US · AIG
American International Group, Inc.
- Sector
- Financial Services · Insurance - Diversified
- Headquarters
- New York City, NY 10020
- Website
- aig.com
Price · as of 2025-12-31
$78.77
Market cap 43.43B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $61.49 | -21.94% |
| Intrinsic Value(DCF) | $69.44 | -11.84% |
| Graham-Dodd Method(GD) | $68.21 | -13.41% |
| Graham Formula(GF) | $35.11 | -55.43% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $21.41 | $42.24 | $0.00 | $110.17 | $0.00 |
| 2012 | $29.99 | $70.00 | $76.93 | $67.40 | $34.50 |
| 2013 | $38.99 | $70.15 | $88.73 | $94.97 | $37.14 |
| 2014 | $42.47 | $65.77 | $85.59 | $92.73 | $4.54 |
| 2015 | $41.17 | $43.49 | $79.23 | $64.32 | $0.00 |
| 2016 | $50.21 | $38.34 | $75.60 | $45.78 | $1.41 |
| 2017 | $45.97 | $30.06 | $71.33 | $16.74 | $0.00 |
| 2018 | $35.20 | $34.22 | $55.02 | $39.16 | $0.00 |
| 2019 | $32.38 | $40.25 | $73.23 | $69.96 | $48.58 |
| 2020 | $43.22 | $32.00 | $60.54 | $17.93 | $22.89 |
| 2021 | $52.12 | $70.33 | $55.25 | $113.61 | $314.56 |
| 2022 | $49.71 | $68.75 | $15.09 | $93.77 | $0.00 |
| 2023 | $71.33 | $43.00 | $17.10 | $61.74 | $8.23 |
| 2024 | $79.81 | $54.67 | $34.18 | $27.66 | $0.00 |
| 2025 | $81.12 | $61.49 | $62.30 | $68.21 | $35.11 |
AI valuation
Our deep-learning model estimates American International Group, Inc.'s (AIG) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $61.49
- Current price
- $78.77
- AI upside
- -21.94%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$69.44
-11.84% upside
Graham-Dodd
$68.21
-13.41% upside
Graham Formula
$35.11
-55.43% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AIG | American International Gr… | $78.77 | 43.43B | -22% | -12% | -13% | -55% | 14.80 | 1.11 | 1.71 | 2.15 | 23.84 | 1.29 | 34.51% | 14.49% | 11.56% | 7.40% | -37.88% | 1.92% | 0.22 | 9.80 | 0.85 | 0.85 | 1.02 | 6209.00% | -182.00% | 125.00% | 7.23% | 0.03 | -40.54% | 2.13% | 31.50% | 14.86% | 4.29 | 5.02 | 0.62 | 0.69 |
| ACGL | Arch Capital Group Ltd. | $100.15 | 36.32B | +61% | +147% | +23% | +165% | 8.48 | 1.54 | 1.92 | 7.10 | 220.60 | 1.62 | 51.76% | 26.56% | 22.65% | 19.54% | 21.90% | 6.38% | 0.11 | 34.86 | 1.21 | 1.21 | 0.32 | 384.00% | 1474.00% | -746.00% | 16.43% | 0.83 | 30.50% | 0.13% | 1.10% | 5.23% | 7.56 | 6.37 | 2.01 | 1.66 |
| AMP | Ameriprise Financial, Inc… | $470.12 | 43.68B | +26% | -49% | — | +6% | 17.63 | 6.88 | 2.39 | 21.82 | 176.03 | 11.48 | 54.04% | 26.95% | 18.86% | 43.41% | -16.90% | 1.37% | 0.90 | 15.72 | 7.87 | 7.87 | -2.27 | 1002.00% | 539.00% | -5493.00% | 6.42% | 0.91 | -12.14% | 6.71% | 118.30% | 14.08% | 8.02 | 14.11 | 2.16 | 0.67 |
| BSBR | Banco Santander (Brasil) … | $6.51 | 49.54B | -29% | +422% | -71% | -26% | 13.00 | 1.46 | 1.35 | 0.58 | 32.23 | 2.01 | 34.04% | 14.87% | 10.36% | 11.47% | -73.17% | 1.14% | 1.13 | 0.24 | 0.39 | 0.39 | -3.17 | 4032.00% | 631.00% | -17138.00% | -13.62% | -0.03 | 129.50% | 3.22% | 41.90% | 14.44% | 0.66 | -0.54 | 0.10 | -0.16 |
| HIG | The Hartford Financial Se… | $140.83 | 39.28B | -24% | -46% | -32% | +45% | 10.44 | 2.11 | 1.42 | 7.46 | 36.39 | 2.43 | 46.08% | 16.84% | 13.57% | 21.66% | 21.66% | 4.60% | 0.23 | 23.92 | 17.65 | 17.65 | 0.79 | 2870.00% | 710.00% | -19.00% | 14.36% | 9.68 | 32.48% | 1.53% | 16.00% | 5.56% | 8.39 | 6.94 | 1.41 | 1.41 |
| MET | MetLife, Inc. | $72.07 | 47.49B | +5% | -2% | -26% | +26% | 14.41 | 1.71 | 0.63 | 8.04 | — | 2.59 | 36.36% | 6.05% | 4.38% | 12.10% | -23.70% | 0.48% | 0.68 | 4.39 | — | — | -0.47 | -1919.00% | 1022.00% | -8121.00% | 5.83% | — | -19.78% | 0.00% | 0.00% | 2.77% | 9.87 | 16.20 | 0.60 | 0.38 |
| MFC | Manulife Financial Corpor… | $35.54 | 59.59B | +184% | -61% | -72% | — | 14.94 | 1.63 | 1.57 | 12.20 | 184.44 | 2.15 | 25.51% | 13.38% | 10.91% | 10.86% | 13.37% | 0.56% | 0.29 | 4.64 | — | — | -0.03 | 810.00% | -82741.00% | 2108.00% | 38.57% | — | 70.79% | 3.97% | 59.30% | 6.89% | 11.69 | 2.59 | 1.56 | 0.22 |
| PRU | Prudential Financial, Inc… | $98.38 | 34.24B | +31% | -59% | -41% | — | 9.83 | 1.08 | 0.58 | 8.61 | 27.11 | 3.89 | 42.04% | 7.87% | 5.88% | 11.86% | 32.97% | 0.47% | 1.03 | 2.27 | — | — | 2.76 | 3627.00% | -1401.00% | -2624.00% | 17.83% | — | 55.40% | 5.48% | 53.90% | 8.32% | 8.84 | 6.75 | 0.70 | 0.23 |
| SLF | Sun Life Financial Inc. | $65.55 | 36.34B | -10% | +232,350% | -95% | +109% | 14.71 | 2.13 | 1.24 | 12.13 | 88.06 | 5.30 | 100.00% | 11.37% | 8.87% | 14.03% | 14.53% | 0.92% | 0.90 | 9.12 | — | — | 2.32 | 1670.00% | 2229.00% | 46936.00% | 26.07% | — | 52.31% | 3.95% | 58.10% | 7.22% | 13.46 | 4.74 | 1.53 | 0.32 |
About American International Group, Inc.
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, such as auto, homeowners, umbrella, yacht, fine art, and collections; voluntary and sponsor-paid personal accident; supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, index and fixed annuities, and retail mutual funds; and financial planning and advisory services; record-keeping, plan administrative, and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. The company was founded in 1919 and is headquartered in New York, New York.
- CEO
- Peter Salvatore Zaffino
- Employees
- 22.2K
- Beta
- 0.60
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($69.44 ÷ $78.77) − 1 = -11.84% (DCF, example).