US · CADE
Cadence Bank
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Tupelo, MS 38804
- Website
- cadencebank.com
Price · as of 2024-12-31
—
Market cap 6.88B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $30.14 | — |
| Intrinsic Value(DCF) | $153.09 | — |
| Graham-Dodd Method(GD) | $21.56 | — |
| Graham Formula(GF) | $112.13 | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $11.28 | $25.60 | $11.39 | $0.00 | $0.94 |
| 2011 | $8.97 | $39.84 | $13.14 | $12.03 | $1.68 |
| 2012 | $11.52 | $53.07 | $27.69 | $16.41 | $2.84 |
| 2013 | $18.59 | $42.37 | $27.21 | $16.05 | $2.94 |
| 2014 | $17.33 | $39.88 | $23.41 | $16.08 | $8.99 |
| 2015 | $16.27 | $32.17 | $20.49 | $15.66 | $14.12 |
| 2016 | $24.12 | $32.88 | $20.47 | $15.41 | $14.96 |
| 2017 | $26.26 | $30.92 | $29.68 | $15.86 | $18.39 |
| 2018 | $23.91 | $28.72 | $35.58 | $17.11 | $60.54 |
| 2019 | $20.13 | $33.48 | $37.63 | $19.11 | $47.02 |
| 2020 | $29.61 | $28.45 | $48.92 | $17.68 | $34.09 |
| 2021 | $25.84 | $16.11 | $93.09 | $26.48 | $11.64 |
| 2022 | $21.82 | $47.26 | $1,002.06 | $14.74 | $187.61 |
| 2023 | $26.17 | $31.54 | $461.64 | $20.77 | $67.32 |
| 2024 | $29.42 | $30.14 | $1,784.69 | $21.56 | $112.13 |
AI valuation
Our deep-learning model estimates Cadence Bank's (CADE) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $30.14
- Current price
- —
- AI upside
- —
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$153.09
— upside
Graham-Dodd
$21.56
— upside
Graham Formula
$112.13
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CADE | Cadence Bank | $37.31 | 6.88B | -19% | +310% | -42% | +201% | 10.26 | 0.96 | 1.85 | -4.12 | — | 1.30 | 59.29% | 23.29% | 18.03% | 9.75% | -16.97% | 1.09% | 0.01 | 0.61 | 0.22 | 0.22 | -1.93 | -514.00% | 3237.00% | 6693.00% | 14.45% | 0.02 | -25.17% | 3.58% | 36.70% | 38.75% | -5.35 | -4.66 | -1.25 | -0.53 |
| BOKF | BOK Financial Corporation | $107.10 | 6.78B | -9% | +8% | -15% | -36% | 13.54 | 1.32 | 2.35 | 6.82 | 106.00 | 1.62 | 63.74% | 21.39% | 17.38% | 10.08% | -147.87% | 1.13% | 0.78 | 0.59 | 0.17 | 0.16 | 3.75 | 1278.00% | -107.00% | -5976.00% | 7.35% | 0.01 | -147.27% | 1.88% | 25.50% | 7.72% | 7.61 | 9.40 | 1.63 | -0.65 |
| BPOP | Popular, Inc. | $112.88 | 7.56B | -38% | +99% | -36% | +45% | 10.59 | 1.16 | 1.55 | -20.08 | 76.56 | 1.39 | 60.67% | 19.01% | 14.66% | 11.42% | -3.43% | 0.85% | 0.23 | 0.57 | 0.38 | 0.38 | -6.41 | 1383.00% | 1148.00% | -361.00% | 7.09% | 0.01 | -2.58% | 2.77% | 29.40% | 6.06% | -21.59 | -37.29 | -4.11 | -0.43 |
| CBSH | Commerce Bancshares, Inc. | $53.73 | 7.17B | -41% | -0% | -43% | -22% | 12.59 | 1.90 | 3.36 | 0.38 | 232.07 | 1.98 | 80.00% | 34.20% | 26.46% | 16.07% | -12.17% | 1.76% | 0.79 | 1.97 | — | — | 2.86 | 543.00% | 223.00% | 1141.00% | 8.24% | — | -12.63% | 2.09% | 26.30% | 4.98% | 0.40 | 0.49 | 0.14 | 0.65 |
| CFR | Cullen/Frost Bankers, Inc… | $124.08 | 7.96B | -37% | +68% | -51% | -15% | 13.85 | 1.96 | 3.08 | 4.38 | 116.98 | 1.96 | 75.04% | 26.43% | 22.21% | 15.31% | -7.45% | 1.23% | 1.04 | 1.13 | 0.21 | 0.21 | -4.77 | 1184.00% | 246.00% | -8522.00% | 1.42% | 0.01 | -1.46% | 2.92% | 40.40% | 4.68% | 4.88 | 29.57 | 1.29 | -0.52 |
| COLB | Columbia Banking System, … | $26.52 | 5.73B | +57% | +427% | +16% | +14% | 15.60 | 1.09 | 2.67 | 13.30 | — | 1.52 | 67.66% | 23.38% | 17.11% | 8.49% | 6.27% | 0.93% | 0.49 | 0.82 | 0.01 | 0.01 | 3.72 | -980.00% | 835.00% | 1970.00% | 8.70% | 0.02 | 8.24% | 0.00% | 0.00% | 0.00% | 15.85 | 15.96 | 3.71 | -0.63 |
| PB | Prosperity Bancshares, In… | $66.73 | 6.34B | -36% | +8% | +8% | -32% | 12.35 | 0.88 | 3.86 | -2.16 | 93.07 | 1.65 | 71.88% | 39.90% | 31.23% | 7.21% | -36.05% | 1.39% | 0.28 | 1.42 | 0.81 | 5.02 | 2.17 | 1327.00% | -23.00% | 2169.00% | 8.20% | 0.26 | -36.49% | 0.00% | 0.00% | 0.00% | -2.65 | -3.34 | -1.06 | 0.36 |
| PNFP | Pinnacle Financial Partne… | $86.43 | 6.7B | -35% | +6% | -14% | +64% | 16.94 | 1.25 | 2.82 | 2.43 | — | 1.76 | 49.08% | 20.37% | 16.65% | 7.62% | 39.84% | 0.94% | 0.39 | 0.44 | 0.21 | 0.21 | -1.19 | -1653.00% | 1532.00% | 10175.00% | 10.03% | 0.02 | 67.70% | 1.05% | 17.70% | 19.13% | 2.85 | 2.05 | 0.58 | -0.50 |
| SNV | Synovus Financial Corp. | $45.15 | 6.27B | -38% | -1% | -50% | -31% | 13.65 | 1.25 | 1.91 | -3.19 | — | 1.38 | 53.84% | 17.67% | 14.09% | 9.25% | -10.56% | 0.80% | 0.36 | 0.42 | 0.22 | 0.22 | -1.67 | -1243.00% | 116.00% | -3883.00% | 11.69% | 0.02 | -16.85% | 3.99% | 54.40% | 9.99% | -3.50 | -2.77 | -0.62 | -0.57 |
| VLY | Valley National Bancorp | $10.93 | 6.13B | +85% | -1% | +46% | -41% | 11.99 | 0.92 | 2.05 | 8.68 | 25.85 | 1.23 | 53.94% | 21.30% | 17.12% | 7.85% | 7.43% | 0.94% | 0.49 | 0.51 | 10.26 | 10.26 | 4.69 | 4638.00% | -221.00% | -2652.00% | 5.62% | 0.87 | 5.01% | 0.00% | 0.00% | 0.88% | 8.68 | 16.01 | 1.85 | 0.29 |
About Cadence Bank
Cadence Bank provides commercial banking and financial services in the United States. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company's products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. As of March 3, 2022, it operated approximately 400 branch locations across the South, Midwest, and Texas. The company was incorporated in 1876 and is headquartered in Tupelo, Mississippi.
- CEO
- James D. Rollins III
- Employees
- 5.36K
- Beta
- 0.98
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($153.09 ÷ —) − 1 = — (DCF, example).