US · LMFA
LM Funding America, Inc.
- Sector
- Financial Services · Financial - Credit Services
- Headquarters
- Tampa, FL 33602
- Website
- lmfunding.com
Price · as of 2024-12-31
$0.24
Market cap 4.53M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $72.69 | +29,875.26% |
| Intrinsic Value(DCF) | $660.83 | +272,407.22% |
| Graham-Dodd Method(GD) | $0.16 | -34.02% |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | |||||
| 2014 | $0.00 | $673.30 | |||
| 2015 | $2,637.00 | $3,389.65 | $81.14 | $0.00 | $0.00 |
| 2016 | $1,233.00 | $48,348.15 | $0.00 | $0.00 | $871.20 |
| 2017 | $411.00 | $11,119.96 | $0.00 | $0.00 | $135.10 |
| 2018 | $44.70 | $3,743.10 | $22.05 | $17.30 | $23.79 |
| 2019 | $24.60 | $425.50 | $0.00 | $0.00 | $90.86 |
| 2020 | $45.30 | $313.24 | $24.70 | $0.00 | $541.66 |
| 2021 | $16.38 | $698.61 | $1,028.73 | $15.62 | $834.49 |
| 2022 | $4.39 | $2,087.05 | $8.14 | $0.00 | $586.13 |
| 2023 | $2.60 | $362.60 | $4.14 | $0.00 | $0.00 |
| 2024 | $1.37 | $72.69 | $23.66 | $0.16 | $0.00 |
AI valuation
Our deep-learning model estimates LM Funding America, Inc.'s (LMFA) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $72.69
- Current price
- $0.24
- AI upside
- +29,875.26%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$660.83
+272,407.22% upside
Graham-Dodd
$0.16
-34.02% upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| LMFA | LM Funding America, Inc. | $0.24 | 4.53M | +29,875% | +272,407% | -34% | — | -0.50 | 0.10 | 0.35 | -25.05 | — | 0.12 | 36.44% | -58.74% | -66.51% | -20.91% | -17.84% | -18.73% | 0.21 | -14.56 | 2.18 | 2.33 | -13.30 | -6261.00% | 7773.00% | 17194.00% | -355.56% | -7.64 | -37.77% | 0.00% | 0.00% | 0.00% | -1.26 | -0.60 | 0.74 | -2.01 |
| ABTS | Abits Group Inc. | $2.55 | 6.04M | +3,806% | +15,707,010% | -5% | — | -0.66 | 0.06 | 0.09 | -0.28 | — | 0.06 | 50.29% | 50.29% | -13.88% | -8.39% | 34.28% | -7.68% | 0.00 | 106.16 | 1.69 | 1.13 | -0.60 | -9267.00% | 29911.00% | -9093.00% | -113.79% | 1.94 | -6.90% | 0.00% | 0.00% | 39.30% | -0.15 | 0.77 | -0.08 | -7.70 |
| ATII | Archimedes Tech SPAC Part… | $10.53 | 311.58M | — | — | — | — | — | — | — | — | — | — | 0.00% | — | — | — | — | — | -3.58 | — | 0.00 | 0.00 | — | — | — | — | — | 0.00 | — | — | 0.00% | — | — | — | — | — |
| CARV | Carver Bancorp, Inc. | $1.38 | 7.3M | +1,575% | +291% | — | +102% | -0.53 | 0.25 | 0.20 | -2.75 | -0.16 | 0.25 | 55.72% | -37.50% | -37.29% | -38.24% | -55.01% | -3.39% | 0.98 | -0.91 | 0.15 | 0.67 | 0.06 | 33443.00% | -952.00% | 8670.00% | -177.07% | -2.20 | -51.49% | 0.00% | 0.00% | 0.00% | -2.57 | -2.75 | 0.97 | -1.78 |
| CNF | CNFinance Holdings Limite… | $5.23 | 15.67M | +5,494% | +1,261% | +3,219% | — | 6.41 | 0.06 | 0.15 | 73.58 | — | 0.06 | 51.77% | 3.02% | 2.36% | 0.94% | 0.41% | 0.24% | 1.47 | 0.06 | 0.25 | 0.40 | 70.18 | -9750.00% | -1290.00% | -5291.00% | 309.46% | 0.11 | 8.11% | 0.00% | 0.00% | 913.50% | 91.17 | 5.88 | 2.75 | 0.00 |
| IPCX | Inflection Point Acquisit… | $10.19 | 349.89M | — | — | — | — | — | — | — | — | — | — | 0.00% | — | — | — | — | — | -2.09 | — | 0.01 | 0.00 | — | — | — | — | — | 0.00 | — | — | 0.00% | — | — | — | — | — |
| NISN | Nisun International Enter… | $0.59 | 2.83M | +165,734% | +376% | +8,022% | — | 30.81 | 0.14 | 0.08 | -2.49 | — | 0.15 | 9.10% | 1.09% | 0.27% | 0.46% | 1.25% | 0.31% | 0.03 | — | 4.23 | 2.19 | -5.75 | -9484.00% | -1217.00% | -31663.00% | -266.11% | -1.27 | -63.64% | 0.00% | 0.00% | 3.71% | -4.43 | 0.22 | -0.05 | 2.80 |
| NPAC | New Providence Acquisitio… | $10.31 | 318.45M | — | — | — | — | — | — | — | — | — | — | 0.00% | — | — | — | — | — | 10.51 | — | 0.33 | 0.00 | — | — | — | — | — | -5.24 | — | — | 0.00% | — | — | — | — | — |
| PRHI | Presurance Holdings, Inc. | $0.72 | 8.79M | +3,527% | -49% | +1,455% | — | -0.33 | 0.53 | 0.17 | 4.44 | — | 0.53 | -30.68% | -54.42% | 36.72% | -280.49% | 27.76% | -11.54% | 0.55 | -7.39 | — | — | 0.53 | -19104.00% | -2631.00% | 14402.00% | -287.79% | — | 26.50% | 3.87% | -1.30% | 265.05% | 3.64 | 4.01 | -1.98 | -0.48 |
About LM Funding America, Inc.
LM Funding America, Inc. operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association's financial needs, including under its New Neighbor Guaranty program. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.
- CEO
- Bruce Martin Rodgers
- Employees
- 9
- Beta
- 2.30
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($660.83 ÷ $0.24) − 1 = +272,407.22% (DCF, example).