US · MUFG
Mitsubishi UFJ Financial Group, Inc.
- Sector
- Financial Services · Banks - Diversified
- Headquarters
- Tokyo 100-8330
- Website
- mufg.jp
Price · as of 2025-03-31
$17.69
Market cap 211.28B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $0.10 | -99.43% |
| Intrinsic Value(DCF) | $23.76 | +34.31% |
| Graham-Dodd Method(GD) | $12.20 | -31.03% |
| Graham Formula(GF) | $23.20 | +31.15% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $4.12 | $4.82 | $1.17 | $3.50 | $0.00 |
| 2012 | $4.03 | $4.29 | $0.00 | $3.50 | $2.40 |
| 2013 | $5.56 | $4.95 | $1.01 | $6.00 | $2.90 |
| 2014 | $5.44 | $8.87 | $1.00 | $6.30 | $1.60 |
| 2015 | $6.74 | $8.29 | $0.00 | $7.10 | $18.00 |
| 2016 | $4.48 | $10.78 | $4.45 | $7.80 | $0.00 |
| 2017 | $6.18 | $15.34 | $0.00 | $7.70 | $16.20 |
| 2018 | $5.73 | $16.06 | $0.00 | $8.00 | $4.10 |
| 2019 | $4.33 | $15.61 | $0.00 | $8.30 | $8.70 |
| 2020 | $4.14 | $8.67 | $0.00 | $7.10 | $4.50 |
| 2021 | $5.37 | $17.84 | $0.00 | $8.10 | $0.00 |
| 2022 | $5.16 | $6.75 | $0.00 | $9.10 | $3.90 |
| 2023 | $6.60 | $8.33 | $10.85 | $9.20 | $40.10 |
| 2024 | $10.03 | $7.69 | $24.43 | $11.20 | $30.10 |
| 2025 | $13.84 | $10.45 | $150.44 | $12.20 | $23.20 |
AI valuation
Our deep-learning model estimates Mitsubishi UFJ Financial Group, Inc.'s (MUFG) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $0.10
- Current price
- $17.69
- AI upside
- -99.43%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$23.76
+34.31% upside
Graham-Dodd
$12.20
-31.03% upside
Graham Formula
$23.20
+31.15% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| MUFG | Mitsubishi UFJ Financial … | $17.69 | 211.28B | -41% | +34% | -31% | +31% | 9.44 | 1.17 | 1.94 | -13.69 | 33.40 | 1.29 | 56.54% | 20.52% | 14.99% | 12.72% | -5.30% | 0.62% | 4.36 | 0.46 | 0.49 | 0.49 | -6.64 | 2827.00% | 1413.00% | -9563.00% | -1.87% | 0.00 | 1.23% | 2.21% | 20.90% | 3.95% | -15.92 | 90.18 | -3.27 | -0.34 |
| BAC | Bank of America Corporati… | $49.83 | 363.88B | -30% | -32% | -34% | -48% | 12.02 | 1.21 | 1.94 | -6.31 | 64.53 | 1.57 | 55.42% | 18.48% | 16.23% | 10.19% | 371.61% | 0.91% | 1.21 | 0.44 | 0.42 | 0.42 | 3.66 | 1863.00% | -191.00% | -24325.00% | 3.44% | 0.00 | 153.03% | 2.61% | 31.30% | 70.57% | -6.62 | -18.31 | -1.22 | -0.26 |
| C | Citigroup Inc. | $110.22 | 197.21B | +15% | -11% | -8% | -52% | 14.35 | 0.96 | 1.21 | 10.53 | 82.10 | 1.07 | 44.55% | 11.78% | 8.48% | 6.72% | 5.22% | 0.56% | 3.37 | 0.24 | 0.48 | 0.48 | 15.86 | 1748.00% | -141.00% | -18515.00% | 10.98% | 0.02 | 8.05% | 2.65% | 38.00% | 11.64% | 12.27 | 10.92 | 1.45 | -0.11 |
| RY | Royal Bank of Canada | $167.23 | 234.95B | +114% | -45% | -73% | -37% | 16.33 | 2.39 | 2.42 | 34.89 | 64.13 | 2.96 | 45.26% | 18.67% | 14.82% | 15.30% | 2.63% | 0.91% | 6.00 | 0.36 | 0.13 | 0.13 | 26.02 | 2547.00% | 213.00% | 15398.00% | 15.92% | 0.04 | 6.84% | 2.65% | 43.20% | 6.70% | 39.08 | 18.92 | 7.30 | -0.45 |
| SAN | Banco Santander, S.A. | $12.36 | 182.47B | +169% | -61% | -1% | -94% | 11.23 | 1.54 | 1.32 | 28.35 | 86.47 | 1.85 | 40.05% | 15.58% | 11.76% | 13.98% | 3.07% | 0.76% | 4.47 | 0.31 | 2.57 | 0.00 | 21.11 | 1299.00% | -771.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 33.17 | — | 5.17 | 0.39 |
| SCHW | The Charles Schwab Corpor… | $95.20 | 172.81B | -39% | -27% | -52% | -25% | — | 3.43 | 6.11 | 13.33 | — | 5.60 | 80.28% | 49.42% | 31.99% | 0.00% | 42.73% | 0.00% | 0.65 | 3.64 | 2952.94 | 1654.88 | 2.10 | 5585.00% | 645.00% | 32746.00% | 5.18% | 136.93 | 35.45% | 0.00% | — | 0.00% | 14.66 | 22.87 | 7.24 | 133.48 |
| TD | The Toronto-Dominion Bank | $97.36 | 164B | +109% | -38% | -59% | -52% | 11.01 | 1.77 | 1.95 | 28.09 | 7.60 | 2.14 | 49.01% | 20.67% | 17.73% | 16.90% | 3.47% | 0.99% | 5.19 | 0.44 | 0.12 | 0.12 | 20.93 | 14492.00% | -280.00% | -23607.00% | -31.75% | -0.04 | -12.14% | 3.39% | 37.30% | 12.60% | 30.64 | -10.22 | 6.33 | -0.61 |
| WFC | Wells Fargo & Company | $81.44 | 255.63B | -20% | -23% | -36% | -44% | 12.29 | 1.45 | 2.13 | 6.91 | 69.48 | 1.68 | 64.80% | 20.40% | 17.27% | 11.86% | 19.51% | 1.05% | 1.07 | 0.63 | 13.79 | 13.79 | 5.24 | 1769.00% | -149.00% | -72606.00% | -7.24% | -1.04 | -17.36% | 2.47% | 30.40% | 9.90% | 8.05 | -10.67 | 1.64 | 0.46 |
About Mitsubishi UFJ Financial Group, Inc.
Mitsubishi UFJ Financial Group, Inc. operates as the bank holding company for MUFG Bank, Ltd. that provides various financial services in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through Digital Service Business Group; Retail & Commercial Banking Business Group; Japanese Corporate & Investment Banking Business Group; Asset Management & Investor Services Business Group; Global Corporate & Investment Banking Business Group; Global Commercial Banking Business Group; and Global Markets Business Group segments. The company offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. It also provides M&As and real estate-related services; digital-based financial services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, and foreign exchange businesses. In addition, it offers corporate, investment, and transaction banking services for large corporate and financial institutions; asset management and administration services for corporations and pension funds; loans, deposits, fund transfers, and investments services for retail, small and medium-sized enterprise, as well as corporate customers; fixed income instruments, currencies, equities, and other investment products; originates and distributes of financial products; and provides treasury services. Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.
- CEO
- Kanetsugu Mike
- Employees
- 140K
- Beta
- 0.16
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($23.76 ÷ $17.69) − 1 = +34.31% (DCF, example).