US · CM
Canadian Imperial Bank of Commerce
- Sector
- Financial Services · Banks - Diversified
- Headquarters
- Toronto, ON M5J 0E7
- Website
- cibc.com
Price · as of 2025-10-31
$112.15
Market cap 94.12B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $136.20 | +21.44% |
| Intrinsic Value(DCF) | $55.49 | -50.52% |
| Graham-Dodd Method(GD) | $31.30 | -72.09% |
| Graham Formula(GF) | $32.70 | -70.84% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $18.53 | $42.48 | $7.93 | $4.70 | $59.20 |
| 2012 | $22.28 | $42.15 | $7.84 | $6.80 | $17.00 |
| 2013 | $22.94 | $31.35 | $9.03 | $7.60 | $24.90 |
| 2014 | $23.58 | $24.53 | $9.55 | $7.60 | $26.30 |
| 2015 | $19.70 | $89.02 | $9.08 | $10.30 | $29.30 |
| 2016 | $27.65 | $96.06 | $10.97 | $15.40 | $51.40 |
| 2017 | $34.24 | $110.02 | $16.82 | $24.10 | $83.00 |
| 2018 | $28.90 | $105.69 | $18.29 | $19.40 | $126.50 |
| 2019 | $31.28 | $127.12 | $20.46 | $18.00 | $87.50 |
| 2020 | $35.67 | $138.51 | $21.97 | $13.10 | $0.00 |
| 2021 | $51.61 | $119.81 | $27.96 | $26.40 | $4.40 |
| 2022 | $36.90 | $138.62 | $28.00 | $24.80 | $203.20 |
| 2023 | $44.45 | $142.11 | $2,954.36 | $30.20 | $320.40 |
| 2024 | $60.70 | $171.44 | $3,929.58 | $34.00 | $123.90 |
| 2025 | $90.75 | $190.27 | $418.14 | $31.30 | $32.70 |
AI valuation
Our deep-learning model estimates Canadian Imperial Bank of Commerce's (CM) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $136.20
- Current price
- $112.15
- AI upside
- +21.44%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$55.49
-50.52% upside
Graham-Dodd
$31.30
-72.09% upside
Graham Formula
$32.70
-70.84% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CM | Canadian Imperial Bank of… | $112.15 | 94.12B | +70% | -51% | -72% | -71% | 14.03 | 1.85 | 1.91 | 31.49 | 79.17 | 2.13 | 43.02% | 17.64% | 13.59% | 13.76% | 2.77% | 0.78% | 5.55 | 0.33 | 0.13 | 0.13 | 24.76 | 1772.00% | -314.00% | -34456.00% | -20.62% | -0.03 | -8.00% | 3.37% | 47.20% | 5.96% | 34.89 | -15.61 | 6.15 | -0.59 |
| BCS | Barclays PLC | $24.28 | 84.05B | +59% | -29% | +19% | — | 8.71 | 0.80 | 2.33 | -16.00 | 43.53 | 0.90 | 108.66% | 37.28% | 26.74% | 9.59% | -3.84% | 0.47% | 2.20 | 0.47 | 0.58 | 0.58 | -5.41 | 2000.00% | -4805.00% | -24569.00% | -12.93% | -0.01 | 3.93% | 3.54% | 30.80% | 68.70% | -17.44 | 21.61 | -6.50 | -0.11 |
| BMO | Bank of Montreal | $143.93 | 102.03B | +100% | -42% | -73% | -55% | 15.33 | 1.52 | 1.71 | 32.39 | 75.53 | 2.01 | 41.56% | 14.78% | 11.14% | 10.13% | 2.35% | 0.60% | 4.72 | 0.27 | 0.14 | 0.14 | 25.12 | 2029.00% | -52.00% | -6901.00% | 6.36% | 0.01 | 2.29% | 3.76% | 57.70% | 6.30% | 38.51 | 52.26 | 5.69 | -0.60 |
| BNS | The Bank of Nova Scotia | $75.75 | 94.39B | +216% | +13% | -78% | +787% | 16.20 | 1.45 | 1.72 | 43.06 | — | 1.78 | 44.25% | 14.36% | 10.64% | 9.17% | 2.05% | 0.54% | 5.80 | 0.29 | 0.12 | 0.12 | 36.16 | -290.00% | 14820.00% | -6663.00% | 4.03% | 0.01 | 1.34% | 4.68% | 75.70% | 5.39% | 49.63 | 103.08 | 7.13 | -0.59 |
| ING | ING Groep N.V. | $28.77 | 83.22B | +114% | -32% | +11% | — | 11.31 | 1.44 | 3.11 | 14.71 | 39.70 | 1.48 | 94.34% | 39.71% | 27.47% | 12.65% | 6.01% | 0.61% | 3.41 | — | 0.13 | 0.13 | 12.73 | 2848.00% | -6531.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 14.71 | — | 5.84 | -0.72 |
| ITUB | Itaú Unibanco Holding S.A… | $9.05 | 99.79B | +131% | +61% | — | +112% | 11.94 | 2.57 | 1.37 | 26.68 | 300.88 | 2.91 | 34.49% | 13.07% | 11.66% | 21.17% | 5.41% | 1.48% | 4.95 | 0.23 | 0.77 | 0.00 | 17.57 | 397.00% | 1803.00% | -23064.00% | 24.42% | 0.14 | 15.12% | 9.02% | 107.70% | 9.59% | 30.60 | 11.99 | 4.00 | 0.20 |
| LYG | Lloyds Banking Group plc | $5.55 | 81.58B | +524% | +6,233% | -48% | +486% | 14.87 | 1.46 | 0.94 | 13.30 | 185.88 | 1.83 | 29.88% | 10.25% | 7.17% | 9.37% | 7.13% | 0.44% | 2.11 | 0.39 | 0.94 | 0.91 | 4.73 | 800.00% | 7281.00% | -9286.00% | -1.02% | 0.06 | -0.94% | 3.21% | 47.70% | 5.95% | 13.30 | -141.76 | 1.36 | 0.14 |
| NU | Nu Holdings Ltd. | $14.98 | 72.38B | +125% | +3,767% | -65% | +95% | 25.59 | 6.50 | 4.62 | 24.39 | 56.86 | 7.14 | 44.85% | 24.36% | 18.07% | 30.30% | 28.60% | 4.59% | 3.34 | 0.84 | 0.40 | 0.40 | 6.81 | 4500.00% | 4299.00% | 28226.00% | 11.58% | 0.24 | 84.64% | 0.00% | 0.00% | 0.00% | 25.03 | 11.39 | 6.10 | 0.85 |
| SMFG | Sumitomo Mitsui Financial… | $22.44 | 85.9B | -22% | -73% | +8% | +61% | 7.51 | 0.60 | 0.92 | -18.49 | 28.76 | 0.65 | 48.90% | 17.60% | 12.20% | 8.02% | -2.38% | 0.39% | 3.96 | 0.37 | 0.45 | 0.45 | -8.73 | 2613.00% | 1016.00% | 173379.00% | 52.01% | 0.02 | -9.22% | 4.66% | 35.00% | 7.50% | -21.54 | -7.96 | -3.79 | -0.39 |
| WFC | Wells Fargo & Company | $81.44 | 255.63B | -20% | -23% | -36% | -44% | 12.29 | 1.45 | 2.13 | 6.91 | 69.48 | 1.68 | 64.80% | 20.40% | 17.27% | 11.86% | 19.51% | 1.05% | 1.07 | 0.63 | 13.79 | 13.79 | 5.24 | 1769.00% | -149.00% | -72606.00% | -7.24% | -1.04 | -17.36% | 2.47% | 30.40% | 9.90% | 8.05 | -10.67 | 1.64 | 0.46 |
About Canadian Imperial Bank of Commerce
Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through four strategic business units: Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; and Capital Markets. The company offers chequing, savings, and business accounts; mortgages; loans, lines of credit, student lines of credit, and business and agriculture loans; investment and insurance services; and credit cards, as well as overdraft protection services. It also provides day-to-day banking, borrowing and credit, specialty, investing and wealth, and international services; correspondent banking and online foreign exchange services; and cash management services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.
- CEO
- Harry K. Culham
- Employees
- 48.7K
- Beta
- 1.28
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($55.49 ÷ $112.15) − 1 = -50.52% (DCF, example).