US · INTR
Inter & Co, Inc.
- Sector
- Financial Services · Banks - Regional
- Headquarters
- Belo Horizonte, MG 30190-131
- Website
- ri.bancointer.com.br
Price · as of 2024-12-31
$7.52
Market cap 3.83B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $2.80 | -62.77% |
| Intrinsic Value(DCF) | $1,179.85 | +15,589.49% |
| Graham-Dodd Method(GD) | $4.90 | -34.84% |
| Graham Formula(GF) | $13.20 | +75.53% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | |||||
| 2015 | $0.40 | $10.10 | |||
| 2016 | $0.30 | $0.60 | |||
| 2017 | $0.10 | $0.00 | |||
| 2018 | $0.10 | $0.20 | |||
| 2019 | $0.20 | $0.40 | |||
| 2020 | $0.70 | $0.10 | |||
| 2021 | $1.50 | $0.00 | |||
| 2022 | $1.85 | $9.29 | $39,134.81 | $2.70 | $0.00 |
| 2023 | $5.84 | $18.51 | $23,408.30 | $3.90 | $6.20 |
| 2024 | $5.45 | $14.84 | $1,747.35 | $4.90 | $13.20 |
AI valuation
Our deep-learning model estimates Inter & Co, Inc.'s (INTR) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $2.80
- Current price
- $7.52
- AI upside
- -62.77%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$1,179.85
+15,589.49% upside
Graham-Dodd
$4.90
-34.84% upside
Graham Formula
$13.20
+75.53% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| INTR | Inter & Co, Inc. | $7.52 | 3.83B | +97% | +15,589% | -35% | +76% | 13.14 | 1.44 | 1.32 | -2.20 | 7.46 | 1.81 | 47.37% | 12.41% | 9.34% | 11.89% | -18.17% | 1.42% | 1.33 | 0.36 | 0.54 | 0.53 | 3.55 | 17600.00% | 2712.00% | -5530.00% | 25.43% | 0.07 | -60.68% | 0.54% | 7.10% | 0.69% | -2.59 | -0.96 | -0.32 | -0.09 |
| ASB | Associated Banc-Corp | $26.41 | 4.38B | +11% | +9,936% | -14% | +164% | 9.29 | 0.88 | 1.78 | 4.47 | 3.26 | 1.14 | 58.29% | 23.50% | 19.31% | 9.86% | 17.69% | 1.07% | 0.84 | 0.59 | 0.30 | 0.30 | 6.22 | 28472.00% | 1683.00% | 924.00% | 13.33% | 0.03 | 21.79% | 3.81% | 35.40% | 4.47% | 4.47 | 4.42 | 1.05 | -0.12 |
| AX | Axos Financial, Inc. | $86.82 | 4.92B | -26% | +569% | -4% | +48% | 11.92 | 1.93 | 2.68 | 5.50 | — | 2.05 | 61.47% | 31.79% | 22.44% | 17.42% | 52.84% | 1.82% | 0.14 | 0.89 | 0.11 | 0.11 | -2.43 | -300.00% | 916.00% | 6182.00% | 8.45% | 0.02 | 53.23% | 0.00% | 0.00% | 1.13% | 5.76 | 8.11 | 1.83 | -0.46 |
| BANF | BancFirst Corporation | $110.00 | 3.69B | +2% | +25% | +97% | — | 15.70 | 0.63 | 4.58 | -1.64 | 148.67 | 0.63 | 82.91% | 36.80% | 29.19% | 6.28% | -107.56% | 1.70% | 0.00 | 0.98 | 324.49 | 324.49 | -13.23 | 1056.00% | -929.00% | 2705.00% | 7.55% | 21.41 | -128.26% | 0.00% | 0.00% | 22.33% | -1.76 | -1.87 | -0.65 | 0.74 |
| CADE | Cadence Bank | $42.11 | 7.85B | -28% | +264% | -49% | +166% | 10.26 | 0.96 | 1.85 | -4.12 | — | 1.30 | 59.29% | 23.29% | 18.03% | 9.75% | -16.97% | 1.09% | 0.01 | 0.61 | 0.22 | 0.22 | -1.93 | -514.00% | 3237.00% | 6693.00% | 14.45% | 0.02 | -25.17% | 3.58% | 36.70% | 38.75% | -5.35 | -4.66 | -1.25 | -0.53 |
| FFIN | First Financial Bankshare… | $30.93 | 4.43B | +97% | -7% | -71% | +11% | 17.42 | 2.30 | 5.35 | 10.51 | 129.41 | 2.75 | 71.82% | 37.49% | 30.71% | 14.39% | 31.46% | 1.72% | 0.01 | 1.54 | 0.68 | 0.67 | -3.30 | 1346.00% | 1171.00% | -236.00% | 6.47% | 0.02 | 35.48% | 2.40% | 41.80% | 13.49% | 10.86 | 11.75 | 4.07 | 0.11 |
| IBOC | International Bancshares … | $67.11 | 4.17B | -11% | -6% | -11% | — | 10.33 | 1.31 | 5.15 | 187.50 | 1357.27 | 1.43 | 100.00% | 70.03% | 49.85% | 13.63% | 61.94% | 2.55% | 0.04 | 2.71 | — | — | -17.87 | 76.00% | -2069.00% | 286.00% | 11.11% | — | 63.84% | 2.04% | 21.10% | 19.04% | 7.56 | 9.26 | 5.29 | 0.67 |
| MTB | M&T Bank Corporation | $216.98 | 33.35B | -40% | -6% | -46% | -98% | 12.57 | 1.23 | 2.91 | -1.65 | 77.99 | 1.74 | 74.62% | 29.99% | 23.16% | 9.80% | -97.99% | 1.35% | 0.45 | 1.04 | 0.32 | 0.32 | -1.44 | 1612.00% | -818.00% | -1573.00% | 7.98% | 0.02 | -98.30% | 2.92% | 36.70% | 10.26% | -1.76 | -2.28 | -0.53 | -0.43 |
| SFBS | ServisFirst Bancshares, I… | $81.01 | 4.43B | -59% | +23% | -27% | -24% | 16.12 | 2.41 | 4.38 | 14.03 | 74.51 | 2.43 | 51.79% | 33.62% | 27.18% | 15.96% | 18.15% | 1.58% | 0.81 | 0.75 | 0.28 | 0.28 | 4.12 | 2163.00% | 413.00% | 4307.00% | 7.97% | 0.09 | 23.30% | 0.00% | 0.00% | 0.00% | 14.03 | 13.52 | 4.72 | 0.21 |
| TCBI | Texas Capital Bancshares,… | $95.30 | 4.35B | -29% | +12% | +17% | +63% | 13.14 | 1.20 | 2.17 | -2.77 | 3.05 | 1.20 | 60.62% | 22.20% | 16.52% | 9.44% | -136.18% | 1.06% | 0.26 | 0.60 | 0.16 | 0.28 | -1.97 | 43125.00% | 1354.00% | -1650.00% | 8.01% | 0.01 | -139.78% | 0.40% | 5.20% | 4.68% | -3.00 | -3.83 | -0.67 | -0.52 |
| WBS | Webster Financial Corpora… | $72.13 | 11.63B | -51% | -9% | -37% | +22% | 11.41 | 1.21 | 2.59 | -2.06 | 32.38 | 1.82 | 60.80% | 28.49% | 22.67% | 10.77% | 34.14% | 1.23% | 0.45 | 0.83 | 0.41 | 0.41 | 3.13 | 3524.00% | 613.00% | -3839.00% | 7.37% | 0.02 | 28.70% | 2.33% | 26.60% | 7.52% | -2.06 | -3.07 | -0.59 | -0.18 |
About Inter & Co, Inc.
Inter & Co, Inc., through its subsidiaries, engages in the banking, securities, insurance brokerage, marketplace, asset management, and services businesses. The company's Banking segment offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. Its Securities segment provides services relating to the purchase, sale, and custody of securities; and portfolio management, as well as the establishment, organization, and management of investment funds. The company's Insurance Brokerage segment offers life, property, auto, financial, lost or stolen credit card, dental, warranties, travel, and credit protection insurance products. Its Marketplace segment operates a digital platform that offer goods and/or services to its customers. The company's Asset Management segment is involved in the operations related to the management of fund portfolios and other assets. Its Services segment provides services in the collection and management of personal information; development and licensing of customized and non-customized computer programs; and technical support, maintenance, and other information technology services. The company was founded in 1994 and is based in Belo Horizonte, Brazil.
- CEO
- Joao Vitor Nazareth Menin Teixeira de Souza
- Employees
- 4.03K
- Beta
- 1.17
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($1,179.85 ÷ $7.52) − 1 = +15,589.49% (DCF, example).