US · UPBD
Upbound Group, Inc.
- Sector
- Technology · Software - Application
- Headquarters
- Plano, TX 75024
- Website
- upbound.com
Price · as of 2025-12-31
$19.19
Market cap 1.24B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $206.39 | +975.51% |
| Intrinsic Value(DCF) | $8.35 | -56.49% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $21.21 | +10.53% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $21.73 | $130.16 | $10.43 | $7.19 | $36.29 |
| 2012 | $24.03 | $147.58 | $4.46 | $8.06 | $46.18 |
| 2013 | $16.65 | $150.13 | $3.48 | $0.00 | $20.37 |
| 2014 | $18.32 | $140.19 | $1.34 | $0.00 | $17.98 |
| 2015 | $9.97 | $33.69 | $0.00 | $0.00 | $0.00 |
| 2016 | $6.39 | $120.95 | $0.00 | $0.00 | $2.24 |
| 2017 | $6.31 | $140.90 | $0.00 | $1.07 | $0.00 |
| 2018 | $14.98 | $125.55 | $0.00 | $5.09 | $1.05 |
| 2019 | $14.56 | $143.27 | $1.29 | $19.34 | $27.20 |
| 2020 | $49.71 | $137.70 | $2.79 | $11.36 | $51.06 |
| 2021 | $20.62 | $194.92 | $1,588.15 | $0.00 | $161.31 |
| 2022 | $21.93 | $218.31 | $404.90 | $0.00 | $0.24 |
| 2023 | $29.93 | $228.74 | $101.72 | $0.00 | $0.00 |
| 2024 | $24.07 | $104.32 | $0.00 | $0.00 | $36.09 |
| 2025 | $20.88 | $206.39 | $0.00 | $0.00 | $21.21 |
AI valuation
Our deep-learning model estimates Upbound Group, Inc.'s (UPBD) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $206.39
- Current price
- $19.19
- AI upside
- +975.51%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$8.35
-56.49% upside
Graham-Dodd
—
— upside
Graham Formula
$21.21
+10.53% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| UPBD | Upbound Group, Inc. | $19.19 | 1.24B | +976% | -56% | — | +11% | 16.10 | 1.70 | 0.25 | 10.68 | — | -8.30 | 34.45% | 4.76% | 1.56% | 11.06% | 6.60% | 2.47% | 2.67 | 1.98 | 4.07 | 0.73 | 6.36 | -4344.00% | 867.00% | 39273.00% | 20.24% | 0.69 | 10.42% | 7.45% | 120.00% | 7.45% | 13.05 | 12.21 | 0.62 | 2.86 |
| CRCT | Cricut, Inc. | $4.30 | 910.57M | +478% | -39% | — | -89% | 16.45 | 2.21 | 1.45 | 6.02 | 78.97 | 2.21 | 49.51% | 10.68% | 8.82% | 12.55% | 23.97% | 8.71% | 0.03 | 233.47 | 2.85 | 2.16 | -1.84 | 2083.00% | -688.00% | -671.00% | 23.86% | 1.30 | 109.87% | 10.64% | 175.00% | 22.96% | 9.36 | 2.89 | 1.00 | 4.78 |
| FSLY | Fastly, Inc. | $19.12 | 2.86B | +53% | -51% | — | — | -25.56 | 3.35 | 4.98 | -342.90 | — | 13.32 | 57.08% | -18.88% | -19.50% | -12.84% | -11.37% | -8.25% | 0.46 | -9.28 | 2.61 | 2.47 | -26.93 | -2719.00% | 1478.00% | -41598.00% | 2.11% | 0.49 | 6.35% | 0.00% | 0.00% | 0.00% | -26.98 | 48.34 | 5.09 | 2.64 |
| GCT | GigaCloud Technology Inc. | $44.34 | 1.67B | +26% | +1,649% | -31% | +51% | 11.95 | 3.38 | 1.27 | 10.20 | 67.48 | 3.51 | 23.31% | 11.24% | 10.65% | 30.83% | 21.26% | 12.09% | 0.97 | 724.88 | 2.02 | 1.30 | 0.53 | 1770.00% | 1110.00% | 2823.00% | 11.14% | 0.56 | 31.45% | 0.00% | 0.00% | 12.33% | 11.94 | 9.47 | 1.34 | 3.66 |
| HKD | AMTD Digital Inc. | $1.75 | 835.95M | +153% | -40% | -49% | — | 121.66 | 35.96 | 28.33 | 15.08 | — | -6.59 | 78.43% | 51.67% | 189.54% | 2.68% | 4.34% | 1.05% | 13.96 | 1.17 | 0.52 | 0.31 | 3.92 | -4789.00% | -5330.00% | -9878.00% | 0.08% | 0.00 | 0.19% | 0.00% | 0.00% | 0.00% | 72.74 | 1677.50 | 37.59 | 1.65 |
| KARO | Karooooo Ltd. | $47.22 | 1.46B | -8% | +29% | — | -40% | 25.09 | 7.33 | 5.16 | 11.21 | 110.64 | 7.97 | 70.13% | 28.73% | 20.17% | 30.53% | 34.96% | 20.04% | 0.23 | 25.30 | 1.14 | 1.05 | -0.15 | 2267.00% | 861.00% | 105896.00% | 3.94% | 1.35 | 32.93% | 2.65% | 66.50% | 3.20% | 17.71 | 25.02 | 5.09 | 10.06 |
| PDFS | PDF Solutions, Inc. | $33.78 | 1.33B | +19% | +10% | -87% | — | -2088.72 | 4.93 | 6.10 | 74.14 | — | 10.80 | 74.00% | 2.67% | -0.29% | -0.25% | 1.06% | -0.17% | 0.28 | 1.48 | 2.28 | 1.74 | 1.86 | -11630.00% | 2204.00% | 1511.00% | -0.64% | 0.33 | -3.88% | 0.00% | 0.00% | 0.02% | 234.52 | -159.85 | 6.26 | 5.95 |
| PRO | PROS Holdings, Inc. | $23.25 | 1.12B | +44% | -61% | — | — | -52.44 | -15.63 | 3.25 | -210.46 | — | -5.87 | 65.70% | -5.76% | -6.20% | 27.94% | -25.64% | -4.86% | -4.38 | -4.14 | 1.28 | 1.21 | -24.11 | -6475.00% | 878.00% | 25747.00% | 2.44% | 0.15 | 35.34% | 0.00% | 0.00% | 1.59% | -63.75 | 46.26 | 3.67 | -0.12 |
| SEMR | Semrush Holdings, Inc. | $11.82 | 1.79B | +176% | +88% | -86% | -86% | 200.95 | 5.78 | 3.93 | 68.50 | 26.77 | 8.80 | 82.62% | 2.20% | 2.19% | 3.10% | 23.33% | 2.04% | 0.05 | — | 2.42 | 2.14 | -1.99 | 75077.00% | 2247.00% | 1279373.00% | 2.91% | 0.41 | 303.20% | 0.00% | 0.00% | 0.00% | 151.50 | 29.14 | 3.34 | 8.44 |
| TASK | TaskUs, Inc. | $10.62 | 953.73M | +270% | +41% | -7% | +180% | 9.35 | 1.59 | 0.81 | 4.81 | 7.79 | 4.21 | 32.62% | 11.88% | 8.64% | 18.65% | 16.24% | 10.21% | 0.50 | 7.65 | 3.12 | 2.85 | 0.40 | 12000.00% | 1895.00% | -2613.00% | 7.71% | 0.84 | 11.38% | 0.00% | 0.00% | 5.73% | 7.41 | 14.14 | 0.88 | 3.24 |
| YALA | Yalla Group Limited | $7.08 | 1.11B | +1,005% | -35% | +22% | +73% | 4.80 | 0.91 | 1.89 | -0.08 | 34.63 | 0.91 | 64.53% | 35.74% | 39.95% | 21.09% | 258.29% | 18.62% | 0.00 | — | 6.80 | 6.44 | -3.94 | 1385.00% | 652.00% | 2492.00% | 26.73% | 1.70 | 403.84% | 0.00% | 0.00% | 29.70% | -0.08 | -0.06 | -0.03 | 6.27 |
About Upbound Group, Inc.
Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and company-owned stores and e-commerce platform through rentacenter.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was founded in 1960 and is headquartered in Plano, Texas.
- CEO
- Anthony J. Blasquez
- Employees
- 11.97K
- Beta
- 1.86
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($8.35 ÷ $19.19) − 1 = -56.49% (DCF, example).