US · CTO
CTO Realty Growth, Inc.
- Sector
- Real Estate · REIT - Diversified
- Headquarters
- Winter Park, FL 32114
- Website
- ctorealtygrowth.com
Price · as of 2025-12-31
$20.44
Market cap 630.61M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $50.05 | +144.86% |
| Intrinsic Value(DCF) | $8.62 | -57.83% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $8.53 | -58.29% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $5.19 | $52.56 | $4.11 | $5.02 | $0.00 |
| 2012 | $6.00 | $245.17 | $3.68 | $6.33 | $0.84 |
| 2013 | $6.06 | $31.90 | $3.70 | $7.73 | $11.73 |
| 2014 | $9.65 | $30.16 | $3.06 | $8.94 | $16.25 |
| 2015 | $8.34 | $28.39 | $2.52 | $9.75 | $13.54 |
| 2016 | $8.52 | $55.59 | $1.40 | $12.87 | $67.21 |
| 2017 | $11.16 | $59.47 | $0.00 | $22.73 | $89.07 |
| 2018 | $9.91 | $62.86 | $0.00 | $22.77 | $7.12 |
| 2019 | $10.00 | $101.05 | $15.71 | $55.25 | $0.00 |
| 2020 | $12.50 | $60.31 | $16.62 | $37.29 | $180.36 |
| 2021 | $15.36 | $25.46 | $12.51 | $10.84 | $53.62 |
| 2022 | $12.58 | $66.32 | $2.95 | $0.83 | $4.19 |
| 2023 | $14.43 | $29.46 | $0.00 | $0.00 | $9.65 |
| 2024 | $17.72 | $24.36 | $0.00 | $0.00 | $0.00 |
| 2025 | $19.64 | $50.05 | $0.66 | $0.00 | $8.53 |
AI valuation
Our deep-learning model estimates CTO Realty Growth, Inc.'s (CTO) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $50.05
- Current price
- $20.44
- AI upside
- +144.86%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$8.62
-57.83% upside
Graham-Dodd
—
— upside
Graham Formula
$8.53
-58.29% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| CTO | CTO Realty Growth, Inc. | $20.44 | 630.61M | +145% | -58% | — | -58% | 62.80 | 1.12 | 4.24 | 6.01 | — | 1.31 | -5.62% | 22.12% | 6.75% | 1.71% | 3.92% | 0.83% | 0.00 | 1.23 | 2.33 | 2.33 | -0.07 | -19714.00% | 2010.00% | -2872.00% | 7.80% | 3.15 | 6.11% | 8.92% | 560.40% | 94.49% | 17.71 | 11.85 | 3.92 | 0.98 |
| AHH | Armada Hoffler Properties… | $6.25 | 500.96M | +1,440% | -28% | +365% | — | -3213.51 | 0.22 | 0.64 | 10.85 | — | 0.24 | 3.55% | 28.10% | 1.30% | -0.01% | 3.51% | 0.00% | 2.14 | 0.94 | 1.63 | 3.49 | 9.81 | -13824.00% | -5974.00% | -4265.00% | 35.08% | 0.91 | 2.81% | 0.00% | 0.00% | 0.00% | 23.79 | 29.67 | 6.68 | 0.29 |
| BFS | Saul Centers, Inc. | $34.08 | 831.97M | +80% | -54% | -40% | -26% | 22.08 | 2.69 | 2.84 | 13.60 | — | 2.77 | 30.70% | 41.04% | 12.87% | 11.66% | 6.35% | 1.75% | 5.23 | 1.70 | 0.06 | 0.06 | 8.96 | -491.00% | 845.00% | -1768.00% | 12.05% | 0.09 | 5.30% | 0.00% | 0.00% | 0.00% | 20.31 | 24.35 | 8.33 | -0.17 |
| CMTG | Claros Mortgage Trust, In… | $2.39 | 335.12M | +916% | -62% | — | — | — | 0.21 | 1.61 | 306.54 | — | 0.21 | 38.26% | -224.83% | -242.53% | 0.00% | -8.02% | 0.00% | 2.05 | -13.67 | 1.80 | 1.79 | 276.35 | 11750.00% | 1815.00% | -13990.00% | -10.22% | -0.01 | -0.59% | 0.00% | — | 559.97% | -7.27 | -99.35 | 16.35 | -0.14 |
| GOOD | Gladstone Commercial Corp… | $12.49 | 604.6M | +66% | -60% | — | -48% | 30.20 | 1.70 | 3.61 | 11.96 | 52.35 | 2.58 | 5.94% | 37.16% | 11.96% | 7.52% | 5.86% | 1.65% | 2.51 | 1.43 | 1.63 | 1.63 | 7.08 | 5769.00% | 800.00% | 1794.00% | 11.53% | 2.45 | 6.57% | 11.70% | 353.40% | 12.47% | 23.82 | 21.26 | 8.85 | -0.06 |
| IVR | Invesco Mortgage Capital … | $8.43 | 598.07M | +1,377% | +300,655% | +133% | +5,715% | 5.47 | 0.70 | 1.63 | 19.05 | 4.04 | 0.70 | 96.67% | 94.54% | 29.82% | 13.25% | 5.39% | 1.67% | 7.05 | 1.46 | 0.04 | 0.01 | 17.32 | 13538.00% | 32702.00% | -1424.00% | 28.34% | 0.03 | 2.64% | 0.00% | 0.00% | 0.00% | 19.05 | 38.94 | 18.01 | -1.50 |
| KREF | KKR Real Estate Finance T… | $6.95 | 455.15M | +603% | -0% | — | +39% | -9.59 | 0.41 | 1.06 | 18.53 | — | 0.41 | 88.30% | 59.31% | -10.27% | -4.01% | 4.54% | -0.79% | 4.00 | 0.84 | 0.32 | 0.32 | 16.76 | -65263.00% | -2272.00% | -4641.00% | 13.77% | 0.21 | 1.12% | 18.20% | -174.60% | 65.31% | 18.75 | 76.36 | 11.12 | 0.11 |
| OLP | One Liberty Properties, I… | $23.49 | 508.44M | +67% | -55% | — | -49% | 49.71 | 1.70 | 5.78 | 12.10 | 3429.91 | 1.78 | 80.23% | 55.10% | 33.59% | 3.43% | 7.14% | 1.38% | 1.37 | 2.56 | 2.27 | 2.27 | 5.07 | 145.00% | -9.00% | -1918.00% | 7.46% | 1.50 | 5.59% | 7.35% | 365.20% | 12.53% | 18.07 | 23.09 | 9.96 | 0.98 |
| PKST | Peakstone Realty Trust | $20.86 | 775.49M | +26% | -36% | — | +1,514% | — | 1.03 | 7.24 | 29.31 | — | 1.35 | -11.96% | 3.79% | -271.07% | 0.00% | 0.23% | 0.00% | 0.73 | 0.08 | — | — | 10.18 | 42069.00% | -5353.00% | -2740.00% | 8.96% | — | 3.89% | 3.77% | — | 119.11% | 292.70 | 17.11 | 11.09 | -1.33 |
| RC | Ready Capital Corporation | $1.85 | 305.12M | +1,782% | +223% | — | +11,158% | -1.98 | 0.45 | 30.29 | — | — | 0.51 | 100.00% | 0.00% | -1593.02% | -19.08% | 0.00% | -3.71% | 3.28 | 0.00 | — | — | — | -21794.00% | -9299.00% | -25489.00% | -6.18% | — | -0.59% | 24.87% | -49.20% | 181.32% | — | -131.20 | 245.67 | -0.01 |
| UHT | Universal Health Realty I… | $43.62 | 605.17M | -40% | — | — | — | 34.61 | 4.00 | — | 7.42 | — | 4.15 | 0.00% | — | — | 10.61% | 0.00% | 3.07% | 0.00 | 0.00 | — | — | -0.08 | -863.00% | -10000.00% | 465.00% | 8.05% | — | 14.08% | 6.73% | 233.00% | 68.87% | — | 12.28 | — | 0.93 |
About CTO Realty Growth, Inc.
CTO Realty Growth, Inc. is a Florida-based publicly traded real estate company, which owns income properties comprised of approximately 2.4 million square feet in diversified markets in the United States and an approximately 23.5% interest in Alpine Income Property Trust, Inc., a publicly traded net lease real estate investment trust (NYSE: PINE).
- CEO
- John Albright
- Employees
- 37
- Beta
- 0.63
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($8.62 ÷ $20.44) − 1 = -57.83% (DCF, example).