US · SPNS
Sapiens International Corporation N.V.
- Sector
- Technology · Software - Application
- Headquarters
- Holon 5885800
- Website
- sapiens.com
Price · as of 2024-12-31
—
Market cap 2.41B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $37.27 | — |
| Intrinsic Value(DCF) | $13.82 | — |
| Graham-Dodd Method(GD) | $2.00 | — |
| Graham Formula(GF) | $17.19 | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | $3.14 | $33.92 | $11.88 | $2.56 | $6.24 |
| 2011 | $3.25 | $53.61 | $81.43 | $2.72 | $8.38 |
| 2012 | $4.26 | $43.34 | $310.03 | $2.73 | $20.11 |
| 2013 | $6.80 | $41.51 | $247.53 | $1.72 | $7.57 |
| 2014 | $6.58 | $34.46 | $135.09 | $3.86 | $7.30 |
| 2015 | $9.51 | $33.04 | $62.99 | $2.16 | $10.54 |
| 2016 | $11.34 | $34.51 | $39.51 | $1.44 | $9.41 |
| 2017 | $8.61 | $35.73 | $44.14 | $0.00 | $0.23 |
| 2018 | $12.08 | $28.10 | $10.22 | $0.00 | $4.26 |
| 2019 | $19.58 | $31.46 | $5.71 | $0.38 | $10.49 |
| 2020 | $29.46 | $41.22 | $3.36 | $3.53 | $16.47 |
| 2021 | $23.37 | $36.22 | $18.75 | $1.41 | $23.80 |
| 2022 | $18.31 | $33.17 | $4.25 | $0.00 | $10.50 |
| 2023 | $28.91 | $35.55 | $4.91 | $1.46 | $18.23 |
| 2024 | $27.43 | $37.27 | $4.91 | $2.00 | $17.19 |
AI valuation
Our deep-learning model estimates Sapiens International Corporation N.V.'s (SPNS) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $37.27
- Current price
- —
- AI upside
- —
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$13.82
— upside
Graham-Dodd
$2.00
— upside
Graham Formula
$17.19
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| SPNS | Sapiens International Cor… | $43.09 | 2.41B | -14% | -68% | -95% | -60% | 21.21 | 3.19 | 2.82 | 13.01 | 139.74 | 8.64 | 43.90% | 15.83% | 13.31% | 15.57% | 20.96% | 10.45% | 0.13 | 217.34 | 2.24 | 2.11 | -0.94 | 1518.00% | 540.00% | 1310.00% | 5.18% | 0.55 | 24.07% | 2.08% | 44.10% | 6.02% | 16.06 | 17.37 | 2.54 | 6.17 |
| ALRM | Alarm.com Holdings, Inc. | $47.69 | 2.38B | +104% | -41% | -46% | -14% | 17.96 | 2.79 | 2.34 | 10.90 | 241.96 | 4.51 | 63.10% | 13.43% | 13.11% | 16.72% | 13.34% | 6.26% | 1.34 | 7.85 | 1.92 | 1.66 | 0.73 | 742.00% | 759.00% | -3018.00% | 5.80% | 0.23 | 17.31% | 0.00% | 0.00% | 1.76% | 18.68 | 18.51 | 2.51 | 2.46 |
| DV | DoubleVerify Holdings, In… | $11.15 | 1.82B | +237% | -62% | -52% | -40% | 33.68 | 1.51 | 2.28 | 10.97 | — | 3.32 | 82.16% | 10.58% | 6.77% | 4.57% | 5.28% | 3.85% | 0.09 | 45.70 | 4.27 | 3.95 | -1.13 | -625.00% | 1392.00% | 3029.00% | 10.12% | 1.74 | 18.80% | 0.00% | 0.00% | 0.14% | 19.53 | 8.96 | 2.07 | 6.01 |
| FORTY | Formula Systems (1985) Lt… | $144.57 | 2.21B | -27% | -62% | — | -53% | 7.09 | 2.02 | 0.50 | 3.88 | 30.10 | -2.68 | 24.81% | 9.81% | 2.89% | 29.70% | 26.61% | 6.65% | 1.01 | 12.22 | 1.30 | 1.23 | 0.47 | 2354.00% | 521.00% | 1237.00% | 21.52% | 0.28 | 37.57% | 1.37% | 9.70% | 4.02% | 5.54 | 5.07 | 0.54 | 2.10 |
| GRND | Grindr Inc. | $13.19 | 2.53B | +175% | +166% | -79% | +31% | 23.05 | 46.45 | 4.96 | 17.21 | — | -7.10 | 72.40% | 28.71% | 21.54% | -224.09% | 43.47% | 18.76% | 8.53 | 7.16 | 1.90 | 1.83 | 2.16 | -16622.00% | 2764.00% | 4974.00% | 6.45% | 1.67 | 60.66% | 0.00% | 0.00% | 20.63% | 19.78 | 17.74 | 5.68 | 4.24 |
| NATL | NCR Atleos Corporation | $37.82 | 2.78B | +58% | -47% | — | -48% | 21.84 | 8.78 | 0.81 | 4.49 | 29.52 | -1.72 | 24.37% | 10.98% | 3.72% | 48.87% | 26.79% | 2.89% | 0.56 | 1.77 | 0.96 | 0.53 | -0.31 | 7398.00% | 86.00% | 1659.00% | 6.76% | 0.19 | 15.63% | 0.00% | 0.00% | 81.58% | 6.92 | 13.83 | 0.76 | 1.51 |
| NP | Neptune Insurance Holding… | $25.61 | 2.42B | — | — | — | +580% | — | — | — | — | — | — | 66.41% | 57.37% | 29.00% | -9.18% | -22.18% | 77.03% | -0.37 | 3.91 | 0.73 | 0.28 | 1.89 | 5192.00% | 4057.00% | 21616.00% | — | 1.03 | -20.08% | — | 0.00% | — | — | — | — | — |
| ODD | Oddity Tech Ltd. | $42.30 | 2.4B | +124% | +592% | -63% | +48% | 6.33 | 1.77 | 0.87 | 2.54 | 75.02 | 2.43 | 72.69% | 14.67% | 13.67% | 32.63% | 84.71% | 14.05% | 0.10 | — | 5.24 | 3.75 | -2.79 | 843.00% | 2516.00% | -3554.00% | 11.94% | 0.76 | 73.10% | 0.00% | 0.00% | 47.62% | 2.76 | 3.92 | 0.41 | 2.52 |
| PRGS | Progress Software Corpora… | $42.86 | 1.85B | +72% | +139% | — | +45% | 25.27 | 3.86 | 1.89 | 16.33 | 324.36 | -1.31 | 80.82% | 15.68% | 7.48% | 15.95% | 8.81% | 2.93% | 1.78 | 2.16 | 0.49 | 0.45 | 4.74 | 779.00% | 2979.00% | 1124.00% | 12.42% | 0.29 | 14.72% | 0.04% | 1.10% | 42.92% | 16.99 | 11.35 | 2.66 | 1.04 |
| RUM | Rumble Inc. | $6.18 | 2.68B | +344% | -46% | — | — | -5.05 | -27.10 | 17.91 | -4.89 | -2.71 | -16.59 | -45.02% | -137.04% | -354.35% | -358.99% | 185.07% | -137.82% | -0.03 | — | 0.63 | 0.57 | 0.34 | 18621.00% | 1794.00% | -1656.00% | -5.24% | -0.40 | 127.59% | 0.00% | 0.00% | 0.11% | -12.21 | -17.82 | 16.74 | -1.71 |
| WBTN | WEBTOON Entertainment Inc… | $17.63 | 2.3B | +57% | -68% | -96% | — | -7.88 | 0.82 | 0.89 | -5.51 | -23.90 | 1.92 | 25.14% | -7.47% | -10.67% | -11.24% | -10.48% | -8.24% | 0.01 | -2237.76 | 2.67 | 2.45 | 4.91 | 3297.00% | 512.00% | -16280.00% | 0.39% | 0.06 | 0.49% | 0.00% | 0.00% | 29.62% | -6.19 | 131.68 | 0.46 | 2.39 |
About Sapiens International Corporation N.V.
Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens ReinsuranceMaster and Sapiens ReinsurancePro reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, and Sapiens ClaimsGo for workers' compensation. In addition, the company offers financial and compliance solutions, which comprise Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools; and Sapiens Decision, an enterprise-scale platform that enables institutions to centrally author, store, and manage various organizational business logics. Further, it provides tailor-made solutions based on its Sapiens eMerge platform; and program delivery, business, and managed services. The company markets and sells its products and services through direct and partner sales. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.
- CEO
- Roni Al-Dor
- Employees
- 4.85K
- Beta
- 0.90
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($13.82 ÷ —) − 1 = — (DCF, example).