US · AON
Aon plc
- Sector
- Financial Services · Insurance - Brokers
- Headquarters
- Dublin D01 K0Y8
- Website
- aon.com
Price · as of 2025-12-31
$311.51
Market cap 72.1B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $265.86 | -14.65% |
| Intrinsic Value(DCF) | $206.15 | -33.82% |
| Graham-Dodd Method(GD) | $12.06 | -96.13% |
| Graham Formula(GF) | $294.12 | -5.58% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $41.95 | $64.18 | $198.81 | $3.59 | $114.72 |
| 2012 | $53.18 | $66.25 | $86.46 | $2.21 | $30.43 |
| 2013 | $77.57 | $80.41 | $29.73 | $4.92 | $37.90 |
| 2014 | $87.44 | $90.00 | $3.76 | $2.04 | $47.51 |
| 2015 | $91.85 | $86.92 | $3.81 | $0.00 | $0.00 |
| 2016 | $109.05 | $107.78 | $3.59 | $0.00 | $38.37 |
| 2017 | $138.44 | $101.54 | $6.69 | $0.00 | $66.69 |
| 2018 | $153.60 | $118.21 | $7.19 | $0.00 | $72.11 |
| 2019 | $205.46 | $146.17 | $7.16 | $0.00 | $65.72 |
| 2020 | $220.14 | $176.48 | $13.72 | $0.00 | $72.28 |
| 2021 | $287.31 | $194.58 | $0.63 | $0.00 | $99.90 |
| 2022 | $288.37 | $231.82 | $17.55 | $0.00 | $127.51 |
| 2023 | $312.87 | $247.02 | $38.56 | $0.00 | $189.21 |
| 2024 | $401.40 | $270.74 | $236.79 | $0.00 | $311.02 |
| 2025 | $337.80 | $265.86 | $244.70 | $12.06 | $294.12 |
AI valuation
Our deep-learning model estimates Aon plc's (AON) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $265.86
- Current price
- $311.51
- AI upside
- -14.65%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$206.15
-33.82% upside
Graham-Dodd
$12.06
-96.13% upside
Graham Formula
$294.12
-5.58% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| AON | Aon plc | $311.51 | 72.1B | -15% | -34% | -96% | -6% | 19.66 | 7.77 | 4.23 | 16.15 | 54.22 | -5.97 | 47.70% | 25.28% | 21.51% | 47.76% | 19.30% | 7.41% | 1.77 | 5.33 | 1.11 | 0.30 | 2.87 | 3627.00% | 945.00% | 1424.00% | 4.43% | 0.15 | 18.14% | 0.87% | 17.00% | 4.27% | 19.89 | 26.85 | 5.03 | 1.73 |
| AJG | Arthur J. Gallagher & Co. | $228.20 | 58.67B | -18% | +18% | -86% | -30% | 39.95 | 2.56 | 4.28 | 19.75 | — | -6.00 | 54.75% | 18.28% | 10.72% | 6.87% | 7.50% | 2.21% | 0.60 | 3.99 | 1.06 | 0.20 | 3.44 | -1194.00% | 2066.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 28.36 | — | 5.19 | 1.22 |
| APO | Apollo Global Management,… | $104.60 | 60.71B | -31% | +12,843% | -37% | +65% | 18.53 | 2.77 | 2.14 | 5.48 | — | 3.71 | 88.47% | 34.39% | 14.79% | 17.20% | -11.53% | 0.83% | 0.57 | 31.97 | 0.00 | 0.08 | -0.69 | -95.00% | 1603.00% | 12275.00% | 11.20% | 0.02 | -8.94% | 0.00% | 0.00% | 2.55% | 5.52 | 7.93 | 1.90 | -0.72 |
| BK | The Bank of New York Mell… | $119.10 | 83.05B | -24% | +14% | -64% | -51% | 15.17 | 1.90 | 2.15 | -8.69 | 54.66 | 3.41 | 50.62% | 17.99% | 14.14% | 12.96% | -4.93% | 1.25% | 0.76 | 0.34 | 0.70 | 0.70 | -11.68 | 2776.00% | -78.00% | -76202.00% | 6.15% | 0.02 | -4.57% | 2.00% | 30.40% | 56.26% | -10.29 | -14.03 | -1.85 | 0.10 |
| BNS | The Bank of Nova Scotia | $75.75 | 94.39B | +216% | +13% | -78% | +787% | 16.20 | 1.45 | 1.72 | 43.06 | — | 1.78 | 44.25% | 14.36% | 10.64% | 9.17% | 2.05% | 0.54% | 5.80 | 0.29 | 0.12 | 0.12 | 36.16 | -290.00% | 14820.00% | -6663.00% | 4.03% | 0.01 | 1.34% | 4.68% | 75.70% | 5.39% | 49.63 | 103.08 | 7.13 | -0.59 |
| CM | Canadian Imperial Bank of… | $100.96 | 94.12B | +88% | -45% | -69% | -68% | 14.03 | 1.85 | 1.91 | 31.49 | 79.17 | 2.13 | 43.02% | 17.64% | 13.59% | 13.76% | 2.77% | 0.78% | 5.55 | 0.33 | 0.13 | 0.13 | 24.76 | 1772.00% | -314.00% | -34456.00% | -20.62% | -0.03 | -8.00% | 3.37% | 47.20% | 5.96% | 34.89 | -15.61 | 6.15 | -0.59 |
| ING | ING Groep N.V. | $28.77 | 83.22B | +114% | -32% | +11% | — | 11.31 | 1.44 | 3.11 | 14.71 | 39.70 | 1.48 | 94.34% | 39.71% | 27.47% | 12.65% | 6.01% | 0.61% | 3.41 | — | 0.13 | 0.13 | 12.73 | 2848.00% | -6531.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 14.71 | — | 5.84 | -0.72 |
| MFG | Mizuho Financial Group, I… | $8.87 | 109.55B | -49% | +18% | -39% | -10% | 8.85 | 1.01 | 1.22 | -8.64 | 28.79 | 1.09 | 41.79% | 13.84% | 10.30% | 11.51% | -11.15% | 0.42% | 5.83 | 0.24 | 0.39 | 0.39 | -8.31 | 3072.00% | 947.00% | -35589.00% | -39.57% | -0.02 | 52.27% | 2.89% | 25.60% | 3.87% | -10.14 | 2.90 | -1.40 | -0.48 |
| MMC | Marsh & McLennan Companie… | $182.70 | 89.82B | +12% | -31% | — | -30% | 28.05 | 8.54 | 4.66 | 19.25 | 324.96 | -7.70 | 42.78% | 23.78% | 16.60% | 31.80% | 15.31% | 7.77% | 1.64 | 8.31 | 1.13 | 0.49 | 2.81 | 863.00% | 757.00% | 375.00% | 3.50% | 0.22 | 13.97% | 1.33% | 37.30% | 2.12% | 22.92 | 33.45 | 5.45 | 3.05 |
| NU | Nu Holdings Ltd. | $14.98 | 72.38B | +125% | +3,767% | -65% | +95% | 25.59 | 6.50 | 4.62 | 24.39 | 56.86 | 7.14 | 44.85% | 24.36% | 18.07% | 30.30% | 28.60% | 4.59% | 3.34 | 0.84 | 0.40 | 0.40 | 6.81 | 4500.00% | 4299.00% | 28226.00% | 11.58% | 0.24 | 84.64% | 0.00% | 0.00% | 0.00% | 25.03 | 11.39 | 6.10 | 0.85 |
| PNC | The PNC Financial Service… | $212.35 | 85.66B | +10% | -32% | -52% | -88% | 12.25 | 1.39 | 2.69 | 11.87 | 59.04 | 1.84 | 71.66% | 27.08% | 22.13% | 11.99% | 10.11% | 1.22% | 0.94 | 0.78 | 0.81 | 0.80 | 5.87 | 2074.00% | -698.00% | 1995.00% | 11.20% | 0.02 | 13.66% | 3.49% | 42.70% | 5.07% | 12.00 | 10.77 | 3.25 | 0.17 |
About Aon plc
Aon plc, a professional services firm, provides advice and solutions to clients focused on risk, retirement, and health worldwide. It offers commercial risk solutions, including retail brokerage, cyber, and global risk consulting solutions, as well as acts as a captives management; and health solutions, such as health and benefits brokerages, and health care exchanges. The company also provides treaty and facultative reinsurance, as well as insurance-linked securities, capital raising, strategic advice, restructuring, and mergers and acquisitions services; and corporate finance advisory services and capital markets solutions products. In addition, it offers strategic design consulting services on their retirement programs, actuarial services, and risk management services; advice services on developing and maintaining investment programs across a range of plan types, including defined benefit plans, defined contribution plans, endowments, and foundations for public and private companies, and other institutions; and advice and solutions that help clients in risk, health, and wealth through commercial risk, reinsurance, health, and wealth solutions. Further, the company offers CoverWallet; Affinity; Aon Inpoint; CoverWallet; and ReView services. Aon plc was founded in 1919 and is headquartered in Dublin, Ireland.
- CEO
- Gregory Clarence Case
- Employees
- 60K
- Beta
- 0.81
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($206.15 ÷ $311.51) − 1 = -33.82% (DCF, example).