
- Employees
- 77
- Beta
- 0.66
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($56.34 ÷ $69.90) − 1 = -19.4% (DCF, example).